Stop Harassment from Restons Solicitors Debt Collectors Quickly

There have been numerous complaints about Restons Solicitors Debt Collectors. If they are harassing you, DoNotPay can help. When you owe money to a lender or creditor, they can make your life miserable in their pursuit of payment. Debt collection businesses buy debts for a percentage of the amount owed. They then do what they can to collect money from you. Debt collection agencies do not make a profit unless they can get payments from you. Many of these companies are legitimate debt collectors who follow the rules supervised by the Financial Conduct Authority (FCA), Financial Ombudsmen Service and the Competition and Markets Authority which was formerly called the Fair Trading Office. Unfortunately, not all debt collectors are classified in a way that requires them to follow the FCA rules.

Debt collectors are allowed to use collection tactics that are considered non-abusive. This includes posting letters, sending e-mails and text messages and ringing you at home. Debt collectors are also allowed to set up meetings to set up a payment plan. If these actions do not result in the collection of the debt, debt collectors are allowed to pursue court proceedings to obtain a court order for the debtor to pay the money due.

If you are having problems with Restons Solicitors Debt Collectors concerning actions that violate your rights, DoNotPay can help you.

What Is Restons Solicitors Debt Collectors?

Restons Solicitors Debt Collectors are not your typical debt collection services provider. They are a group of solicitors based in Warrington who are classified as an Exempt Professional Firm and therefore not required to comply with FCA regulations. However, they are required to comply with the Credit Services Agency (CRA) code of practice.

When it comes to debt collection, Restons Solicitors are known for their aggressive behaviour. After posting one notice, they have been known to set automatic calling to ring your phone incessantly until they recover payment which can cause you stress and anxiety. They are also known to use a tactic called a 'Back Door County Court Judgement'. This is where they will go to court to seek a judgement against you, but instead of posting a court summons to your address, they will come up with a previous address. This deceptive tactic could cost you as much as £250 to convince the courts to set aside the judgement.

Restons Solicitors are known to pursue collections even after they have been made aware that the debts are owed by someone else. They are also frequently accused of attempting to collect a debt that is statute-barred and therefore no longer legally enforceable. Your best defence against Restons Solicitors is to request proof that you owe the debt. If they are unable to comply with your request, they are required to mark the debt as settled.

Contact Information for Restons Solicitors Debt Collectors

You can contact Restons Solicitors Debt Collectors in the following ways:

What Happens if I Don't Pay My Debt to Restons Solicitors Debt Collectors?

If you don't pay your debt to Restons Solicitors, their collection attempts will continue, but that's not all. If you fail to pay a legitimate debt to Restons Solicitors, they can take you to court to pursue a court judgement against you. You will need to attend your court date and argue your case. The court will either order you to pay or set your debt aside depending on the details of your case. If a judgement is filed against you, you will be ordered to pay your debt. If you are unable to pay the full amount, they will work with you to develop a payment plan that is more affordable for you.

Has Restons Solicitors Debt Collectors Violated My Rights?

Some actions taken by debt collectors are considered a violation of your rights.

It is considered a violation of your rights if debt collectors perform any of the following actions:

• Ringing you before 8:00 in the morning or after 9:00 at night without your express permission.
• Ring you incessantly.
• Ignore any contact preferences you communicated with them.
• Come into your home without an appointment.
• Claim to have any legal authority which they do not have.
• Ring you at your place of employment.
• Provide unclear information.
• Set deadlines for payment that they know will be impossible for you to meet.
• Contact the debtor through social media.
• Charge more than an 8% fee as allowed by the various debt recovery guidance acts.
• Contact your family members, acquaintances or employer, unless they have your permission.

If Restons Solicitors has shown any of these behaviours in their debt collection attempts, you need to reach out to an ombudsman to report their actions.

The Financial Ombudsmen Service

When you have a complaint against a business, you should first attempt to speak to a representative from the business. If your complaint is ignored you or you are unhappy with the results you can file a complaint with the Financial Ombudsmen Service. The Financial Ombudsman Service settles complaints between consumers and financial services companies. They will listen to both sides and develop an impartial resolution.

How Long Can Debt Collectors Collect Debt From Me?

Under certain circumstances, debt collectors cannot pursue debt that is over six years old. If you have never responded to the creditor or debt collector in response to collection efforts, the debt cannot be pursued longer than six years after the first day that your payment became past due. If you made payment arrangements or discussed your debt with the creditor, then the debt collection timeline is handled differently as your debt is still considered to be legitimate.

How to Make a Payment to Restons Solicitors Debt Collectors?

If you are ready to make a payment to Restons Solicitors Debt Collectors, you can take the following steps:

You have options to pay your debt to Restons Solicitors.

1. You can ring them at 01925 426 100
2. You can visit their website.

• From the home page, locate the 'Make a Payment' tab at the top of the page.
• Click on 'Make a Payment'.
• Fill out the online form.
• Select your payment option from Income, Savings or Friends and/or Family
• Enter your credit card information.
• Submit your payment.

3. You can also pay by post.

• Draft your bank cheque to Restons Solicitors
• Include your account number on the cheque.
• Put your cheque and a copy of the collection information you received by post into an envelope.
• Address the envelope to Restons Solicitors, Trinity Chambers, 800 Mandarin Court, Centre Park, Warrington WA1 1GG.
• Post your payment.

Get Debt Help With DoNotPay

If you believe that you have been the victim of harassment from Restons Solicitors, DoNotPay can help you. No matter how long or short of a time that you have been pressured for payment by Restons Solicitors debt collectors, DoNotPay can help you figure out if the behaviours exhibited by Restons Solicitors are compliant with the laws.

DoNotPay can help you discover whether or not your rights have been violated. Here is what you need to do:

1. Search “debt collection” on DoNotPay.

2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

That's all there is to it. Just a couple of clicks and a few minutes to get the information you are looking for.

Aside from helping you with Restons Solicitors Debt Collectors, DoNotPay can also help you with

• Amigo loans refund
• Lowell financial
• Moorcroft debt recovery
• DWP debt management
• Advantis debt collection
• Provident loans refund
• Marston Group Holdings

What Else Can DoNotPay Do?

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Visit DoNotPay today to learn what problems they can help you solve.