How to Access Your Ohio Veterans Benefits
Veterans can qualify for a variety of well-deserved benefits, ranging from education funding to home buying assistance to military burials. Ohio veterans benefits can provide many different types of financial and logistical assistance, but accessing them can be complicated.
Most benefits provided at the federal level are handled through the VA, but there are state-level benefits and benefits available through other federal agencies as well. The decentralized resources can make it confusing to identify and access the available benefits. Here is some useful information about Ohio veterans’ benefits.
What Benefits Do Veterans Qualify for in Ohio?
Veterans and their families who live in Ohio can access a wide variety of benefits. These benefits can be offered at the federal, state, or local levels.
Injury or Disability Compensation
Veterans who are disabled by an injury or illness during their service are eligible for monthly federal compensation through the VA. The amount depends on the severity of the injury and how many dependents the veteran has. These payments are not taxable at either the federal or state level.
For veterans living in the state, Ohio's Military Injury Relief Fund offers a one-time non-taxable payment to military members injured during service.
Veterans can receive their regular healthcare through the VA and may also qualify for additional compensation for specific conditions that started during service, like type 2 diabetes.
For older veterans who require assisted living, Ohio has two Veterans Homes that offer many levels of care, ranging from independent living to skilled nursing and memory care.
Veterans in Ohio have several different options that make getting a mortgage and buying a home easier.
|VA Home Loan Guarantee||The program allows veterans and current service members to purchase a home with no down payment and no Private Mortgage Insurance (PMI). These loans have relatively low-interest rates and minimal closing costs. They can be used multiple times throughout a veteran's life and are not limited to first-time home buyers.|
|Department of Defense Homeowners Assistance Program (HAP)||HAP benefits injured or disabled veterans who incur a financial loss when selling their homes.|
|Ohio Heroes Program||Ohio offers veterans who meet the credit score and other financial requirements a discounted mortgage rate of about 0.25% lower than the current market rate.|
Small Business Loans
At the federal level, the Small Business Administration's Office of Veterans Business Development helps veterans become business owners in a variety of ways. These include funding, education, access to supply chains, and preference for government contracts.
In Ohio, the GrowNOW Small Business Loan Program gives preference to veterans. The program reduces the interest rate on small business loans by up to 3% as long as the business owner creates at least one full-time job for every $50,000 borrowed.
The federal GI Bill offers two options for educational benefits, the Post-9/11 GI Bill and the MGIB program. Both programs cover expenses for degree programs as well as non-traditional education like apprenticeships, non-degree programs, and on-the-job training.
Ohio and its public universities offer additional benefits:
- Military Transfer Assurance Guides guarantee that any military training and experience that is comparable to existing college courses can be used for transfer credit.
- Ohio allows qualifying veterans to be considered in-state students for tuition purposes.
- Ohio's public universities offer priority registration and academic and career counseling for veterans who attend.
Veterans and their spouses can be buried in a national cemetery. This benefit includes all the costs associated with the burial and a headstone or marker. For veterans who would prefer to be buried in a private cemetery, the VA will provide a headstone or marker.
Regardless of where a veteran is buried, military funeral honors are available. These include the folding and presentation of a burial flag and the playing of "Taps".
How to Get Veterans Benefits in Ohio on Your Own
County Veterans Service Offices
Each of Ohio's 88 counties has its own Veterans Service Office, which provides information and assistance in applying for the various benefits veterans can receive in the state. Getting in touch with your county's office is usually the best place to start if you're unsure about the benefits that might be available to you.
Contact the Agency Directly
If you know the specific benefit you'd like to apply for, you will need to communicate directly with the agency that administers it. Each program will have its own eligibility requirements and application process.
For example, to apply for a VA home loan, you'll need to start by applying for a Certificate of Eligibility by providing a copy of your discharge or separation papers (DD214). You can apply either online through eBenefits or by mail. Then, the VA will appraise the property you're looking to buy. Finally, you'll submit your Certificate of Eligibility along with the other income and credit history details that your lender requires.
Get Your Ohio Veterans Benefits Easily With DoNotPay
Sorting through all of the possible veterans’ benefits you've earned through your service can be difficult and time-consuming. Since different agencies and organizations offer different benefits, putting together a comprehensive list of what you qualify for and understanding how to apply for each benefit can be challenging. DoNotPay is a fast, easy, and successful way to see all the benefits available to you in one convenient place.
How to Find Veteran Benefits in Ohio with DoNotPay:
If you want to find Ohio veterans benefits with DoNotPay but don't know where to start, DoNotPay has you covered in 3 easy steps:
- Search for and open the Military Protection product on DoNotPay.
- Select whether you want to 1) locate the nearest VA office, 2) access veteran benefits, or 3) locate service records.
- Answer a simple set of questions so our chatbot can collect the necessary information to help you and find the nearest office or fill out the appropriate forms.
If you're a veteran looking to take advantage of all the benefits you've earned, contact DoNotPay today.