Stop Harassment from Tessera Credit Services Ltd Debt Collectors

Stop Debt Collectors Stop Harassment from Tessera Credit Services Ltd Debt Collectors

Stop Harassment from Tessera Credit Services Ltd Debt Collectors

You are obligated to pay your overdue debt; otherwise, Tessera Credit Services Ltd Debt Collectors might contact you in their effort to recover it. If the company reaches you, you should neither accept the debt nor provide your personal information.

Instead, you should send them a debt validation letter requesting for the company to prove the debt is legally yours and that they know your actual debtor. This procedure is a tiring one and might consume much of your time.

You don't have to go through all the trouble alone. DoNotPay can help you have the debt verified and establish the ideal course of action to take after the company contacts you.

What Is Tessera Credit Services Limited Debt Collectors' Phone Number and Why Are They Calling You?

Tessera Credit Services Ltd Debt Collectors may use the number 01702444777 to contact you for any of the following reasons:

  • To seek payment for a debt
  • To pressure you by calling daily or sending you frequent letters since they cannot threaten you to collect payment.
  • To sell your debt if you don't pay off a debt in full
  • To negotiate what you owe since they earn large profit margins
  • When locating a friend or family member who owes them money

Is Tessera Credit Services Limited Debt Collectors a Scam?

Tessera Credit Services is a legit company that purchases debts from creditors such as credit cards, bank loans, and more. This, however, does not mean they are not susceptible to committing prohibited acts when attempting to collect debts.

Has Tessera Credit Service Limited Debt Collectors Violated Your Rights?

According to the Financial Conduct Authority, debt collectors are violating your rights if they:

  • Come to your workplace or residence unannounced and without prior consent
  • Harass you through an unreasonable number of calls or try to reach out to you outside of the allowed window from 8 a.m. to 5 p.m.
  • Use abusive language and violent threats
  • Publish information about you and your debt
  • Make legal threats
  • Lie about the debt and what they can do

Collection agencies are also prohibited from calling you if you have an attorney representing you, asking you for a debt you don't recognize, or calling you during the validation period if you have requested debt validation.

How Long Can Debtors Collect Debt From You?

Debt collectors in the UK can chase you for a debt for six years. If the debt exceeds six years, it cannot be recovered through court action, and it is now referred to as statute-barred.

How Do You Make Payment to Tessera Credit Services Limited Debt Collectors?

You can make your payments to Tessera credit services limited through

  1. Credit card; only Visa and MasterCard are accepted
  2. Making a direct deposit by certified check, bank draft, or cash directly to the bank

What Happens if You Don't Pay Your Debt to Tessera Credit Services Limited?

You might face the following consequences if you fail to settle your debt:

  • Tessera credit service limited will continue to badger you in a more aggressive manner
  • Your debt will be sent to a collection agency
  • Your credit history and score will be affected negatively
  • The company might sue you in the court

However, you should not pay the debt if:

  • You do not have an income flow
  • If the debt is not yours
  • If the Tessera fails to prove your ownership of the debt

Learn How to Deal With Tessera Credit Services Ltd Debt Collectors on Your Own

When Tessera Credit Services contacts you, you should request a validation letter to ascertain the company's legibility. A validation letter is important since scammers might call pretending to be a debt collector and manipulate you to pay. Tessera Company should be in a position to prove that they have purchased your debt from your initial creditor company.

You can reach out to Tessera Credit Services directly via:

Post5th Floor Maitland House

Warrior Square

Southend on Sea, Essex

SS1 2JS

Phone01702 444777
Fax01702 447781

If Tessera provides the debt information, negotiate an ideal payment arrangement that you are confident you can commit to. You should not pay the debt if it has expired according to the statute of limitation.

If the collection company cannot provide your debt information, you should demand they remove their negative review from your credit report. If they don't do it, you can sue in court and have your case solved from there.

Though you might deal with the debt collector on your own, it might be a hectic process that will eventually frustrate you. The company might fail to respond to your validation request and still continue to harass you. You can avoid the hassle by using DoNotPay.

Learn How to Deal With Tessera Credit Services Ltd Debt Collectors Using DoNotPay

Dealing with debt collectors can be painfully exhausting especially if you are already struggling to make ends meet. DoNotPay is your best ally.

We can assist in having the debt validated, ensure that your rights are not being violated, and report harassment to a governing body if applicable.

Just go through the following steps and we’ll take care of the rest:

  1. Search “debt collection” on DoNotPay.

     

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

     

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

     

What Other Solutions Can DoNotPay Offer?

DoNotPay can deal with debt collectors across the UK. Here are a few other collection agencies that we have negotiated with in the past:

This robot lawyer is not limited to negotiating with debt collectors and clearing your credit history. In fact, DoNotPay has made thousands of legal services accessible to its users at a very low cost.

Here are a few solutions you can take advantage of:

There’s no need to be stressed out when dealing with Tessera Credit Services. Sign up with DoNotPay today and be better equipped when negotiating with collection agencies or solving other legal issues that you may have.

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