How to Fight TD Bank's Business Account Fees In 4 Steps

Fight Bank Fees How to Fight TD Bank's Business Account Fees In 4 Steps

How You Can Fight TD Bank Fees for Business Accounts Hassle-Free

The average American pays over $160 annually in bank fees, and the average business account charges more than twice the monthly maintenance fees that the average personal bank account charges. TD bank fees for business accounts add up quickly and can seriously affect the bottom line, especially when they're being charged because your average account balance isn't high enough in a given month. 

Today, we'll walk you through how you can get TD bank fees for business accounts refunded on your own. Then, we'll walk you through how DoNotPay can help you get your business account bank fees waived, as well as your personal banking fees, like, TD Bank overdraft fees, Bank of America ATM fees, and Bank of America overdraft fees

What Bank Fees Are Charged by TD for Business Accounts?

TD bank fees for business accounts depend on the type of business account you have, among other factors. TD currently offers three business checking accounts: 

  1. TD Business Premier Checking
  2. TD Business Convenience Checking Plus
  3. TD Business Simple Checking

Here's a succinct look at the TD bank fees for business accounts.

AccountFeeAmount
TD Business Premier CheckingMonthly Maintenance Fee$30 (waived first 3 statement cycles)
TD Business Premier CheckingDeposited Items $0.35 per deposited item after the first 500
TD Business Premier CheckingIn-Store Cash Deposits$0.25 per $100 after $30,000
TD Business Premier CheckingSmall Business Overdraft Fees$35/transaction; $105/day
TD Business Convenience Check Plus Monthly Maintenance Fee$25
TD BCCPDeposited Items$0.50 per deposited item after the first 500
TD BCCP In-Store Deposits$0.25 per $100 after $5,000
TD BCCPSmall Business Overdraft Fees$35/transaction; $105/day
TD Business Simple Checking Monthly Maintenance Fee$10
TD BSC Deposited Items$0.75 per deposited item after the first 200
TD BSC In-Store Cash Deposits$0.25 per $100 after the first $5,000
TD BSC Credit Card Payments2.89%
TD BSCACH Payments1.99%
TD BSC Lockbox Payments 1.99% up to $5 per payment
TD BSC ATM Fees$2 per transaction at non-TD ATM
TD BSC Small Business Overdraft Fees $35/transaction; $105/day

How to Get TD Bank Fees for Business Accounts Waived by Yourself

To get TD to refund your business account bank fees, you must speak to a TD customer service representative. This can be accomplished by visiting your local TD branch or calling 1-888-751-9000. If you don't have time to wait in the phone queue, DoNotPay has a product that gets you in touch with customer service without having to wait on the phone. 

Note, your monthly maintenance fee if you can keep at least $1,500 in both your business and personal TD checking account. That said, keeping a large balance in your checking account won't help with other fees, like ATM fees if you use a non-TD ATM. 

Next Steps if Talking to Customer Service Isn’t Successful

If talking to a TD customer service representative isn't successful, your next step is to escalate the problem to a manager. That said, even escalating the problem to a manager isn't always successful. Even worse, even if you can get some of your bank fees waived, there is a good chance that only one or two fees will be waived. With DoNotPay, all of your monthly banking fees can be waived automatically. 

Waive TD Bank Fees for Business Accounts With the Help of DoNotpay

You shouldn't have to pay up to $0.50 per item you deposit each month. Don't let TD cut into your bottom line and charge you unreasonably high fees for getting paid by your customers. DoNotPay can waive all bank fees, regardless of the type of account you have or who you bank with, and the entire process can be automated quickly and easily. 

How to Get TD Bank Fees for Waived Hassle-Free With DoNotPay

If you're sick and tired of waiting on hold to speak to a TD Bank CSR or getting rejected, DoNotPay can get your money refunded in just four easy steps:

  1. Open the DoNotPay Fight Bank Fees product.

     

  2. Enter the name of your bank.

     

  3. Verify the last 4 digits of your bank account.

     

  4. Choose which fees you want to waive, including overdraft, ATM, and transaction fees.

     

DoNotPay Works Across All Financial Institutions With a Single Click of a Button

DoNotPay is your one-stop-shop for getting refunds for your bank fees. Below is a brief summary of the fees DoNotPay can fight for you: 

DoNotPay can also help you with other banking needs. For instance, DoNotPay can answer such banking questions as: 

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