Get a Release of Lien in Texas The Easy Way

A lien refers to any legal right or claim against an asset typically used as collateral in debt. Creditors or a legal judgment can claim a lien against your asset. This guarantees the obligation to seize the asset if you don't satisfy your responsibility to pay the debt.

There's nothing more worrying than having a property at risk of being seized to pay off a debt. That's why it's recommendable to remove the lien on your property to maintain your peace of mind. A can be challenging. You must meet a particular timeline, search and file the lien release form, and probably have to wait for approval from your debtor.

You don't have to worry about this process. DoNotPay offers a straightforward process to complete the lien removal process in the easiest way possible. Follow the steps provided below, and let's help you with ease.

What Is a Lien?

A lien is a legal right or claim on a property belonging to someone you owe until that person discharges the debt. You cannot sell a property subject to a lien without the lien's holder's consent.

Liens are voluntary or consensual, such as a lien on a property for a loan. However, a debtor can place an involuntary or statutory lien when seeking legal action for not paying your debt.

Types of Lien You Can Remove in Texas

There are different types of liens. Various institutions can place a lien on you, including financial institutions, small businesses, governments, and even individuals. Below are some common types of liens in Texas.

Bank lien: This lien is usually granted when a person takes a loan from a bank to buy an asset. Whether it's a vehicle or a real-estate property, the lien gives the bank the right to seize and sell it if you don't honor your loan repayment process.
Judgment lien: This kind of lien is placed by the court due to a debt lawsuit. The judgment lien ensures that the lender will liquidate the debtor's assets for failing to pay the debt.
Mechanic's lien: This lien is placed on real property if its owner doesn't pay for the services provided, especially repair services. It allows the debtor to go to court and seek the auctioning of the property to pay off the lien holder.
Real estate lien: This is a legal right or claim on a property that a debtor doesn't honor its payments. It's common in cases of mortgages.
Tax lien: this type of lien allows the Internal Revenue Service or IRS to place a lien on your assets for failing to pay your tax. It will enable the IRS to establish a legal claim on your vehicle, bank account, and home. This means that you cannot sell your car or your home.

How to Check Whether You Have a Lien in Texas

The process of checking your lien in Texas differs depending on the nature of the lien. Here is a breakdown of ways you can check for a lien in Texas

Bank lien: If you have a bank lien, you can check with the bank about it. You can also check the lien with the county recorder's office or hire a title company to run a title search.
Judgment lien: You'll probably know about a judgment lien when the court orders you to respond to a lawsuit filed against you for failing to pay a loan.
Mechanic's lien: A contractor will most likely send a notice of lien to you to prove that they have a legal claim on your property for failing to pay your debt.
Tax Lien: To check whether you have a tax lien in Texas, call 1-800-500-7074. You must provide a complete serial number and HUD label during the inquiry.

How to Remove a Lien in Texas

Here are ways you can remove a lien in Texas

Pay the amount in full
Discharge it in a trust or a third-party such as a lawyer
Claim that the debtor didn't fulfill the correct process needed to place a lien on your property
Wait for the lien to expire

You can reach Texas DMV through

Website	https://www.txdmv.gov/
Address	Texas Department of Motor Vehicles (TxDMV) 4000 Jackson Avenue Austin, Texas 78731
Toll-Free	1 (888) 368-4689
Local Number	(512) 465-3000
Fax	(512) 465-4129

Remove your Texas Lien With DoNotPay

Determining and removing a lien in Texas can be challenging. You probably have to

Conduct a lien search
Fill out a lien release form
File with relevant authorities

This is a difficult task, especially if you have a busy schedule. DoNotPay can help you gather relevant information about your lien and send a letter to creditors requesting a negotiation of the terms of the debt. We can also help fill out the release of the lien form and send it to the debtor, allowing you to remove the lien records from your debt after the negotiation.

Take advantage of these three steps and let DoNotPay help you remove your Texas lien:

Search for remove my lien on DoNotPay.
Start our Remove My Lien product.
Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.

And that's it! By completing these steps, you rest assured that we will help you fill and file your lien forms and remove them from your property in the easiest way possible.