How to Get an SC Tax Lien Removed Instantly
Sometimes the IRS will put a tax lien on your property due to unpaid taxes. This may be an accident on the IRS' part, too, but whether it's an accident or not, a lien placed on your property by the IRS can't be discharged in bankruptcy. There's no way to get away from a debt owed to the IRS, and fighting it for mistaken identity can be extremely difficult. That being said, what can you do to
Removing a lien is difficult, especially if the debt you owe is too high for you to comfortably afford. As basic human needs come first, what can you do to avoid losing your property and putting yourself in jeopardy? Fortunately, DoNotPay can help you avoid an awful situation. By sending a letter to your creditor, DoNotPay can help negotiate affordable payments and remove the lien.
Tax Liens in South Carolina
A tax lien is a lien imposed on a property, such as homes or cars, to collect tax payments. This doesn't just apply to the taxes filed in the spring either; a lien can be placed on your home if you fail to pay property taxes. In most cases, however, you can apply for a payment plan instead of paying the owed taxes all at once. If you fail to pay these taxes, your property can and will be seized by the state or IRS.
In South Carolina, tax liens are public information. You can search the lien registry on South Carolina's Department of Revenue website. You can search by lien ID, name, or the name of a business. This means you can only search the liens of people you know by name, or you have their lien ID number. It's an easy way to find out if there's a lien against you.
How to Check if You Have a Tax Lien in South Carolina
Do you need to sell your car but are unsure if a tax lien has been placed on it? Checking to see if you have a tax lien against you in South Carolina is fairly straightforward and easy. You can go directly to South Carolina's DOR website and search the registry for this information.
To check for a tax lien in South Carolina:
- Go to South Carolina's DOR website.
- Go to the Collection & Compliance page.
- Click on "lien registry" and then "search the lien registry".
- Enter your personal information and hit the "search" button.
Does a Tax Lien Hurt My Credit Score?
No, tax liens cannot hurt your credit score. In 2017, the three credit bureaus agreed to remove all tax liens from credit reports. This was mostly done because of mistaken identity.
A person could have the same first and last name as you, but the tax lien would go on their credit report instead of yours, and a tax lien is almost impossible to fight. Tax liens could also stay on your credit report for up to ten years with nearly no way to remove them.
How to Remove a Tax Lien in South Carolina on Your Own
According to the IRS, there are a few ways you can remove a tax lien in South Carolina, as well as any other state. If you've already paid your debt in full, you can complete a lien release form to completely remove the tax lien in South Carolina.
Here are some ways to :
Pay Your Debt in Full | This is, without doubt, the best way to remove a tax lien. You'll no longer owe any money to the state or IRS, and you won't have to worry about paying the debt anymore. |
Discharge of Property | This will only remove the lien from a specific property, but you won't have to worry about it being sold off anymore. |
Subordination | This doesn't remove the lien, but it does make it easier to be approved for a loan and mortgage. |
Withdrawal | This removes the Public Notice of Federal Tax Lien, meaning the IRS won't compete with other creditors for your property. However, you still owe the debt. |
Remove a Tax Lien in South Carolina With the Help of DoNotPay
Removing a tax lien doesn't have to be difficult or confusing. Instead of spending all that time researching and fighting with the state of South Carolina, let DoNotPay do the hard part for you. DoNotPay is willing to help you create a letter to your creditor to solve the issue, whether it's removing the lien or helping you to negotiate payments to fit your budget.
Here’s what to do:
- Search for Remove My Lien on DoNotPay.
- Start our Remove My Lien product.
- Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.
And that's it! DoNotPay will help you craft a letting to your creditor without the hassle on your part.
What Else Can DoNotPay Do?
Great question! Luckily for you, DoNotPay can do almost anything you can think of. Aside from helping remove tax liens, DoNotPay can also help with:
- Small claims court
- Customer service
- Closing a bank account
- Reducing property taxes
- Increasing your credit limit
And so much more! Don't try to fix all your problems on your own; contact DoNotPay and let them solve your problems for you.