How to Stop Harassment From RMP LLC Debt Collector

Approximately 28% of US citizens with a credit file have a third-party service collecting their debt. Unfortunately, not all third-party debt collectors are reputable, straightforward, or follow the law when collecting. An example of a collection agency in the US is RMP LLC debt collector – focused on healthcare revenue cycle management (RCM) and medical debt collection services.

Fortunately, the Fair Debt Collections Practices Act (FDCPA) protects consumers from predatory collection practices. You have several response options if a collector contacts you. The DoNotPay legal app can help you find the right solution to deal with debt collectors in simple steps.

DoNotPay will advise you on several issues such as negotiating with debt collectors, filing a dispute letter, how long collectors can try to collect, whether they can take your stimulus check, and ERC debt collection.

What is RMP LLC Debt Collector?

Receivables Management Partners (RMP) LLC is a debt collection agency in Indianapolis, IN. RMP provides 200 US hospitals and 30,000 physicians with healthcare-focused revenue cycle management (RCM) services. The company has six additional offices in Des Plaines, IL; Waco, Texas; Indianapolis, IN; Zealand, MI; Reading, PA; and Lansing, MI.

Is RMP LLC Debt Collector Legitimate?

Yes, RMP LLC is a legitimate debt collector from Indianapolis, IN. Therefore, you may see RMP LLC listed as a collections account on your credit report if you forgot or failed to pay your bill and your creditor sent your account to a debt collector.

RMP LLC Debt Collector also appears in several names, including:

• RMP Services, LLC
• RMP, LLC
• Receivables Management Partners, LLC

Your Rights When Dealing with RMP LLC Debt Collector

Collection agencies have strict regulations about what they can and cannot do in the US. For instance, the FDCPA prevents the use of deceptive, abusive, or underhand tactics when collecting any debt.

Additionally, the FDCPA provides debtors with numerous rights to protect them against unfair practices of collection agencies. These include:

• Providing written debt validation letters within five days of initial contact
• Not calling at unusual places or hours
• Responding to any debt verification request (within one month of request) and pausing all collection activity until debt verification
• Not exposing debtors to friends, employers, and family
• Communicating with debtor's attorney if they have one rather than contacting you
• Respecting requests to stop collection calls

How to Respond to RMP LLC Debt Collector

When an RMP services debt collector contacts you, you should find out the following:

1. The identity of the collector, including the agency's name, address, and phone number
2. The debt amount, including any fees accrued such as collection costs and interest
3. What the debt is for and the date you incurred it
4. The identity of the original creditor
5. Verification of whether the debt is yours or someone else's

When RMP LLC Debt Collectors first contact you, they must provide a written notice with certain, legally-required information. Therefore, if the agency first gets in touch by phone, it is best to insist they give you written notice. Additionally, never give out your personal and financial information by phone until you verify that it's a legitimate debt collector.

At this point, you have several response options based on your specific scenario. For example, you could:

• Pay off the debt
• Respond that the debt is not yours
• Ask the collector to stop contacting you
• Request for more information or verification within 30 days of the initial contact by the collector
• Clarify when and how you want the collector to contact you
• Report the collector to the CFPB or FTC for unethical collection practices if they violated the FDCPA

How to Stop RMP LLC Debt Collectors by Yourself

Here’s what you’ll have to do:

1. Review the validation letter the collection agency sent and verify the original creditor, the amount owed, the identity of the collector, and what the debt was for
2. If you have queries or believe the debt is not yours, file a debt verification request with the collector. You can also ignore the collection and wait if the debt's statute of limitations is almost expiring
3. After verifying the debt, you can respond using one of the options detailed above.

Stop Debt Collectors with the Help of DoNotPay

The process of dealing with a debt collector can be frustrating and time-consuming. Collection tactics are annoying at best and illegal or predatory at worst. Therefore, it is vital to know your rights and handle debt collectors to find the best way to manage the debt. Fortunately, DoNotPay can help.

DoNotPay helps handle debt collectors in three simple steps:

1. Search “debt collection” on DoNotPay.

2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to the CFPB.

And that’s it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We’ll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the CFPB so that they’re no longer able to use unfair debt collection practices.

You can also check out our other credit products, including Credit Limit Increase and Clean Credit Report.

Why Use DoNotPay to Stop RMP LLC Debt Collectors

You don’t have to take their harassment sitting down. DoNotPay is your best choice to stop them in their tracks. Our services are:

• Fast. You don’t have to spend too much time searching for ways to get RMP LLC debt collectors to stop calling you incessantly.
• Easy. You only have to accomplish three steps to get help writing the dispute letter or report a complaint for violation of the FDCPA.
• Successful. You can rest assured that we are making the best case for you.

What Else Can DoNotPay Do?

When you have stopped debt collectors from harassing you, there are still several products that you may find useful:

• Cancel services or subscriptions
• Write financial aid appeal letters
• Get help with your bills
• Claim that missing money

Contact DoNotPay today to learn more.