Stop Harassment from PDT Solicitors Debt Collection Fast

Stop Debt Collectors Stop Harassment from PDT Solicitors Debt Collection Fast

Stop Harassment from PDT Solicitors Debt Collection Fast

A debt collector is a business agency that recovers money owed on delinquent accounts. Many banks and other financial institutions may hire or sell debts to debt collectors, who collect them for a profit.

Many debt collectors in the UK have been the focus of attention following their infamous ways of collecting debts. PDT Debt Collection Solicitors is one of them as the company normally badgers people to settle their debts.

But what can you do should you find yourself in this situation? How can DoNotPay be of assistance? Read through the rest of this article as we explore how DoNotPay can help you in dealing with PDT Debt Collection Solicitors and a lot more.

Who Are PDT Debt Collection Solicitors?

PDT Debt Collection Solicitors are a debt collection agency based in the UK. Their company name in full is Aberdeen Financial Limited. The company deals with all sectors of commercial debt recovery including asset and invoice finance, insolvency practitioners, individuals and also businesses.

The agency is registered with the Financial Conduct Authority (FCA) to reclaim debts in Northern Ireland, Wales, England, and Scotland. Therefore, if you have been contracted by PDT Debt Collection Solicitors, chances are that you have an outstanding debt.

Know Your Rights When Dealing With PDT Debt Collection Solicitors

The Financial Conduct Authority prohibits debt collection agencies like PDT Debt Collection Solicitors from acting unconscionably towards debtors. Debt collection agencies which sign up to the code of conduct of the FCA are expected to work in accordance with the spirit of the code.

With that said, here are the things that PDT Debt Collection Solicitors shouldn't do when contacting you for an unsettled debt:

  • Calling you at odd times like late at night or during working hours without seeking your permission or even after you instructed them to stop.
  • Discussing the details of your debt with other people, including your family or friends.
  • Coercing you into settling the debt by borrowing money from other creditors.
  • Using technical jargon to pressurize you to settle the debt.
  • Entering your home without seeking your permission.
  • Contact you and demand payment when your debt is already statute-barred.

How to Deal With PDT Debt Collection Solicitors on Your Own

Nowadays, fraudsters are on the rise. Therefore, should a person contact you claiming to be from PDT Debt collection solicitors, the first and most important step you should take is to verify their identity? You should be calm, and collected, and also refrain from giving out your personal details until you are sent a debt validation letter.

The next steps you should take include:

  1. After receiving the debt validation letter, you should check whether the amount in debt, the creditor and what the money was used for are correct.
  2. You can send a debt validation request to PDT Debt Collection Solicitors in case you have any questions or doubts about the debt.
  3. Check whether the debt is statute-barred— If a creditor takes a long time to recover a debt, the debt becomes statute-barred, meaning that the debt becomes written off. If your debt is close to being written off, it is wise to wait. In the UK, the period in which a debt is written off is usually 6 years.
  4. If you are able to confirm the debt is indeed yours, then the best solution would be to pay off the outstanding balance to prevent PDT Debt Collection Solicitors from taking legal action against you.

How to Handle PDT Debt Collection Solicitors With the Help of DoNotPay

PDT Debt Collection Solicitors should not harass you despite their need for you to pay your debt. DoNotPay can help you determine if the actions they take when demanding payment are in accordance with the Financial Conduct Authority. We will also guide you on the right steps to take.

Should you choose to report them to the relevant body, furthermore, we can file the complaint on your behalf. Here's how to get started with DoNotPay:

  1. Search "debt collection" on DoNotPay.

     

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

     

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

     

And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the relevant trade association or ombudsman.

DoNotPay Can Help With Other Debt Collectors!

We are not limited to negotiating with PDT debt collection solicitors alone. Other debt collectors DoNotPay can help you deal with include:  

Get More With DoNotPay

Aside from helping you deal with persistent debt collectors, DoNotPay offers other solutions that could make your life stress-free and more convenient. Here are a few notable examples:

Why allow PDT Debt Collection solicitors to harass you to pay an outstanding debt? Contact us now and let us assist you deal with debt collectors.

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