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Editorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.
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Stop Debt Collectors

How to Settle a Debt Collection Lawsuit

If you owe money to a creditor for a debt such as student loans, medical bills, or other expenses, it's important to pay it as soon as possible. If you don't or can't, the creditor might assign or sell your debt to a collection agency. From there, if your debt continues to be outstanding, you could end . . .
Stop Debt Collectors

How to Stop Debt Collectors From Harassing You

There might have been a time in the past when you got behind on your bills and stopped paying some of them. It might be old credit card bills, medical bills, or utility charges. No matter what it was, there's a debt collector who seems to be calling you all the time and flooding your mailbox with collection . . .
Stop Debt Collectors

Can Debt Collectors Take Your Stimulus Check?

Have you ever received a letter from a debt collector asking for an old credit card balance payment? If you have, you probably considered paying them. If you have outstanding debt, maybe you should consider investing it instead. If your tax refund or stimulus check is being garnished, you want to know . . .
Stop Debt Collectors

How to Negotiate With Debt Collectors

It's stressful when you have past due bills and not enough money to pay them. It's a challenging situation, especially when you don't think there is a solution. There is something you can do today, and that is learning how to negotiate with debt collectors . There's one catch—you must understand how . . .
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End Harassment From CMS Debt Collectors

Are you dreading that phone call from a debt collector, harassing you for money that you don't have? You're not alone. According to statistics, one in four Americans (28%) has at least one debt in collections . Most lenders turn to third-party debt collectors to help them recover their money, but some . . .

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How to Sue a Debt Collector and Win

Debt collectors use several methods to pursue delinquent debtors. Unfortunately, some of these methods contravene the Fair Debt Collection Practices Act (FDCP) and state laws protecting consumers from unfair debt collection practices, including harassment. If you believe the actions of a debt collection . . .

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All About Nevada's Debt Collection Laws

No matter where you live, it can be a huge hassle to deal with debt collectors. Being aware of Nevada debt collection laws can put you in a better place to negotiate with any debt collection agency . Each state has different rules about how long debt collectors can actually pursue a debt, as well as . . .

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How to Deal With Pinnacle Debt Collectors

Debt collector harassment is stressful and all-around nasty. Why? Because Pinnacle debt collectors , like many other major collection agencies, will often use unethical practices to get you to pay the money you purportedly owe. A debt in collections affects around one out of four Americans. Unwanted . . .

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End Sunrise Debt Collection Harassment

When it comes to collections, there are many companies out there that will handle overdue accounts for other businesses. Sunrise debt collectors are one of them and they aren't new to this business either. Who are they and why should you turn to DNP if you feel their debt collection practices aren't . . .

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How to Deal with AFNI Debt Collection

Whether you owe the money or not, when you get on AFNI Debt Collection's radar, it seems like they call you day and night. Each day, when you check your mail, it seems like there's a new letter demanding payment for a debt. You need a way to get AFNI Debt Collection to stop calling you all the time and . . .

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How to Deal With Debt Collection Agencies

Due to a financial crisis, it might be difficult to pay all the outstanding debt. The purpose of debt collectors like ERC is to assist firms to negotiate with you in order to get their overdue cash. Debt collectors have a reputation for being difficult to work with. Despite their threats, are they really . . .

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How to Stop Debt Collectors From Harassing You

There might have been a time in the past when you got behind on your bills and stopped paying some of them. It might be old credit card bills, medical bills, or utility charges. No matter what it was, there's a debt collector who seems to be calling you all the time and flooding your mailbox with collection . . .

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Can a Debt Collector Take My Car?

For most debt recovering agencies, car debt collection is a part of the ERC debt collection process. Generally, there is a limit as to what a debt collector can and cannot take, as well as how often they can try to collect . It is important to note that debt collectors cannot take your property unless . . .

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How to End Amcol Debt Collector Harassment

Millions of Americans rely on credit to purchase homes, cars, and other goods rather than paying in cash. As of the fall of 2021, the average American had a debt load of a whopping $92,727. When consumers can pay the money they’ve borrowed back as promised, there’s no problem. For an estimated 18% . . .

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How to Deal With ACEI Debt Collectors

It is possible that you have received a call or email from a company that identifies itself as an ACEI debt collector . You might wonder who they are, why they are calling, and if you should listen to what they have to say or not. People tend to have all of these ideas about how the debt collection . . .

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All About Medical Debt Collection Laws

Medical bills can add up quickly after an accident or illness—sometimes before you even have the chance to recover. Miss a few payments, and a collections agency may contact you. If you're wondering if medical debt collection laws are different from other types of debt, read on. Know your rights and . . .

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How to Stop Sequim Debt Collectors

In a simple world, paying debts would be straightforward. You would deal with your own account balance without being hounded by debt collectors and bombarded with scams. You wouldn't have to decide if any phone call regarding your finances was legitimate or an attempt to get you to send money into a . . .

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PA Debt Collection Laws: All You Need to Know

Even in Pennsylvania debt collectors will stop at nothing to collect the fees they are paid to collect. All debt collection agencies are hard to negotiate with , especially when you don't know the statute of limitations , how long they can pursue the debt , or if they can take your stimulus check . DoNotPay . . .

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