4 Organizations That Help Pay Your Medical Bills

Help With Bills 4 Organizations That Help Pay Your Medical Bills

4 Organizations That Help Pay Your Medical Bills

We all have medical bills–doctors' fees, hospital charges, and medication costs. They can add up quickly, especially if you have had to visit the emergency room, had surgery, or have chronic conditions.

The stress of extra medical bills can reduce the funds you have dedicated for your regular monthly bills. DoNotPay can help you negotiate your bills and obtain grants to help pay them. You can also avoid the consequences of not paying your medical bills.

Understanding Your Medical Bills

Before you check out organizations that help pay medical bills, you need to understand that there are many aspects of your medical bill that aren't as straightforward as they should be. With co-pays, deductibles, insurance coverages, and insurance denials, it can be very confusing.

Here are the basics:

  • Co-pays. This is the amount you are charged at the doctor or dentist's office before they bill your insurance. It is like a deposit on your final bill.
  • Deductibles. These are the amount of money you have to pay out of pocket for your medical treatments before the insurance will begin to pick up the bill.
  • Insurance coverage.  most will not pay 100% of the bill unless it is for preventive or well person visits. They only cover a certain percentage of the bill after the deductible is met.
  • Insurance denials. When the insurance doesn't cover the cost because there is another route that is more cost-efficient (usually happens in medications).

What Happens if You Don't Pay Your Medical Bills?

Say you have to visit the ER and you get placed in the hospital after emergency surgery. When you do get the bill, after the insurance has had their say, it's well over $100,000. Most people will not be able to pay this, and payment plans can be through the roof!

Don’t think that you can put off paying it, hoping they will forget about it and write it off. There are three things that can happen when you neglect your medical bills:

  1. Your bill will be given to a company that specializes in recovering funds.
  2. Your credit will take a hit.
  3. You could be sued for the total bill if the hospital chooses.

The hospital is not the only medical bill you'd have to worry about in this situation either. The imaging, lab, and physicians can bill separately. That's a huge hit to your finances.

How to Negotiate Your Medical Bills on Your Own

One of the best things to do when you can't afford the medical bill is to contact the office or hospital. You can spend the day on hold or talking to the accounting specialist to try and figure out the best solution, or you can attempt to create a payment plan online. You'll need all the relevant information to create an account, including the invoice number of the bill. That's still going to take a while, especially if you need to contact your insurance to negotiate with them too.

These organizations can help with your medical bills:

OrganizationServiceContact Information
Aunt BerthaA free tool to help people find food assistance, rent relief, employment assistance programs, help paying bills, health assistance, and other free or reduced-cost programs.Help-Link
Healthwell FoundationProvides financial assistance so you can access critical medical treatments when your health insurance is not enough.(800) 6758416

Application Link

PAN FoundationProvides help to underinsured people with life-threatening, chronic, and rare diseases get medications and treatments.Application Link
NeedyMedsNot a patient assistance program. Provides free information on prescription assistance programs, medication, and healthcare costs savings programs.1-800-503-6897

Contact Directory

How to Negotiate Your Medical Bill Payments With DoNotPay

Don't waste your time and money negotiating with your insurance and medical bills. Let DoNotPay quickly and easily guide you through the negotiation with only a few clicks of your mouse.

Here is how DoNotPay can help lower your bills:

  1. Go to the Negotiate Bills product on DoNotPay.

     

  2. Choose whether you want us to call and negotiate your bill for you or send a bill negotiation letter on your behalf.

     

  3. Provide the details that will help us negotiate your bill including the company name and how much your current plan costs.

     

  4. Enter your contact information, including email, address, and phone number.

Leave all the work to DoNotPay! We'll fight for a lower bill for you.

DoNotPay can help you with your concerns on:

Why Use DoNotPay to Get Help With Your Bills

Unless you have a billion-dollar savings fund for the medical bills you incur, you might need help occasionally to lower the cost of your medical care. DoNotPay can get you results quickly and easily without you sitting on hold with anyone.

DoNotPay saves you time, effort, and money because it is:

  • Fast—DoNotPay understands that time is of the essence and will try to expedite the negotiation process.
  • Easy—DoNotPay can handle every aspect of the negotiation process on your behalf, saving you a lot of work.
  • Successful—DoNotPay will endeavor to get you financial assistance for your bills from all available channels.

What Else Can DoNotPay Do?

DoNotPay can help with bills and other legal matters, including:

Trust DoNotPay to fight for the best outcome for any situation you need help in just a few clicks!

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