How to Deal With Scott and Co Debt Collectors

Stop Debt Collectors How to Deal With Scott and Co Debt Collectors

How to Stop Scott & Co Debt Collectors From Harassing You

Scott & Co are debt collectors that may be trying right now to collect a debt from you or someone you know. Do you feel stressed or worried about these debt collectors? Are they demanding payment from you for something you believe you do not owe? Are you feeling threatened? Do you believe that Scott & Co are abusing their power or authority?

If so, we might have some good news for you! DoNotPay can help you with this problem. Get ready to learn a little more about what you can do to stop the harassment.

Have Scott & Co Debt Collectors Visited You?

Has Scott & Co. contacted you to demand payment? You might be feeling pretty scared right now, especially if you have been visited by the sheriff's office. Scott & Co is the largest employer of Sheriffs. They specialize in not only debt collecting but also enforcement.

If Scott & Co is coming after you, it is likely that:

  1. Your council taxes are unpaid.
  2. You have unpaid parking tickets.
  3. If you owe money to the public sector, they may be the ones to collect the debt.

If you are feeling overwhelmed or feel like you are about to lose everything, including your freedom, you have questions. Like, "Why me?" "What did I do to deserve this?" "What am I going to do?" Don't fret, there are still some things to consider and things that can be done to keep you out of trouble.

Is Scott & Co a Credible Debt Collector?

The short answer is yes. In fact, they are members of a few different organizations. They do carry a lot of weight and deal with the public and private sectors like commercial and consumer debt.

They are members of:

  • Rating and Valuation
  • Institute of Revenues
  • Credit Services Association
  • Institute of Directors
  • Society of Messenger-at-Arms and Sheriff Officers

What to Do With Collection for Taxes

Perhaps you missed a payment on council tax? You will likely be hearing from Scott & Co. This is generally the way it works:

  1. You receive a letter stating you have 7 days to pay the tax. Remember, you DO have an option of a payment plan.
  2. If you do nothing, you'll get another letter stating you have 14 days and no longer have the option of a payment plan.
  3. If nothing is done, the council will get a warrant from the Sheriff's court. They will then employ Scott & Co for the collection of this debt.

What Are My Options?

There are many options to think about. It really depends on your situation and circumstances. What is the best course of action for YOU?

  • If you owe the debt you may just want to pay it and get it over with. Or, you can make a payment plan to make sure that it's paid but where it will not cause any financial detriment to you and your family.
  • If you need, there is a Time To Pay Order that can halt proceedings against you which will give you time to make smaller payments and settle your debt.
  • Have you heard of a Debt Arrangement Scheme?  This freezes any interest that may be applied and stops proceedings which allow you time to make payments.
  • If you don't do anything and a warrant is issued, you'll be paying an additional 10% charge for administrative costs of "acquiring" the warrant against you.

How to Contact Scott & Co

Here are the contact details for Scott & Co if you need to get in touch with them regarding your debt:

Main Office Address9 Melville Cres, Edinburgh EH3 7LZ

United Kingdom

Office Phone

Customer Service Phone

0333 320 6876

0333 320 6871

Websitehttps://www.scottandco.uk.com/
Customer Service Emailcustomer.service@scottandco.uk.com
Contact FormOnline Form

What Happens If I Don't Pay My Debt to Scott & Co?

You might be wondering what happens if you do not pay your debt, especially when Scott & Co starts threatening you. The council generally uses its "diligence" which is an enforcement right. They passed that right onto Scott & Co.

Scott & Co debt collectors may try to collect the debt through different means.

  1. You will likely get an earning arrestment because Scott & Co will contact your employer and request that they take payments from your wages.
  2. Unfortunately, Scott & Co can freeze your bank account. It will remain frozen and you will not be able to withdraw any money until the balance owed is paid or some form of payment has been agreed upon. Do remember, if the agreed amount is not paid within 14 weeks, the entire amount is released from your bank account that Scott & Co has requested without your consent!
  3. Any property outside of your home can be entered and seized. The goal is to sell what you have to repay the debt owed. Locked or not, business property, garages, sheds, anything can be entered and the property therein seized to satisfy the obligation.
  4. Scott & Co can file for an exceptional attachment order. This allows them to get a warrant which will give them the right to enter your property, even your home, and seize your belongings.
  5. They can also get an inhibition order which will prevent you from selling valuable assets without settling your debt first.
  6. Also, remember that bankruptcy is an option if you have zero ability to pay your debt and owe over £3000.

DoNotPay Is Ready to Help You!

DoNotPay is a legal platform that is fully equipped to handle problems of all sorts, in your best interest! If you are being harassed or bullied by any debt collection agency, there is help for you. 

Here's how it works:

  1. Search "debt collection" on DoNotPay.

     

  2. Answer a few questions about the debt collectors, including when you were contacted and how you were contacted. Then we'll determine if they have violated any debt collection laws.

     

  3. Then you can decide which course of action you want to take. Choose whether you want to file a debt verification request, demand that the collectors stop contacting you, or report them to a professional trade association.

     

What Else Can DoNotPay Do?

DoNotPay can help you deal with debt collectors in a faster, less frustrating, and more convenient way. With DoNotPay’s assistance, you don’t have to worry about settling issues with the following companies:

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