How to File an NMAC Lien Release Form

Remove My Lien How to File an NMAC Lien Release Form

How to Request a NMAC Lien Release So It Won’t Hurt Your Credit Score

An NMAC lien or other lien on your property can adversely affect your credit score and make it harder for you to obtain a loan or qualify for a mortgage. If there is a lien in place, you'll want to remove it as soon as possible. Good thing we can tell you everything you need to know about how to arrange an .

Nissan Motor Acceptance Corporation (NMAC) is the financial services branch of the Japanese multinational automaker, Nissan Motor Company, Ltd. The financier typically works with persons who have a credit score of 660 or higher. NMAC offers a range of lease and loan terms on vehicles that are five years old or newer.

What Is a Lien?

A lien is a legal claim against assets that is put in place to satisfy an unpaid debt. Tax liens are among the most prevalent, but other kinds of liens exist:

  • Bank liens
  • Car title liens
  • Civil judgment liens
  • Criminal judgment liens
  • Mechanics liens
  • Real estate liens

When a creditor or agency secures a lien against an asset, it may be the first step toward obtaining a levy and seizing and selling the property. Once a creditor files notice of foreclosure or repossession, you are well on your way to losing your belongings.

What Is a NMAC Lien?

Similar to a mortgage, an NMAC lien remains in place until you pay off your loan in full. As Credit Karma explains, NMAC auto leases are available with terms from two to five years, and purchase loans can range from one to six years. Additionally, there are no penalties assessed for paying off an NMAC auto loan early.

What Happens If I Don't Pay the Lien?

Not only can a lien do great damage to your credit reputation, such a legal claim can lead to loss of your car, house, or other property. If a lien is not paid off, the creditor may exercise their right to seize and sell the property.

How to Know if There is an NMAC Lien on Your Vehicle

Credit Karma notes three ways to determine whether a lien is in place:

  1. Visit your state DMV and search for the 17-digit Vehicle Identification Number, or VIN
  2. Carefully examine the car title
  3. Get a history report from Carfax or the National Motor Vehicle Title Information System

How to Find Your Vehicle Identification Number

This all-important number can be found on your registration papers and insurance documents. You can also find the number on the vehicle itself, typically on the lower left side of the windshield or inside the hood. The VIN may also be displayed on the engine or inside the driver-side door.

How Will I Know if the NMAC Lien is Released?

Once your car loan is paid in full, Nissan should release the lien within 20 days of clearance of your final payment, says Nissan Finance who goes on to explain that titles held electronically by your state may take up to six weeks to be sent via snail mail.

How to Demand NMAC Lien Release on Your Own

The simplest way to remove a lien is to pay the amount in full. You can do this online. If you do not yet have a registered online account at Nissan Finance, make one.

Once you have an account, log in and select the account from the drop-down menu options.

Navigate to the account page, select Get Payoff Quote, and then click the Payoff Account button. Select the Payoff Online option, provide your payment information, and finalize the transaction. Within weeks, you should have a clear title to your car.

If you need help, contact Nissan:

Customer Service1-800-456-6622
End of Lease Support1-800-778-4211
Mailing AddressNMAC

P.O. BOX 660360

Dallas, TX 75266-0360

Live ChatContact Page

An Easier Way to Release NMAC Lien

Dealing with a lien-holder on your own can be a hassle. That's why DoNotPay created a helpful product we call Remove My Lien. Here's how to use it:

  1. Search for remove my lien on DoNotPay.


  2. Start our Remove My Lien product.


  3. Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.


That's all there is to it! As soon as we have your info, our artificial intelligence lawyer will compose a letter requesting the lien be released, and we'll send it where it needs to go.

Getting NMAC liens released is only one thing we can do for you. No matter what sort of lien is in place, DoNotPay can help.

No Matter What You Need to Do, DNP Makes it Easier

Now that you know how easy DNP makes it to , stick around and browse the hundreds of other time-saving, headache-sparing products that we offer. If you want another sort of help,  without delay and tell us what you need.

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