File Your Phone Insurance Claim in a Few Easy Steps

Insurance Claims File Your Phone Insurance Claim in a Few Easy Steps

How To File a Phone Insurance Claim Trouble-Free

Getting insurance for your phone is important because it offers protection from unexpected malfunctions and defects. The insurance plans and coverage options vary, but most of them cover loss, theft, and damage. You have to pay a monthly fee, and the amount differs from company to company.

Lean on DoNotPay whenever you need help claiming insurance from a company!

How Can I File a Cell Phone Insurance Claim by Myself?

Companies offer numerous ways to file your insurance claim. You can do it over the phone, in person, via letter, and similar. It depends on the company and the method they opt for, but here are some of the most common ways to file your phone insurance claim:

Can I File My Insurance Claim ViaYes/No
Company WebsiteYes
In PersonYes

The methods mentioned above don’t necessarily work for every company, so if you want to file an insurance claim on your own, it’s best to contact your provider and ask for assistance and instructions.

If you want to avoid the struggle, turn to DoNotPay to file insurance claims or appeal denied requests in a jiffy!

Is There an Easier and Faster Way to File a Phone Insurance Claim?

You can always use DoNotPay to file your phone insurance claim efficiently! We provide you with useful and straightforward instructions and assist you every step of the way.

Go to DoNotPay in your web browser and follow the next three steps to file your insurance claim with ease:

  1. Pick which type of insurance you want to claim
  2. Provide us with info regarding your policy number, contact, and provider details
  3. Elaborate on the reason for filing your insurance claim and give any important information about your case

No matter if you need to file an accident, flood, unemployment, hurricane, or car insurance claim—we got you covered!

If Your Insurance Claim Gets Denied, DoNotPay Will Help!

Companies will sometimes deny your insurance claim, be it for inaccurate information or any other mistake. They tend to drag on the process and make it impossible to claim your insurance without stress. To resolve this issue, choose DoNotPay’s Appeal a Denied Insurance Claim feature and overturn the decision in no time!

You can also ask your insurer to explain the reason for denying your claim.  

If you need help appealing rejections from other companies like MetroPCS, Mapfre, Amica, Hartford, Cricket, Sprint, Erie, or USAA, we got you covered.

Follow the instructions to appeal a denied insurance claim with our app:

  1. Go to your web browser and find the insurance type you want
  2. Hit the Appeal a Denied Insurance Claim tool
  3. Complete the appeal process by following our prompts

Your work is done because we generate and send the appeal letter on your behalf. After that, the company should reach out to you and inform you of the next step to claim your insurance.

Filing an iPhone Insurance Claim

If you are looking to file an iPhone insurance claim, note that Apple offers two types of insurance plans to clients:

  1. AppleCare+
  2. AppleCare+ with Theft and Loss

To better understand Apple insurance plans, we will break down each of them and explain what they cover.

AppleCare+ Insurance Plan

AppleCare+ policyholders enjoy the following benefits:

  • Up to two incidents of accidental damage protection every year
  • Express Replacement Service
  • 24/7 access to Apple experts by chat or phone

AppleCare+ with Theft and Loss Insurance Plan

When it comes to AppleCare+ with Theft and Loss plan, you can count on:

  • Everything included in AppleCare+
  • Up to two incidents of theft or loss coverage every year

For theft and loss coverage, you will need to have Find My iPhone enabled on your phone at the time it is lost or stolen.

Here is a list of all iPhone models that AppleCare+ and AppleCare+ with Theft and Loss are available for:

  • iPhone 12
  • iPhone 8 Plus
  • iPhone 12 Pro Max
  • iPhone 12 Pro
  • iPhone 7
  • iPhone 8
  • iPhone SE
  • iPhone 11 Pro Max
  • iPhone 7 Plus
  • iPhone 12 mini
  • iPhone 11
  • iPhone XS Max
  • iPhone XR
  • iPhone XS
  • iPhone 11 Pro

What Are the Best Phone Insurance Companies?

If you want to know what are top-rated phone insurance companies, look at the table below and see what benefits they offer.



You can ensure up to ten lines at a time


There’s no need to update your plan every time you get a new device


Insurance coverage options are affordable and extensive


Prolong your insurance from a one-year plan to a two-year plan by buying AppleCare+

Samsung Premium Care

Any repair you need is serviced with original Samsung parts by licensed technicians

Enjoy Services Worry-Free With DoNotPay

Do you want to try out a new service but are worried about being charged if you forget to cancel it before it ends?

With DoNotPay, you can sign up for free trials without worrying about auto-charges. Our virtual credit card makes sure you enjoy your trial run of the service and prevents any company from taking money out of your real account.

This free-trial card also protects you from email spam because it generates an alternate email address for the free trial sign up.

If you want to keep your phone number private and deter robocallers and text spammers, use DoNotPay's Burner Phone feature when subscribing to services.

In case the company does charge you, initiate a chargeback on your credit card transactions instantly with our app.

Discover DoNotPay's Amazing Features

DoNotPay is a virtual lawyer app that can take over annoying bureaucratic tasks from you. 

We can cover anything you may need help with—dealing with customer service reps, booking appointments with the DMV, securing refunds and compensation from airlines, disputing your parking tickets, or getting you an extension on bill payments

Our app can help you draft any legal document in minutes or access public records from state and federal databases.

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