Is Marlin Capital Europe LTD Debt Collection a Scam?

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Editorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

How to Stop Calls from Marlin Capital Europe LTD Debt Collection

There are many things that are likely to run through your mind when you receive a call from . You might think that you are in serious trouble and that you desperately need someone to throw you a lifeline for help.

In reality, receiving a call from a debt collector is troubling, but it doesn't have to be the end of the world. If you choose to use DoNotPay, you might be able to get yourself free and clear from the worst of the problems that a debt collector could cause for you.

What Is Marlin Capital Europe LTD?

The team is a group that seeks to collect on a debt that one has accrued because they took out credit from this company at some point in time. They are trying to:

  • Work with customers to get their accounts current
  • Collect on debts that the company is owed
  • Bring in as much revenue for the company as they can

They are not necessarily "on your side" as it were. However, you don't necessarily have to think of them as mortal enemies either. They have a job to do, and they are trying to do that job. You just need to know how to respond when they start calling your phone.

Should I Ignore Their Phone Calls?

No, you should not ignore phone calls from debt collectors. It is obvious that they are just going to continue to call even if you try to ignore them. Besides that, ignoring the phone call may make the situation worse for you. The problem with ignoring phone calls from debt collectors is that they will then feel pressured to take their collection practices to the next step.

The steps that a debt collector may take when trying to collect on your debt include:
  • Calling you to try to settle the debt
  • Sending you collections letters about the debt that you owe
  • Sending you official correspondence about taking you to court
  • Actually taking you to court

They don't want to go all the way down the line towards taking you to court, but they will do what they believe is necessary in order to get the money that they are rightfully owed. Having to make an actual appearance in court is no one's idea of a fun time, and that is why people ought to try to negotiate with the collection agency when possible.

Is Marlin Capital Europe LTD A Scam?

No, is not a scam, but there are some scams in the collections industry that you should know about. Some pretenders will pop up from time to time that are simply in the business of trying to steal your personal information. The way to tell that something might be a scam is to look for the following signs:

  1. They try to get you to make a payment via a bank transfer over the phone
  2. They threaten to expose your debts to your family or friends
  3. They say that they will have you sent to jail over your debts

All of these are things that a legitimate debt collection agency cannot and would not do. Therefore, you may be dealing with a scam if you are approached with any of these techniques.

is NOT a scam. They are merely in the business of trying to collect on the credit that they issued to their customers from before. They are the collection arm of the company, and they are in the business of trying to help gather up as much revenue as they can for the company that they work for. You can trust your dealings with them as long as you are positive that you are actually dealing with them and not someone pretending to be them.

What Can DoNotPay Do To Help?

DoNotPay can help you when you are cornered by debt collection agencies and aren't sure what to do next. The easy process works like this:

  1. Search "debt collection" on DoNotPay.

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

After you put those steps into motion, you can have the kind of outcome that you need for yourself as you get to work through the process of dealing with your debt collectors.

How Else Has DoNotPay Helped People?

There are other ways that DoNotPay has come to the rescue for people. Namely, some of their most popular programs are as follows:

These processes all require people to do some paperwork to make them happen, and that is what DoNotPay is best at helping out with. If you need some help with these processes, get in touch.

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