How to Stop RMA Resolve Debt Collectors' Harassment Fast
When contact you about an existing debt, it is best to be cooperative, but you should at the very least expect the company to act professionally. Unfortunately, some people have voiced their frustrations over the debt collectors’ unethical conduct, coercion, and constant harassment to pay debts.
It can be tricky finding out who you are in debt with when banks and other financial institutions have adopted the custom of selling these debts to third-party debt collectors. These debt collectors have come under the limelight for their deceptive and unfair debt collection practices in recent years.
The good news is that DoNotPay can be of assistance if you find yourself in such a case. DoNotPay will guide you when dealing with RMA Resolve Debt Collectors and accord you the help you need.
Other than RMA Resolve Debt Collectors, DoNotPay works with other debt collectors as well. The following are a few examples:
- Amigo Loans
- DWP Debt Management
- Provident Loans
- Advantis Debt Collection
- Marston Group Holdings
- Moorcroft Debt Recovery
- Lowell Financial
Read further to find useful information on how to handle debt collectors and what rights you have as a debtor.
Who Are RMA Resolve Debt Collectors?
is a UK-registered debt management company that offers debt advice and financial planning to individuals who are experiencing money troubles. They also buy debts from companies such as banks and energy companies and attempt to collect them at a profit.
Here is their contact information:
|Phone:||0330 0601 082|
Your Rights When Dealing With RMA Resolve Debt Collectors
It is very important to get to know and understand your rights when dealing with RMA Resolve Debt Collectors. In 2012, The Office for Fair Trading (OFT), published some guidelines that third-party debt collectors like RMA Resolve cannot do.
They should not:
- Pay you a visit while you are at your workplace.
- Call you constantly while at work or even after you told them to stop.
- Call you at odd hours of the day.
- Take payments without your consent.
- Forcefully enter your home or decline to leave when you instruct them to.
- Confiscate any of your belongings or clamp your vehicle.
- Disclose your debt details with other people.
- Pretend that they are an enforcement agent.
- Use legal language to pressure you into paying the debt.
- Force you to borrow more money to pay the debt.
How to Deal With RMA Resolve Debt Collectors on Your Own
If a person contacts you for a debt and claims to be from , remain calm and composed. It would be best to verify their identity first and to establish their validity to avoid being scammed. You must not provide any of your personal information until you receive a debt validation letter.
The next steps to take would be to:
- Examine the debt validation letter and carefully analyse if the amount owed, the initial creditor, and what the amount was for are all making sense to you.
- You can submit a debt validation request to RMA Resolve Debt Collectors if you have any queries or you have any doubts regarding the debt.
- In the UK, the Statute of Limitations on debts is usually six years. If the life of your debt is close to expiring, the best thing to do would be to just ignore RMA Resolve Debt Collectors until the expiry date.
- If you have verified the debt and confirmed its legitimacy, then you can settle it.
Although you can legally request RMA Resolve Debt Collectors to stop calling you, the collection agency may file a lawsuit against you. The best thing to do would be to set boundaries on how they should communicate, whether you want to be communicated to through your attorney or you don't want calls during your working hours.
How to Deal With RMA Resolve Debt Collectors With the Help of DoNotPay
In case you have reason to believe RMA Resolve Debt Collectors are harassing you, DoNotPay can help you confirm if their actions conform to the Financial Conduct Authority (FCA). We will help you decide what to do and also contact RMA Resolve Debt Collectors with a demand letter. If you decide to report them to the Office for Fair Trading (OFT), we will file a complaint against you.
Here's how to get started:
- Search “debt collection” on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.
And that's it. Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the relevant trade association or ombudsman.
What Else Can DoNotPay Do?
DoNotPay can also be useful in other tasks. Below are only a few of the things that you can accomplish easily with this robot lawyer’s help:
- Small Claims Court
- Help with bills
- Free trials
- File a complaint
- How to cancel
- Increase credit limit
- Pay bills online
Let DoNotPay save you from being harassed and coerced by RMA Resolve Debt Collectors into paying a debt you are owed. Simply sign up to the platform to get started.