Someone Filed for Unemployment in My Name - What Next?
If you discover that you are a victim of unemployment fraud and identity theft, you may be experiencing a range of emotions, including anger and frustration. Identity theft is an invasion of your private and financial life but is a common type of fraud, and it takes a lot of work to recover from it. If you find yourself doing a frantic internet search for "someone filed for unemployment in my name" to figure out your next steps, you have come to the right place because DoNotPay can help you understand how to report identity theft and unemployment fraud.
How Is Identity Theft Used to Commit Unemployment Fraud?
What Is Identity Theft?
Identity theft happens when someone steals your personal information and uses it for their financial gain. This could include stealing your name, address, social security number, driver's license information, online account information, etc., and using it to fraudulently do any number of financial activities. They might take over your financial accounts, take out loans or open credit cards in your name, commit medical insurance fraud or file for unemployment in your name.
What Is Unemployment Fraud?
Unemployment fraud can be committed by an employer who engages in certain actions to avoid tax liability or make fraudulent claims. A claimant can commit fraud by submitting false information, collecting benefits when they are no longer eligible, not reporting full wages, or other actions.
When unemployment fraud happens through identity theft, the perpetrator has enough of your personal information to file a fraudulent unemployment claim in your name. You may not even know it has happened unless you are trying to file for unemployment yourself, or perhaps you find other suspicious information that alerts you to identity theft.
Signs of Unemployment Fraud and Identity Theft
There are various signs that you may see if you are a victim of unemployment fraud. They may include:
- Mail from government agencies about unemployment claims or payment, but you have not recently filed for benefits (from any state).
- Unexpected charges associated with unemployment benefits
- Receiving IRS forms that reflect unemployment benefits
- Receiving a notice from your employer about your unemployment claim
- Being denied unemployment when you are eligible due to current claims/payments that you didn't file
- If you are a victim of identity theft through other methods, you should look into the possibility of unemployment fraud as well.
How to Report False Unemployment Claims on Your Own
As a victim of unemployment fraud, there are a number of steps you should take to report identity theft and unemployment fraud.
- Report unemployment fraud to the state. Use this state directory to find the correct phone number. You may have to report to the state you live in, a state you have lived/worked in previously, or another state altogether.
- Provide all relevant information and details. An investigation can be a complicated process and will require transparency with different agencies.
- Check your credit reports immediately. As a victim of unemployment fraud, it is possible that you could find other signs of identity theft, such as unauthorized accounts and debt in your name. It is essential that you notify each credit bureau about identity theft as well.
- File other reports. You can file police reports, and Federal Trade Commission (FTC) reports regarding identity theft. The FTC will give you a personal recovery plan. You should also report unemployment identity theft that happened during the COVID-19 pandemic to the U.S. Department of Justice's National Center for Disaster Fraud.
- Be alert and proactive. Keep a close eye on your online accounts, bank accounts, and other personal and financial information. You may choose to put a freeze on your credit reports, fraud alerts on your financial accounts, close accounts, change all of your passwords/security measures for online accounts, and take other precautions to protect yourself.
- File your income taxes correctly. File them on time, report only correct and accurate income information. You do not need to wait for a corrected 1099-G form. You can contact the IRS and ask for guidance if you are a victim of unemployment fraud and identity theft.
- Contact a lawyer. This may be an option if you know the perpetrator and want to sue for identity theft or struggle to get through the process by yourself.
You may be given more information and additional instructions by different agencies during the process. Each unemployment identity theft case is unique and will likely require a lot of work, but DoNotPay can help you.
Someone Filed for Unemployment in My Name - How Can DoNotPay Help?
DoNotPay understands that protecting your personal and financial information is important. We also understand that identity theft and unemployment fraud can be overwhelming, and the recovery process can be tedious and time-consuming. This is why DoNotPay has an alternative solution. We can help you through necessary steps, such as filing an official report with the FTC, alerting state agencies, filing reports with the credit bureaus, and filing police reports.
How to deal with identity theft using DoNotPay:
- Search "identity theft" on DoNotPay and select the type of incident you would like to report.
- Tell us more about the incident that occurred, including the location, date, time, financial loss, and any suspect information you may have.
- We'll identify whether you should file an FTC report, contact the IRS, freeze your credit report, contact state agencies, or file a police report. Once we guide you through the best options, we'll automatically submit the reports on your behalf.
And that's it. DoNotPay will make sure your issue gets sent to the right place. We'll upload confirmation documents to your task for you to view, and if the contacts need more information, they will reach out to you personally via email or mail.
Why Should I Use DoNotPay to Assist With Unemployment Fraud?
If someone has filed for unemployment in your name or committed other forms of identity theft, the recovery process can be lengthy and frustrating. DoNotPay makes the process:
|Fast||You don't have to spend hours trying to solve the issue.|
|Easy||You don't have to struggle to fill out tedious forms or keep track of all the steps involved in solving your problem.|
|Successful||You can rest assured knowing we'll make the best case for you.|
We save you time and stress by filing the reports on your behalf and making the best case for you. We will walk you through the process and support you each step of the way so that you can return to a sense of normalcy as soon as possible.
What Other Ways Can DoNotPay Help With Identity Theft?
DoNotPay can help with more than just unemployment fraud. Identity theft may also appear in other ways, such as credit card fraud, social security fraud, hacked accounts, or even someone stealing your stimulus check. Whatever issues you are having due to identity theft, DoNotPay can walk you through the steps to start the recovery process.
What Else Can DoNotPay do?
DoNotPay has a variety of services that help you solve legal problems, save money and resolve issues. We can help you with Small Claims Court or a variety of other services, including:
- Compensation for Victims of Crime
- Contact Government Representatives
- Chargebacks and Refunds
- Insurance Claims