Secure a PNC Lien Release Instantly
PNC is a bank that provides numerous financial services for customers all over the country. One such service is providing auto loans, which can allow people to afford vehicles that they wouldn't be able to pay for outright. Unfortunately, failure to pay off your debts promptly can result in a lien that eventually needs a . Learn more about what liens are, how you can get them taken off of your record, how to sell a car with a lien, what to do if there is a lien in your house, and all of the other tasks DoNotPay can do for you below!
What Is a Lien, Exactly?
Liens are the legal right of a creditor, contractor, or other entity who performs work or lends money to seize property if a debt remains unpaid. There are several types of liens, including:
- Real estate lien
- Tax lien
- Bank lien
- Judgment lien
- Mechanic, or contractor lien
When a lien is issued against you, the documentation is often made public. This allows anyone to access information about the lien, and it can negatively impact your credit score.
How to Check if You Have a Lien
Most people get notified of a lien held out against them when they receive a notice in the mail. Others may get a notice with a phone call or email, but the party filing the lien isn't necessarily required to give notice of a lien in some states. If you suspect you may have a lien, you can check with the county clerk.
Your county clerk keeps public records, and you can request to view public records online in many counties, while others only allow access in person. Visit your local county clerk's website to see if the online option is available, and fill out the form with the required information. If you visit the county clerk in person, office staff can help you track down the records you are looking for. In either case, you may have to pay a small searching fee, which can be paid by credit card online, or with cash, check, or credit card in person.
Getting a PNC Lien Release on Your Own
The fastest and easiest way to get a lien released is by paying off your debt in full. There are a few steps you must take to get the lien released, as they aren't usually released automatically after you pay off your balance. To get your , follow these steps:
- Ensure that the lien is valid so that you aren't paying a debt you don't owe
- If you determine the debt is valid, pay off the debt in full as soon as possible
- Locate a lien release form from your county clerk's office
- Get the party holding the lien to sign the lien release form with a notary present
- Turn in the lien release form with the county clerk's office
- Make a copy of the lien release form and keep it for your records
- You can also call the PNC lien release phone number to discuss further options
You can contact PNC here:
Online | FAQs |
Phone Number | 1-888-762-2265 |
Mail Address for all states except New Jersey | PNC Bank
P.O. Box 313 Wilmington, OH 45177 |
Mail Address for New Jersey | PNC Bank N.A.
Title Servicing BR-YB58-01-9 6750 Miller Road Brecksville, OH 44141 |
There are other ways to get your lien released, such as private negotiations with a lawyer, or waiting out the statute of limitations in your area. While private negotiations can result in a lower payment, they can also become a much larger ordeal than necessary. Waiting out the statute of limitations may not work either, as the other party can simply renew the lien if your balance doesn't get paid.
Getting a PNC Lien Release With DoNotPay
If the process of getting your lien released on your leaves you feeling intimidated and overwhelmed, we completely understand. It can be a daunting process to tackle on your own, which is why we created the Remove My Lien tool on DoNotPay. To get started, simply follow these easy steps:
- Search for remove my lien on DoNotPay.
- Start our Remove My Lien product.
- Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.
After you submit your request, we will get right to work on helping you get your lien released and resolved. In the meantime, you can relax knowing that we are making the very best case on your behalf, or you can use our other tools to complete the other pressing tasks on your to-do list.
What Else Can DoNotPay Do for Me?
Besides helping you get your PNC lien released, there are dozens of other tasks we can also do for you. Some of our most popular services include:
- Getting cashback for gift cards
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DoNotPay has already helped thousands of people like you complete the most boring and stressful tasks on their lists, and we can help you too! Visit DoNotPay today to see how we can help you get some of your precious time and money back.