Secure a Montana Lien Release Effortlessly

Creditors usually place liens on cars or property as collateral. Once you've paid off the loan, your creditor will remove the lien from your title, and you're free to do with the property as you please.

Theoretically, getting a is straightforward. In the practical sense, getting a lien release form can be a very frustrating process.

But you don't have to worry since DoNotPay has a solution. With DoNotPay, you can leverage the creditor's interests in your favor to help you gain a lien release.

What Is a Lien?

A lien is a right a creditor has to keep the possession of an asset that belongs to someone else until the other person has paid off the debt they owe. A creditor may place a lien on a property and sell it under specific circumstances, such as those in which the borrower failed to make the scheduled loan repayments.

If the debtor chooses to sell or refinance their property with a lien attached, the creditor still retains the right to have the proceeds of the transaction.

There are three categories of liens:

Category	Description
Consensual Lien	A consensual lien occurs when the lender consents to the lien, such as in advancement of a line of credit for a loan. The most common type of consensual lien is a mortgage on a home. The non-purchase money security interest lien is another form of a consensual lien. It occurs when the debtor puts up their property to secure a debt. A good example of this would be taking out a second mortgage on a home.
Statutory Lien	This type of lien is obtained by the operation of state or federal law. This means that a statute authorizes a statutory lien for any late or failed payments, such as a tax lien. Under this type of lien, the borrower does not consent to the lien. Regardless, the creditor has the legal right to recover the payment
Judgment Lien	Judgment liens are obtained after a final judgment is issued in a lawsuit. Once the court certifies the lion, the borrower is required to forfeit their claim to the property.

What Are the Types of Liens?

When filing your Montana lien release form, you need to be specific about your lien. There are various types of liens including:

Bank liens
Car liens
Tax liens
Mechanic's liens
Judgment liens

How to Remove a Lien on Your Own

You can remove a lien in any of the following ways:

Paying back the state in full
Asking the creditor to remove the lien
Taking the lienholder to court
Negotiating with the lienholder to reduce your debt
Filling out a lien release form

What Does a Notice of Transfer and Release of Liability Do?

This is a form that you need to fill out when selling your car. A Notice of Transfer and Release of Liability informs the DMV that you are no longer the car's owner. It also lets the government know that you will no longer be responsible for any legal issues involving the vehicle. Getting a Notice of Transfer and Release of Liability is helpful when filing your Montana lien release form as it helps you finalize the sale of the car.

How to Get a Lien Release Form in Montana

To get a Montana lien release form, you need to:

Head over to the Montana Motor Vehicle Division
Download the Release of Security Interest or Lien form
Fill in your contact information
Sign the form and submit

Remove a Lien With DoNotPay

DoNotPay can gather all relevant information regarding your lien situation then send a letter to your lienholder requesting a renegotiation. We can also help you fill out a form and send it to your lender for signing. This will help you get the lien off your public record and out of your mind.

The best part about all this is that it only takes three steps:

Look for the 'Remove My Lien' product on our site.
Run the product.
Tell us more about your type of lien and allow us to draft a letter asking your lender to resolve the issue.