Is Richburns Debt Recovery Harassing You? DoNotPay Can Help!
No one wants to hear from a debt collector, and if you have received a call or letter from Richburns Debt Recovery, you might be feeling nervous. If you have a debt, what could Richburns do about it?
Dealing with debt collectors like Richburns can be overwhelming and confusing. If you try to deal with them on your own, you might think that your only option is to pay them or else face worse consequences. You may have options in dealing with Richburns Debt Recovery, though.
DoNotPay and our Debt Help UK service can help you determine if Richburns has violated the law in its attempts to collect debts from you.
Why Is 0208 477 4903 Calling Me?
If you get a call from 0208 477 4903, Richburns Debt Recovery is trying to contact you. Debt collectors are known for repeatedly trying to contact people. They do this both to remind people to pay their debts and to intimidate them through these reminders.
Calls from debt collectors can be automated, so a call from Richburns Debt Recovery may mean nothing. However, if you know there is a debt, you may need to contact Richburns for more information. Their contact information can be found below.
You may be unfamiliar with the name Richburns Debt Recovery, which could lead you to completely ignore calls or letters from them. However, Richburns states that they collect debts from utility companies in the UK. This means that if you have a debt for gas or another utility, Richburns Debt Recovery may handle it.
Contact Richburns Debt Recovery
|Phone||0208 477 4903|
|Address||Third Floor, North House, St. Edwards Way, Romford, Essex, RM1 3PP|
|Online Form||Richburns Contact Form|
Is Richburns Debt Recovery a Legitimate Company?
Yes, Richburns Debt Recovery is a legitimate debt collector, so notifications from them could mean that you have a real debt. Richburns primarily handles debts involving utilities, especially gas.
What Can Richburns Debt Recovery Do If I Don't Pay My Debts?
If you have a debt from Richburns Debt Recovery, they may continue to contact you. It is important to not ignore them for long. When debts are ignored after attempts at contact, a debt collector could escalate the situation by going to court.
When debt collectors are successful in court, debtors may receive something called a county court judgment (CCJ). A CCJ puts more pressure on a person to repay a debt.
How to Pay Richburns Debt Recovery
If you are getting calls from Richburns Debt Recovery, consider the following steps:
- Importantly, you should not ignore the debt collectors if you know that you owe something.
- If you are able and the debt is valid, you can pay Richburns on their website.
- Many debt collection agencies have instalment plans for those who cannot pay their entire debt at once. Contact Richburns if you could benefit from an instalment plan.
Has Richburns Debt Recovery Violated Your Rights?
Constant letters and calls from Richburns Debt Recovery can be overwhelming and feel intrusive or unnecessary. The debt collectors could be acting within their rights, even if it is unpleasant. However, this is not always the case, and Richburns could be violating your rights.
An example of a right they may be violating is the Limitation Act 1980. Under this law, a creditor cannot act on a debt that has gone without notice for six years or more. If, for instance, Richburns Debt Recovery sent you a notice that you had a debt on a gas bill from ten years ago, and they had not sent any prior notices, this could violate the Limitation Act 1980.
Another instance of debt collectors violating rights is if they are contacting you several times a day. This could especially be harassment if they contact you beyond business hours. If you are concerned about harassment from Richburns Debt Recovery, you don't have to deal with it alone, though.
Get Help For Your Situation With Richburns Debt Recovery With DoNotPay!
Having a major debt collector like Richburns harassing you can be intimidating, but you don't have to fight them alone. In just 3 steps, DoNotPay can help you determine if Richburns Debt Recovery is following debt collection laws. We can even file a complaint against Richburns on your behalf.
Just follow the steps below:
- Search "debt collection" on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.
See What Else DoNotPay Does
DoNotPay can also assist you with the following debt collectors:
- Moorcroft debt recovery
- DWP debt management
- Advantis debt collection
- Marston Group Holdings
- Lowell Financial
- Amigo Loans
Helping you fight back against harassment from debt collectors like Richburns is just part of what DoNotPay does. DoNotPay has a wide range of services to assist you with a variety of life's challenges, including:
To learn more about these services and the other ways that DoNotPay can help you, sign up now!