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Stop Debt Collectors

How Does the FDCPA Protect You

Life is generally dynamic. Completely unforeseen circumstances can hit anyone at any time. Unfortunately, some of these circumstances are financial crises due to loss of job or income. This can easily make you unable to clear your bills or service some of your loans. But you are not alone in this — [. . .]
Stop Debt Collectors

How to Settle a Debt Collection Lawsuit

If you owe money to a creditor for a debt such as student loans, medical bills, or other expenses, it's important to pay it as soon as possible. If you don't or can't, the creditor might assign or sell your debt to a collection agency. From there, if your debt continues to be outstanding, you could end [. . .]
Stop Debt Collectors

How to Stop Debt Collectors From Harassing You

There might have been a time in the past when you got behind on your bills and stopped paying some of them. It might be old credit card bills, medical bills, or utility charges. No matter what it was, there's a debt collector who seems to be calling you all the time and flooding your mailbox with collection [. . .]
Stop Debt Collectors

How to Negotiate With Debt Collectors

It's stressful when you have past due bills and not enough money to pay them. It's a challenging situation, especially when you don't think there is a solution. There is something you can do today, and that is learning how to negotiate with debt collectors . There's one catch—you must understand how [. . .]
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Can Debt Collectors Take Your Stimulus Check?

Have you ever received a letter from a debt collector asking for an old credit card balance payment? If you have, you probably considered paying them. If you have outstanding debt, maybe you should consider investing it instead. If your tax refund or stimulus check is being garnished, you want to know [. . .]
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What Utah State Debt Collection Laws Say About Your Rights

Dealing with debt collectors is time-consuming and unpleasant. However, endless calls and visits keep occurring because many consumers don't know their rights. Did you know that the Utah state debt collection law prohibits unethical debt collection practices including relentless calls and other forms [. . .]

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What Is Ohio Statute of Limitations on Debt Collection?

The statute of limitations on debt collection limits the time within which a creditor can legally sue you for your pending debt. These limitations are essential to maintain a healthy creditor-debtor relationship, and each state has its own statute of limitations on debt collection that debt collectors [. . .]

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End Unfair Debt Collection From RentDebt Collector

Not many things can be as stressful and annoying as dealing with a RentDebt collector who's hounding you. If this is your situation, you'll be pleased to learn that the federal Fair Debt Collection Practices Act (FDCPA) protects you against unfair or deceptive practices that some collection agencies [. . .]

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How to Stop Nationwide Debt Collection From Harassing You

All About Nationwide Debt Collection Nationwide Debt Collection is a debt collector that operates in all 50 states. The company has been offering account receivable management services to businesses since 1947. However, the company does not provide loans and only acts as a third-party collection agency. [. . .]

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All About New Jersey Debt Collection Laws

As if being in debt and unable to see your way through it isn't hard enough, you must also have to deal with debt collection agencies calling you. They may call you at bad times, and some are not nice. Luckily, New Jersey Debt Collection laws are in place to stop them from harassing you. You should [. . .]

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PA Debt Collection Laws: All You Need to Know

Even in Pennsylvania debt collectors will stop at nothing to collect the fees they are paid to collect. All debt collection agencies are hard to negotiate with , especially when you don't know the statute of limitations , how long they can pursue the debt , or if they can take your stimulus check . DoNotPay [. . .]

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How to Stop Debt Collectors in Jefferson, GA

The last thing you want is a Jefferson debt collector hounding you for money. Many debt collectors in Jefferson, GA, will not stop until you give in. Additionally, some will even engage in inappropriate behavior to crank up the pressure. What's more, they are so bold and menacing that they almost seem [. . .]

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How to Report a Debt Collection Agency

If you've ever had a debt be turned over to a third-party collection agency, you're probably already aware of the tactics they perform in an attempt to recover the money you owe. You should know that you don't have to put up with harassment or deceptive and unfair collection practices. You have a right [. . .]

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What Happens If You Ignore Debt Collectors?

What Happens If You Ignore Debt Collectors Constant calls from debt collectors can be intimidating and outright frustrating. Oftentimes, debt collectors break the law when collecting money from people. Did you know that approximately 28% of people residing in the United States with a credit card have [. . .]

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What Should I Do If My Debt Was Sold to a Collection Agency

Do you have an outstanding debt that was recently sold to a collection agency but you don’t know to negotiate with them ? About 30 million people in the United States have at least one account in collections. It's certainly not rare to find yourself unable to pay an outstanding debt and it's not [. . .]

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Learn All About Missouri Debt Collection Laws

Have you endured long periods of harassment from debt collectors in Missouri? Are you wondering if Missouri debt collection laws can protect you? The answer is yes. You can apply the Missouri debt collection laws to protect yourself from unethical debt collection practices. However, if you don't know [. . .]

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How to Write a Letter to Debt Collector to Settle a Debt

How to Write a Letter to Debt Collector to Settle a Debt If you are currently not in good financial standing to pay your debt, you may be interested in getting a better understanding of debt settlement. Debt settlement involves going into negotiations with your creditor to forgive all or some of your [. . .]

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Make The Texas Debt Collection Act Work For You

Did you know that the state of Texas has a debt collection act? The Texas Debt Collection Act (TDCA) outlines the specific steps that creditors must take when collecting debts from consumers in the state. If you are being pursued by a debt collector in Texas, it is important to know how the TDCA applies [. . .]

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How Can Oregon Debt Collection Laws Protect You

Debt collectors can become quite a headache. You may receive incessant debt collection calls for a debt you never took or have already cleared. However, if you are an Oregon resident, understanding Oregon debt collection laws should take you a step further in safeguarding yourself from constant harassment. [. . .]

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How to Stop IC System Debt Collection From Unfair Practices

Creditors in different sectors like finance, government, utility companies, health providers, and other businesses find third-party debt collectors like IC Systems to help them recover money from you. If your creditor hires IC Systems to recover their debt, you are likely to receive a call or a letter [. . .]

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How to Win Debt Collection Lawsuit

How to Win a Debt Collection Lawsuit without a Lawyer If you owe money to a medical provider, student loan holder, credit card company, or any other creditor, you might be sued at some point if you don't pay on time or get behind your payment. A debt collection lawsuit can be pretty upsetting, even [. . .]

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