How to Stop Harassment By PRA Group UK Debt Collectors?

Stop Debt Collectors How to Stop Harassment By PRA Group UK Debt Collectors?

How to Stop Harassment By PRA Group UK Debt Collectors?

Have you received a letter from PRA Group? Well, dealing with PRA Group UK debt collectors or any other debt recovery agent can be hectic. They have probably informed you that you owe them money, yet they haven't given you any money or offered you a service. These debt collectors can be annoying since they keep on calling and threatening you.

Solving debt collector issues can be hectic. If you don't have a debt, you have to write a formal letter, collect evidence and send it to them. On the other hand, if you have a debt, you have to write a letter explaining how you wish to repay the loan.

Luckily, you don't have to go through all this trouble. Why? DoNotPay can help you deal with any debt collector with only three steps. How? Continue reading to find out.

Who Is 8081965550, and Why Do They Keep Calling?

If you have received a call from 8081965550, that's from PRA Group. It is a debt collection company in the UK. They specialize in buying and collecting other companies' debts, so maybe that's why you don't recognize them. After purchasing the loan, they chase the debtor in an attempt to recover the debt.

They may be calling you to:

  • Inform you that you have unpaid debt
  • Tell you to pay the debt
  • Ask you to validate a debt
  • Threaten you to start repaying the debt

PRA Group will keep calling you even though the law forbids them from making calls at night or early in the morning. They aim to disturb and annoy you so that you can repay the debt. So, you won't have any peace since the debt collectors can use automatic calls to annoy you.

Furthermore, if PRA Group proves that you have a debt and failed to pay, they can take legal action against you. The debt collection agency will request the jury to issue a County Court Judgment (CCJ) that will ensure you clear the debt. If you ignore the court order, PRA Group can request permission to hire bailiffs to visit and take your valuables.

Therefore, if you get a letter from PRA Group, it's critical to respond to them immediately, whether you owe them or not. Why? This way, you'll stop the debt collection agency from continuing to collect the debt, reporting negative information, and even taking you to court.

PRA Group Contact Details

If you need to get in touch with PRA Group, here’s their contact information:

Company NamePRA Group (UK) Limited
Address2 The Cross




Phone0800 877 2772
SMS07860 094994
Fax0845 280 1776
WebsitePRA Group UK

How Long Can PRA Group UK Collect Debts From You?

Any debt collector has at least six years to collect their debt from you. That's according to the Limitations Act 1980. So, if you don't repay your loan, you will be getting calls from 8081965550 for at least six years. But if you have a mortgage, the debt collector can pursue the debt for up to twelve years.

However, the six years will count if you don't make any payment or acknowledge the debt.

How Can You Pay Your Debt to PRA Group UK?

If you have a debt with PRA Group UK, the best way is to pay the debt. If you wish to pay your debt, here is how:

  1. Visit their website
  2. Open an account
  3. Provide your DOB and postcode to log in to your account
  4. View your accounts, then choose 'make payment.'
  5. Enter the amount you wish to pay, then confirm.
  6. Enter your bank details, then choose 'make payment.'

Luckily, PRA Group offers adjustable payment options, and you can pay as little as £5 each month.

Here is how you can easily establish automatic monthly payments that suit you:

  1. Log in to your account, then choose 'Set Up a Payment Plan with Debit Card.'
  2. Select 'Yes' if you wish to initiate a plan that pays off your debt.
  3. Select 'No' if you wish to deposit funds into your account.
  4. Specify the amount you want to pay every month.
  5. Choose 'how often you'd prefer to make payments.'
  6. Choose the date you want to start paying.
  7. Complete the affordability queries.
  8. Then enter your card details.

Let DoNotPay Help You Solve the PRA Group UK Debt Issue

Sometimes, debt collectors may break the law, trying to recover their debt. So, if you feel like PRA Group UK debt collectors have been harassing you, DoNotPay can help you. After asking you some questions, DoNotPay will help you know the actions you can take.

You only have to follow these simple steps:

  1. Search “debt collection” on DoNotPay.


  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.


  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.


DoNotPay also shares detailed information regarding debt recovery and collection. Check out the following links:

How Else Can DoNotPay Help?

Apart from helping you stop calls from PRA Group UK, DoNotPay can help you:

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