All You Need to Know About PayPal Crypto Fees

Fight and Waive Fees All You Need to Know About PayPal Crypto Fees

Fight PayPal Crypto Fees With DoNotPay

PayPal is a financial technology company that manages online payments as an alternative to paper checks and/or money orders. The company has recently added an option to invest in cryptocurrencies, though not without a fee. So, how can you get a waived?

DoNotPay can help you get almost any type of fee waived, including the fees involved with PayPal's cryptocurrency option. Submit your case to them, and they'll send an argument to PayPal on your behalf to get those fees waived. It's the easiest and most efficient way to handle this situation.

How Much Does PayPal Charge per Transaction?

The fee charged to your account when you purchase cryptocurrency depends on the market price PayPal receives from their trading service provider, Paxos. If you use a debit card, your bank may charge separate fees as well. will not disclose the fees you pay until the end of your transaction, and by using their crypto service, they say you agree to pay all fees involved. 

PayPal Crypto Fees Explained

The cryptocurrency market is ever-changing. The values of different currencies can rise or fall every single day. Because of this, PayPal cannot accurately predict what you'll be charged because the rate won't be the same on a daily, or even weekly basis. 

A lot things factor into the crypto prices that one sees including:

  • How traders feel about crypto at the time (how they are trading it)
  • How much PayPal adds to the price as their own fee

How to Avoid PayPal Crypto Fees

You can't really avoid paying PayPal's crypto fees, but you can get them lowered if you're strategic about purchasing cryptocurrency. Keep an eye on the stock market when it comes to cryptocurrency, and buy it when the price is lower to avoid paying higher fees. Everything depends on the current market value of cryptocurrency. 

Overview of PayPal Crypto Fees vs Coinbase Fees


PayPal charges different amounts for crypto transactions based on the market value and how much you're investing in currency.

  • For starter purchases, the fee is $0.50 for investments under $25
  • The highest fees tend to be 2.3% on purchases from $25 to $100
  • The lowest rate is 1.5% for purchases over $1000

The actual cryptocurrency you invest in through PayPal is never yours to keep, however. You are still able to cash out on investments, but you won't own any cryptocurrency, such as Bitcoin. The fees associated with PayPal can also change depending on the market value of cryptocurrency.


Like PayPal, Coinbase fees can depend on the current market value of the currency you invest in. They're calculated at the time you place your order and are determined by your payment method, size of the order, and market conditions. The fees will be listed in the preview screen before you submit your transaction. 

If you borrow USD from Coinbase, you'll be charged a flat rate of 2% for the transaction.

How to Lower PayPal Crypto Fees On Your Own

It's hard to lower PayPal crypto fees. Generally, the company won't let you do this at all. Negotiating cryptocurrency fees through PayPal is nearly impossible, and you likely won't be able to do it on your own. There are a few ways you can try, however. 

  1. Use microtransactions, or purchase cryptocurrency in amounts over $1000.
  2. Try contacting PayPal directly and ask if there's another option when it comes to paying crypto fees.
  3. Keep track of current market values, and only purchase currency when the price has gone down.

Doing the above can be risky, and it may not be in your best interest if you can't afford to lose out on money. The fees can be expensive depending on the amount of money you put into your investment, and you need to keep in mind that you won't own the currency either. 

Lower PayPal Crypto Fees With the Help of DoNotPay

DoNotPay can help you lower any fee with any account you own, including PayPal's cryptocurrency option. It can be extremely difficult to try doing this on your own, but DoNotPay will try its best to help you and keep you from doing any of the hard work yourself.

Here's how you can use DoNotPay to appeal fees:

  1. Search "appeal fees" on DoNotPay, choose the Fight and Waive Fees product, and select the type of fee you want to appeal.


  2. Select the merchant you want to appeal fees for and enter the details of your transaction, including an associated account if you have one.


  3. Submit your case! DoNotPay will generate the best argument for your case and make sure your fee waiver request gets sent to the merchant for processing.


Why Use DoNotPay to Lower PayPal Crypto Fees

DoNotPay makes everything so much easier on your part. They leave you with nearly no work to do on your own, and you don't have to spend a long time trying to fight the fees you can't afford to or don't want to pay.

DoNotPay is:

  • Fast - You don't have to spend hours or days trying to get in contact with someone who can help
  • Easy - You won't have to keep track of market values or how much PayPal is currently charging for cryptocurrency
  • Successful - You can rest assured knowing we'll make the best case for you

DoNotPay Works Across All Companies

It's not just PayPal crypto fees that DoNotPay can help waive for you. They're willing to contact any company and fight those fees and get you the best deal they can. DoNotPay is there to help, and you don't need to fret about the extra money you're spending on accounts. 

Aside from PayPal crypto fees, DoNotPay can help you lower:

eBay feesRobinhood feesSpirit Airlines baggage feesEtsy FeesAmerican Airlines baggage fees
Coinbase feesPaypal Seller FeesHOA feesChase checking account feesShopify fees

As well as fees for any company you can think of. All you have to do is submit your case and DoNotPay will get started on it right away!

What Else Can DoNotPay Do?

DoNotPay can do a lot of things. They can help you with almost any legal or everyday issue you might run into. Aside from account fees, DoNotPay can help you discover and apply for scholarships, reduce property taxes, and appeal a banned account. If you have any issue you need help solving, try getting help from this amazing website. They'll do everything they can for you to get it solved.

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