How to Identify TransUnion Identity Theft
TransUnion is a consumer credit bureau that provides reliable individual and company credit status upon which many credit companies can gauge client credit risk. Therefore, if you have fallen victim to transunion identity theft, then your credit score could be headed for a sudden nosedive, depending on how fast the crime escalates. For quick and fast solutions that can help resolve TransUnion identity theft, try DoNotPay.
What Is Identity Theft?
- Disruption of your daily life
- Financial decline
- Extreme anxiety
Especially if it is not resolved quickly, so, if you are dealing with TransUnion identity theft, you should take prompt action to stop it and prevent any further personal or financial damage.
Signs That You May Be a Victim of TransUnion Identity Theft
It is not easy to confirm whether you are a victim of identity fraud on a hunch, but these signs can help you gauge the situation so you can take appropriate action.
- Errors on your credit report You can request your TransUnion credit report for further analysis. If there are unfamiliar credit accounts, then someone else could have opened new accounts using your credit card information.
- Getting calls from debt collection agencies If you are getting calls from collection agencies for debts you do not owe, then your credit limit has been fraudulently used up, and now the non-payments have accrued to become bad debts.
- Changes in your credit score When numerous purchases are made in your name, and the credit is overextended, the credit score decreases. However, when the criminal applies for a variety of credit types, such as a new credit card and an auto loan, these new lines coupled with your existing credit types raise your credit score. By noting these unfamiliar fluctuations, you can flag down identity fraud easily.
- Declined credit application If you are sure your credit score warrants the requested loan, then you should check your current reports for any suspicious activity that may have increased your credit liability.
- Suspicious login alerts If you are receiving TransUnion account login alerts from unfamiliar devices, then someone else is gaining access to your account using your personal details.
How to Prevent Identity Theft
Everyone is a potential victim of identity fraud, but these top measures should help you reduce your susceptibility to this devastating crime.
- Do not share your TransUnion account login credentials with anyone
- Access your account from secure login sites
- Create a strong password for your TransUnion account
- Shred any correspondence with the credit bureau before throwing it in the trash
- Collect your mail regularly to avoid exposing vital documents
What to Do if You Are a Victim of TransUnion Identity Theft
It's devastating to deal with the uncertainty identity fraud brings, and the feeling of helplessness is inevitable. However, there are agencies dedicated to solving identity theft cases just like yours, and engaging them as soon as possible is the best thing to do.
If you would like to report this crime but don't know where to start, here are some guidelines that you can follow:
- Contact TransUnion support on 833-806-1626
- Review your TransUnion subscription
- Place a credit freeze on your TransUnion credit report. You will also have to contact Equifax and Experian agencies to request a credit freeze on both of your reports.
- File a report at your local police department
- Fill in the IRS Identity Theft Affidavit form 14039
- Report the crime at your local Attorney General's office
How to Solve TransUnion Identity Theft With the Help of DoNotPay
Solving a TransUnion identity theft case by yourself will quickly prove lengthy and frustrating. Considering all the emotional distress identity fraud can bring, you may not have the strength to pursue all the aforementioned processes. DoNotPay can help you choose the best strategy to approach the problem and even file the reports with all agencies on your behalf.
How to deal with identity theft using DoNotPay:
- Search "identity theft" on DoNotPay and select the type of incident you would like to report.
- Tell us more about the incident that occurred, including the location, date, time, financial loss, and any suspect information you may have.
- We'll identify whether you should file an FTC report, contact the IRS, freeze your credit report, contact state agencies, or file a police report. Once we guide you through the best options, we'll automatically submit the reports on your behalf.
And that's it. DoNotPay will make sure your issue gets sent to the right place. We'll upload confirmation documents to your task for you to view, and if the contacts need more information, they will reach out to you personally via email or mail.
What Else Can DoNotPay Do?
Helping you solve identity theft is just one of the many things we can help you with. DoNotPay can also help you to:
|Find chargebacks and refunds||Sue anyone in Small Claims Court|
|Find compensation for victims of crime||Contact government representatives|
|File insurance claims|
You can also use our helpful Sue Now product, where you can generate a compensation demand letter, a court script, and small claims forms conveniently at the click of a button. Trust DoNotPay to help you with an identity theft case fast and satisfactorily so you can get your life back on track.