Immediately File a Report for NJ Identity Theft

Identity Theft Immediately File a Report for NJ Identity Theft

Got Stuck In NJ Identity Theft? Know Everything Here!

Identity theft is the stealing of another person's personal or financial information in order to commit fraud, such as unlawful transactions or purchases. Identity theft may take a variety of forms, and victims often suffer harm to their credit, income, and reputation.

According to the Federal Trade Commission's Consumer Sentinel Network Data Book, "the most prevalent fraud categories last year were impostor scams, debt collection, and identity theft. Credit card fraud was the most widespread type of identity theft. More than 167,000 consumers claimed their information was used to create a bogus credit card account."

It can be tough to report identity theft. If you don’t know what to do when you are in this situation, DoNotPay can help.

Signs That You May Be a Victim of NJ Identity Theft

Identity thieves use a variety of techniques to get a victim's personal information. While some of these strategies are becoming increasingly high-tech, the majority are straightforward and simple to use.

There are telltale signs you are a victim of identity theft. The following are the most often used tactics by identity thieves:

  • Your credit/debit card bills may include charges for things or services you did not purchase
  • Statements for an unknown credit card account appear
  • A credit card or retail charge card for which you never applied arrives in the mail
  • Notices of collection or telephone calls on a debt you do not owe
  • Credit report errors (misinformation)
  • You have excellent credit, yet your credit application is refused
  • Mail or email that has been lost

How to Protect Yourself from Identity Theft

You can help lower your risk of being a victim of identity theft with the following measures:

  • Carry little more than the credit cards and IDs necessary for quick use.
  • Send all mail through the post office or into a postal collection box. When a mailbox's flag is raised, burglars are alerted to your personal information.
  • Before disposing of any documents containing personal information, shred or totally rip them. This includes receipts from ATMs.
  • Each month, keep track of all credit card receipts and compare them to your monthly bills.
  • Never share personal information over the phone unless you initiate the call and are convinced you are dealing with the correct person.
  • Provide any personal or credit information over the internet with caution. If you must, ensure that the website is encrypted.
  • At the very least once a year, verify the correctness of your credit report.

How to File a Police Report for NJ Identity Theft

If you are a victim of identity theft, there are a few things you can do to resolve the problem:

Report Identity Theft to the Federal Trade CommissionYou always want to start by making an identity theft report with the Federal Trade Commission. The FTC investigates fraudulent experiences and works to enforce the laws set regarding stealing information across the web. Use the Report Fraud feature on their website to start your claim.
Make a Report to the IRSYou may want to make a report to the IRS, especially if you notice something is inaccurate with your tax information. It's always wise to let them know that your identity may have been stolen so they can assist you with further actions to take.
Report it to the Credit BureausYou may need to place a freeze on your reports for the time being until the perpetrator is caught. Otherwise, accounts could still be opened in your name in the meantime. Make a separate report with TransUnion, Experian, and Equifax.
Contact the PoliceAs soon as you notice something is wrong, contact the police and report that your identity was stolen. It's especially important if your credit card number was used and someone stole money from you.

How to Report NJ Identity Theft to the FTC

To contact the FTC over NJ Identity theft, follow these steps: 

  1. Visit the website for more information. The Federal Trade Commission's identity theft web page enables you to describe the situation, develop a recovery strategy, and get documents and letters to submit to creditors and other organizations.
  2. Complete the FTC report on identity theft. The FTC will interrogate you about the troubles you've been having or why you believe your identity has been stolen.
  3. Make use of a rehabilitation strategy. This is a customized rehabilitation plan created by the FTC based on the information you supply.
  4. Contact the Federal Trade Commission. Additionally, you can submit an FTC report of identity theft by calling the FTC's Consumer Response Center at 1-877-FTC-HELP.

How to Contact the Credit Bureaus

It's extremely important that you contact each of the three credit bureaus and make them aware of the situation. You should immediately request that they add a FRAUD ALERT to your credit report and provide you with a copy of your credit report. Here are the contact information:

  1. Equifax: (800) 525-6285
  2. TransUnion: (800) 680-7289
  3. Experian: (888) 397-3742

How to Contact the Police in Case of Identity Theft

If you believe your personal information has been taken, you should contact the police and submit an identity theft complaint. suggests that you do so if your identity was stolen during a police contact (traffic stop or arrest), you know the individual who perpetrated the fraud, or your creditor or another firm requests it. Additionally, creditors may require you to file a police report.

Secure Your Credit Record

Conduct a comprehensive review of your credit record and contact any creditors that have created a bogus account in your name. Solicit their assistance in closing the account and removing it from your credit record. 

  • Report theft/misuse of your social security number to the Social Security Administration (SSA) at (800) 269-0271.
  • Instruct all of your financial institutions to terminate all of your accounts; create new accounts with new account numbers, passwords, and PIN numbers.
  • Contact the New Jersey Motor Vehicle Commission at (609) 292-6500 to see whether another driver's license in your name has been issued.
  • Acquire a copy of your criminal history by contacting the New Jersey State Police Records and Identification Bureau at (609) 882-2000 Ext. 2878.

How to Deal With NJ Identity Theft Using DoNotPay

DoNotPay can make reporting identity theft easier. Here’s how:

  1. Search "identity theft" on DoNotPay and select the type of incident you would like to report.


  2. Tell us more about the incident that occurred, including the location, date, time, financial loss, and any suspect information you may have.


  3. We'll identify whether you should file an FTC report, contact the IRS, freeze your credit report, contact state agencies, or file a police report. Once we guide you through the best options, we'll automatically submit the reports on your behalf!


And that's it, DoNotPay will make sure your issue gets sent to the right place. We'll upload confirmation documents to your task for you to view, and if the contacts need more information, they will reach out to you personally via email or mail.

What Else Can DoNotPay Do?

Reporting identity theft is only one of the numerous ways DoNotPay can help. DoNotPay can also assist you if:

If you want further information, contact DoNotPay today.

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