How You Can Fight TD Bank Fees for Business Accounts Hassle-Free
The average American pays over $160 annually in bank fees, and the average business account charges more than twice the monthly maintenance fees that the average personal bank account charges. TD bank fees for business accounts add up quickly and can seriously affect the bottom line, especially when they're being charged because your average account balance isn't high enough in a given month.
Today, we'll walk you through how you can get TD bank fees for business accounts refunded on your own. Then, we'll walk you through how DoNotPay can help you get your business account bank fees waived, as well as your personal banking fees, like, TD Bank overdraft fees, Bank of America ATM fees, and Bank of America overdraft fees.
What Bank Fees Are Charged by TD for Business Accounts?
TD bank fees for business accounts depend on the type of business account you have, among other factors. TD currently offers three business checking accounts:
- TD Business Premier Checking
- TD Business Convenience Checking Plus
- TD Business Simple Checking
Here's a succinct look at the TD bank fees for business accounts.
|TD Business Premier Checking||Monthly Maintenance Fee||$30 (waived first 3 statement cycles)|
|TD Business Premier Checking||Deposited Items||$0.35 per deposited item after the first 500|
|TD Business Premier Checking||In-Store Cash Deposits||$0.25 per $100 after $30,000|
|TD Business Premier Checking||Small Business Overdraft Fees||$35/transaction; $105/day|
|TD Business Convenience Check Plus||Monthly Maintenance Fee||$25|
|TD BCCP||Deposited Items||$0.50 per deposited item after the first 500|
|TD BCCP||In-Store Deposits||$0.25 per $100 after $5,000|
|TD BCCP||Small Business Overdraft Fees||$35/transaction; $105/day|
|TD Business Simple Checking||Monthly Maintenance Fee||$10|
|TD BSC||Deposited Items||$0.75 per deposited item after the first 200|
|TD BSC||In-Store Cash Deposits||$0.25 per $100 after the first $5,000|
|TD BSC||Credit Card Payments||2.89%|
|TD BSC||ACH Payments||1.99%|
|TD BSC||Lockbox Payments||1.99% up to $5 per payment|
|TD BSC||ATM Fees||$2 per transaction at non-TD ATM|
|TD BSC||Small Business Overdraft Fees||$35/transaction; $105/day|
How to Get TD Bank Fees for Business Accounts Waived by Yourself
To get TD to refund your business account bank fees, you must speak to a TD customer service representative. This can be accomplished by visiting your local TD branch or calling 1-888-751-9000. If you don't have time to wait in the phone queue, DoNotPay has a product that gets you in touch with customer service without having to wait on the phone.
Note, your monthly maintenance fee if you can keep at least $1,500 in both your business and personal TD checking account. That said, keeping a large balance in your checking account won't help with other fees, like ATM fees if you use a non-TD ATM.
Next Steps if Talking to Customer Service Isn’t Successful
If talking to a TD customer service representative isn't successful, your next step is to escalate the problem to a manager. That said, even escalating the problem to a manager isn't always successful. Even worse, even if you can get some of your bank fees waived, there is a good chance that only one or two fees will be waived. With DoNotPay, all of your monthly banking fees can be waived automatically.
Waive TD Bank Fees for Business Accounts With the Help of DoNotpay
You shouldn't have to pay up to $0.50 per item you deposit each month. Don't let TD cut into your bottom line and charge you unreasonably high fees for getting paid by your customers. DoNotPay can waive all bank fees, regardless of the type of account you have or who you bank with, and the entire process can be automated quickly and easily.
How to Get TD Bank Fees for Waived Hassle-Free With DoNotPay
If you're sick and tired of waiting on hold to speak to a TD Bank CSR or getting rejected, DoNotPay can get your money refunded in just four easy steps:
- Open the DoNotPay Fight Bank Fees product.
- Enter the name of your bank.
- Verify the last 4 digits of your bank account.
- Choose which fees you want to waive, including overdraft, ATM, and transaction fees.
DoNotPay Works Across All Financial Institutions With a Single Click of a Button
DoNotPay is your one-stop-shop for getting refunds for your bank fees. Below is a brief summary of the fees DoNotPay can fight for you:
- Chase Bank overdraft fees
- Citizens Bank overdraft fees
- Wells Fargo overdraft fees for checking accounts
- Overdraft fees for Fifth Third Bank
- PayPal fees for transferring money to your bank account instantly
DoNotPay can also help you with other banking needs. For instance, DoNotPay can answer such banking questions as:
- What is the best overdraft fee-free bank?
- Will I be charged a bank overdraft fee on a Saturday or Sunday?