How to Deal With Past Due Credit Solutions PDCS

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How to Deal With Past Due Credit Solutions PDCS Quickly

Past Due Credit Solutions (PDCS) is a debt recovery company based in the UK that collects debt on behalf of its clients. Their clients include telecom, water and energy companies and some government departments. If you have received a letter, email, text, visit or call from and want to know what is next, you have come to the right place.

We will help you figure out what to do and how to manage your debt better. We know that debt collection agencies like PDCS are not a friendly lot and, if not stopped, can suck the joy out of your life. Therefore, DoNotPay has designed a fast and easy way to help people deal with debt collecting agencies. If PDCS is bothering you, DoNotPay has a solution for you.

Who Is 0141 951 4077 and Why Are They Calling Me?

Are you receiving threatening phone calls from this number? This number is registered with If they are calling you, they are trying to collect a debt you owe one of their clients. They may also reach out to you through 0141 570 3200, 0844 811 3701, or 0141 951 6447.

Past Due Credit Solutions Contact Details

WebsitePast Due Credit Solutions
Office HoursMonday – Thursday: 8 a.m. – 8 p.m.

Friday: 8 a.m. – 7 p.m.

Saturday: 9 a.m. – 1 a.m.

Sunday: Closed

LocationBlair Court, 5 North Ave,

Clydebank G81 2LA,

United Kingdom

Is Past Due Credit Solutions a Scam?

No. PDCS is a legit organisation. They are regulated and authorised to operate by the Financial Conduct Authority (FCA).

What Happens if I Don't Pay My Debt to Past Due Credit Solutions

The easiest way to get Past Due Credit Solutions off your back is by paying the debt you owe. If you're unable to pay the debt in a lump sum, you can talk to Past Due Credit Solutions and come up with a favourable payment plan. However, mistakes happen, and they may harass you over a debt you have nothing to do with. If that's the case for you, you can dispute collections.

If you don't pay off the debt, Past Due Credit Solutions can take legal action against you and take you to court. They will send you a default notice in advance to keep you informed of the action they are about to take. You don't want this to happen, as it will only make things worse for you. The default notice alone can damage your credit rating. Furthermore, if the court judges against you, it will last on your credit rating for seven years.

Has Past Due Credit Solutions Violated My Rights?

There are specific guidelines debt collection companies should abide by.

These include:

  1. Be fair and avoid being aggressive or using coercion to collect the debt
  2. Ensure to provide clear and easily understandable information to the debtor so that they can understand the situation
  3. Debt collection companies should be considerate with the debtors, particularly those who may have difficulty paying off the debt immediately

If Past Due Credit Solutions fail to abide by the set guidelines, they have violated your rights, and you can report them to a government authority. As much as you may owe them money, that doesn't give them the right to violate the law in an attempt to collect the debt. If you want to report them, DoNotPay can help you. We'll file the complaint on your behalf.

How to Make a Payment to Past Due Credit Solutions

You can pay off the debt via their website, where you will be required to have your account reference number or customer ID. You will find the said reference number on the letters you received from them. You can call their available numbers to get your customer ID. Once you have your reference number or customer ID, you can pay using a credit card or debit card.

Get Debt Help With DoNotPay

Are you sick of being constantly harassed? DoNotPay can help you get and other debt collectors off your back. We'll contact them with a demand letter on your behalf and help you report them if they are not compliant with debt collection laws.

Follow the easy steps below to get the help you deserve from DoNotPay:

  1. Search “debt collection” on DoNotPay.

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

And that's it. Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail or automatically file your complaint with the relevant trade association or ombudsman.

DoNotPay Can Help You Deal With Other Debt Recovery Agencies

DoNotPay can help you ward off any other debt recovery agency that may be harassing you.

These include:

What Else Can DoNotPay Do?

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