How to Deal with Spratt Endicott Debt Recovery

Editorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

How to Stop Spratt Endicott From Harassing You

Have you been receiving harassing phone calls from Spratt Endicott? Spratt Endicott is a nationally recognized law firm based in Banbury since 2002. This is a debt collection agency that offers pre-legal debt recovery services and serves to collect outstanding debts without resulting in legal action. Though their goal isn't to take legal action, it's possible that the company will move forward to the stage of the legal proceedings.

Here at DoNotPay, we know how overwhelming it can be to constantly get calls from debt collectors. Debt collection agencies are known for harassing debtors about a debt owed, which can be highly stressful. If you're looking for debt recovery help, DoNotPay is here for you. Read on to learn about and why DoNotPay is the best solution to get help with your debt concerns.

Spratt Endicott Contact Details

Do you need to get in touch with about debt recovery? Spratt Endicott has three locations and here are the phone numbers for each location:

Spratt Endicott OfficePhone Number
Banbury Office01295-204000
Bicester Office01869-252761
Brackley Office01280-730880

Spratt Endicott also has a general phone number if you're not sure which branch to contact. You can give them a call at 0330-0580-250. For general inquiries, you can also send them an email.

What Happens if I Don't Pay Collections to Spratt Endicott?

If you have debt that's in collections, it's never a good idea to ignore it. Ignoring debt won't make it go away and can exacerbate the issue. Here are a few situations that may happen if you don't pay collections to Spratt Endicott:

  • The Debt Collectors Will Keep Contacting You: If you don't pay your collections balance, Spratt Endicott will likely keep contacting you until they can reach a proper resolution.
  • The Agency Will Continue to Report on You: If you do not pay your collections balance, the agency will continue to report you to the credit bureaus, which will negatively affect your credit score.
  • Your Debt Will Keep Growing: Choosing to avoid your debt can land you with a larger collection bill. This is because interest will continue to pile up, which also affects your credit score.
  • You Could Be Sued: If you wait too long to contact Spratt Endicott about your debt, there is a possibility that they will move forward with legal proceedings.

How to Make a Payment to Spratt Endicott

Unfortunately, Spratt Endicott does not appear to have an online payment service to begin making payments. However, the company does have a protocol in place for those who owe a debt. If you need to make a payment, here’s what you should do:

  1. Review the letter that was sent to you. Spratt Endicott will communicate via letter first, outlining the debt owed and other important information.
  2. The letter should indicate what steps you need to take to pay your collections balance. If you agree the debt is yours, and you're in a position to pay, follow the steps provided in the correspondence.
  3. If you agree the debt is yours but are looking for more ways to pay, it's best to contact Spratt Endicott directly to set up some sort of payment agreement.

Who Does Spratt Endicott Collect For?

In order to determine who Spratt Endicott collects for, you will need to contact them directly. You can give them a call at 0330-0580-250 for further information.

Has Spratt Endicott Violated My Rights?

A collection agency has violated your rights as a debtor if they are performing actions that fall in line with harassment. Here are a few ways a collection agency may violate your rights:

  • Sending verbal or physical threats
  • Contacting you several times a day, early morning, or late at night
  • Contacting you using social media
  • Falsely claiming to work for the court
  • Falsely claiming to be a bailiff in England or Wales or claiming to be a sheriff of Scotland

Get Debt Help With DoNotPay

Do you have an and need help paying it? If you feel like you're being harassed or are just overwhelmed by the debt you owe, DoNotPay is here to help.

To get started, all you need to do is:

  1. Search "debt collection" on DoNotPay.

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

With our product, DoNotPay can help you determine the best course of action to take. In fact, DoNotPay is successful when it comes to helping you address debt with a variety of other companies, such as:

Are you ready to start the debt recovery process? Sign up with DoNotPay today!

Want your issue solved now?