Harassed By Moriarty Law Debt Collection? Here's What to Do!

Stop Debt Collectors Harassed By Moriarty Law Debt Collection? Here's What to Do!

Harassed By Moriarty Law Debt Collection? Here's What to Do!

Moriarty Law Debt Collection might be harassing you with their debt collection practices. See how you can get debt help with DoNotPay.Is Moriarty Law Debt Collection constantly ringing you at home? Does it seem like their pursuit of payment of a debt is relentless? When you owe money and your original creditor or lender has sold your debt to a debt collection agency, the calls, letters, and home visits can seem overwhelming. In the UK, debt collection practices are tightly regulated according to debt collection laws. While debt collectors have the right to do what it takes to collect a debt, you have rights as well.

If your original lender or creditor does not believe that it is possible to collect on your debt to them, they might seek the services of a debt collection agency. When a debt collection agency purchases your debt, they do so by paying your creditor a small percentage of the amount you owe. Once they own the debt, they will do what it takes to make a profit by getting you to make your payments to them. Debt collection agencies are required to comply with regulations administered by the Solicitors Regulation Authority (SRA) and other trade associations.

Debt collection agencies are required to treat you with respect. They are not allowed to harass you or target your vulnerabilities. To do so is a violation of your rights. If Moriarty Law Debt Collection is violating your rights, DoNotPay can help.

What Even Is Moriarty Law Debt Collection?

From the company's name, you might think that Moriarty Law Debt Collection is a group of solicitors. Their only business is debt collection. The Moriarty Law Debt Collection is a debt collection company, They specialise in collections of debt from a variety of businesses including council tax, mobile phone companies, gas and electricity and catalogues.

Of the various debts they buy, they carefully choose which ones will be the best cases to litigate using analytics. The company claims to be a legal practice specialising in "pre-litigation and legal recoveries and enforcement services".

There have been numerous claims against Moriarty Law of bullying tactics and threatening communications. While they claim to be customer-focused and willing to help, they are clearly all about the profits. They also seem to focus on getting cases to court. They do make payment arrangements if you communicate with them, but their representatives do try to come across with more legal power than they actually have.

Unless there has been a court order, Moriarty does not have the power to appoint your wages. They are not bailiffs. They do not have any greater legal power than any other debt collection agency that pursues debt cases prior to the litigation stage.

What Are the Stages of Debt Collection?

There are various factors to both the pre-litigation and litigation stages of a debt collection action. There are three primary stages of debt collection: Pre-Litigation, Litigation and Judgement Entered.


During this stage, Moriarty Law will contact you with a demand to pay a debt.

At this stage, you can:

  • Agree that you owe the debt.
  • Seek debt advice by submitting a financial statement proving that you cannot settle the debt in full.
  • Require further information showing proof that the debt exists.
  • Submit a query as to the legitimacy of the amount owed.

Moriarty Law will not add further costs to the balance due during the pre-litigation stage. From the time of the first letter they send to you, they give you 30 days to respond to the letter and resolve your debt. They will work with you towards a payment arrangement if you require more time.


When the litigation stage begins, you will be issued a County Court CLaim and Response Pack directly from the County Court. The courts will give you 19 days to pay the debt once the case has been issued.  At this time, extensions are available if you need more time as long as you communicate with Moriarty Law.

At this stage, you can admit to all or part of the debt and offer a repayment amount. If Moriarty cannot grant you the extension you request, you will need to submit the Admission Form to the courts. The inclusion of a financial statement is required with the form. Moriarty Law will submit the repayment proposal to the client for acceptance.

If you contest the claim of money owed, you can complete the Defence Form which gives you the opportunity to tell the court why you believe the claim is false and to submit any evidence you have that proves it. Once a Defence Form is submitted, the case becomes a defended case and further directions must come from the Courts. If the matter is unresolved at this point, the courts may order a hearing before a District Judge.  If the judge finds in favour of the client, you will be liable for the amount of the debt and additional court costs. A County Court Judgement (CCJ) is then entered into your credit file. If the judge finds it in your favour, the claim is dismissed and the court costs are paid by the claimant.

Judgement Entered

Once a CCJ has been issued, the courts will specify whether the balance of the debt is to be repaid in full or through instalments. If the payment arrangements are not met, enforcement may be taken.

Enforcement can include:

  1. Attachment of your Earnings
  2. Warrant of Control
  3. Charging Orders
  4. Writ of Control
  5. Bankruptcy Petition

How to Contact Moriarty Law Debt Collection

You can contact Moriarty Law Debt Collection by telephone, mail, web chat or email.

TelephoneYou can ring Moriarty Law Debt Collection at 0203 126 4544
MailYou can post a letter to Moriarty Law Debt Collection at

20 Old Bailey

London EC4M 7AN

WebChatYou can access the web chat by going to Moriarty Law Debt Collections website and clicking on 'Web Chat with Live Agents'.
E-MailYou can send an e-mail to admin@moriartylaw.co.uk.

Did Moriarty Law Debt Collection Violate Your Rights?

There are some actions that debt collectors are not allowed to take. If any Moriarty Law Debt Collection representatives exhibited any of the following behaviours, they have violated your rights.

  • Incessantly ringing you at home.
  • Threatening you by letter, e-mail, or over the telephone.
  • Claiming to be a bailiff.
  • Attempting to enter your property uninvited.
  • Contacting your friends, family or acquaintances without your permission.
  • Contacting your employer without your permission.
  • Refusing to show identification when asked.
  • Trying to deceive you into believing they are a bailiff.
  • Having a judgement entered against you without your knowledge.
  • Refusing to provide proof that your debt is real.
  • Adding additional charges prior to litigation proceedings.
  • Continuing to pursue collections after being notified that the debt is not yours.
  • Refusing to acknowledge evidence that the amount of the debt is incorrect.

How to Make a Payment to Moriarty Law Debt Collection

If you need to make a payment to Moriarty Law Debt Collection, take the following steps.

  1. Contact Moriarty Law Debt Collection via one of the contact methods listed above and request proof that the debt is real.
  2. Provide evidence that the debt has been paid or that it does not belong to you and evidence that the amount of the debt they are pursuing is incorrect.
  3. If the amount of the debt is more than you can afford, prepare a financial statement.
  4. Propose a payment plan and submit the payment plan proposal and financial statement via post or e-mail.
  5. Wait to hear whether they accept your proposal.
  6. Choose the payment method you wish to use.
  7. If paying by Continuous Payment Authority, submit your credit or debit card information and agree to automatic payments at agreed-upon intervals.
  8. If paying by Direct Debit, complete the form on the reverse side of their letters and post it back to Moriarty Law Debt Collection.
  9. If paying by Bank Transfer. make your payments to Sort Code 30-96-35 / Account Number 70553268. Include your reference number.
  10. If paying by debit or credit card, either ring them at 0203 126 4544 or access the payment portal on the website.
  11. If paying by Cheque or Postal Order, make payable to Moriarty Law Limited. Please note your reference number on the back, and post it to Moriarty Law Limited, 15 Old Bailey, London EC4M 7EF

Get Debt Help Using DoNotPay

If you believe that Moriarty Law Debt Collection violated your rights during their collection attempts, DoNotPay can help. If you have endured harassing tactics from Moriarty Law Debt Collection representatives, you are a few steps away from getting debt help from DoNotPay.

All you have to do is:

  1. Search “debt collection” on DoNotPay.


  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.


  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.


That is all there is to it. Once you have decided on which action you want to take, DoNotPay will take care of the rest. DoNotPay also shares detailed information regarding debt recovery and collection.

Some of the information includes:

What Else Can DoNotPay Do?

DoNotPay offers solutions to problems in all areas. Here are some examples of what else DoNotPay can do for you:

If you want to know what other problems DoNotPay can help you solve, visit DoNotPay today and see what they can do for you.

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