3 Easy Steps to Stop Ross & Roberts Bailiffs Debt Collectors

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3 Easy Steps to Stop Ross & Roberts Bailiffs Debt Collectors

Ross & Roberts is one of the debt collection agencies in Britain and works with various local connections across the country. The company specialises in debt collection and management on behalf of financial institutions. Undoubtedly, expect to be reached by if you have not settled your overdue loan or credit.

In this case, they will continuously contact and force you to pay the debt. The worst part is that they might contact you irrespective of whether the debt is yours, violating your rights. With DoNotPay, we help you verify whether the debt is legally yours; if not, we can aid in removing Ross & Roberts from your credit report in the simplest way available.

Ross & Roberts Contact Information

You can contact the customer support either through:

  • Phone
  • Email
  • Letter
PhoneCall the company by dialing +44 1458 550481 and air your concerns about your debt.
EmailYou can summarise your concerns and send them to info@rossandroberts.co.uk.

Are Ross & Roberts Bailiffs Debt Collectors a Scam?

Though the Financial Conduct Authority does not regulate , it is a legitimate company. The company operates under the confines of the ministry of justice on civil enforcement. You should not worry if they contact you, but make sure not to admit the debt until they provide you with a debt verification letter.

Can You Ignore a Ross & Roberts' Debt?

If you haven't settled your debt, you have no option other than to make arrangements to pay it. Ignoring a debt collector will yield no relevant results. Since Ross & Roberts Bailiffs have the same right as your original creditors, they might decide to apply for a county court judgement.

If the court case is successful, you will be forced to pay the debt without a choice, eventually ending on your credit report. In the worst-case scenario, Ross & Roberts' debt collection might send a bailiff to your home on a court order to take assets equivalent to your debt.

Is Ross & Roberts Violating Your Rights?

The company is going against your rights if:

  • They call you at weird hours, that is before 8 am or after 9 pm
  • Threaten you pay you
  • Physically harass you
  • Publicise your debt
  • Come to your home without a court order

Alternative Ways to Remove Ross & Roberts From Your Credit Report

If Ross & Robert continue to harass you to pay a debt, you should contact the company's customer care first and tell them to stop. If the problem persists, you can escalate it to the Office for Fair Trading (OFT, 2012).

OFT has set guidelines that govern the behaviour of debt collectors and states that:

  1. Debtors should be treated fairly during debt collection
  2. Debtors should not be harassed or abused
  3. Debt collectors should provide information that is clear and concise without any inaccuracies
  4. Debt collectors should consider the current state of the debtor and show some empathy

Alternatively if you have agreed to make the payment but are still getting lots of calls, it is against the OFT guidelines. In this case, you can report Ross & Roberts to the Financial Ombudsman. The simplest way to contact the Financial Ombudsman is by phone on 0800 023 4567 or 0300 123 9123.

Though you can use the ways mentioned above to deal with Ross & Roberts, rest assured to find it rough. Dealing with a well-established company like Ross & Roberts is never easy. You might be required to hire an attorney to represent you in court and equip them with enough evidence of harassment.

At DoNotPay, we are always ready to help you solve your problem quickly. Our product is always easy, fast, and successful in handling debt collection-related concerns.

Remove Ross & Roberts Bailiffs Debt Collections off Your Credit Using DoNotPay

Dealing with debt collectors and bailiffs can be extremely stressful and exhausting. You cannot make the problem go away by just ignoring the calls and messages. DoNotPay can provide you with the best possible solution according to your current financial capabilities and preferences.

If you are ready to get rid of your debt collection problems, just follow the simple steps to below:

  1. Search "debt collection" on DoNotPay.

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

And that’s it! We’ll get to working on which option works best for you and get your problem addressed appropriately.

Use Our Product to Solve Other Debt Related Problems

DoNotPay is not limited to helping you deal with . We are devoted to ensuring that you are protected from unscrupulous actions by debt collection companies. We can help you handle issues with other debt collectors like:

Your happiness is our ultimate goal. Join DoNotPay today and let us help deal with harassing debt collectors on your behalf.

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