How to Stop Lucas Credit Services Ltd Debt Collectors

Lucas Credit Services is a UK-registered company and a member of the Credit Services Association. It offers different services such as debt collection on behalf of its clients across the UK. Are you getting constant harassment and bullying from Lucas Credit Services Ltd debt collectors?

There are multiple debt solutions in the UK that can help you write off some of your debt and stop unnecessary debt collector actions. Unfortunately, choosing the wrong debt collector can be drawn-out and expensive. As with any debt collector, Lucas Credit Services Ltd debt collector operates a common business model, where they purchase debts at a fraction of the face value, then make a profit by collecting part or full of the debt.

Unfortunately, there aren't morals in this process, and the debt collector may use unethical means of debt collection. DoNotPay can help you stop such unfair and wrong debt collector actions. Read below to understand how to stop Lucas Credit Services Ltd debt collectors.

Who Is Lucas Credit Services and Why Are They Calling You?

As previously mentioned, Lucas Credit Services is a UK debt collector for different clients. It collects for companies like Provident, BT, and Lowell.

Reasons you may get calls from Lucas Credit Services include:

• To chase you down and demand payment for the debt you owe
• To harass you constantly
• To verify your debt

Lucas Credit Services makes endless calls to pressure you into making payments and also sending bullying threats. Unfortunately, the debt collector also makes frequent calls even to your workplace. Constant calls and attempts to reach out and harass you into payment by Lucas Credit Services Ltd debt collectors affect the quality of your life negatively. You may be emotionally distressed and have constant panic attacks. It may also affect interaction with your colleagues and bosses.

It is important to respond immediately or counter the debt collector's attempts at calling you to avoid further actions such as:

1. A home visit
2. A threat of bankruptcy, especially if the debt is above £750
3. A county court judgement

You should act immediately even if you don't owe any debt since Lucas Credit Services Ltd will still try to collect the debt. They can also report negative information to credit reporting companies or sue you.

Lucas Credit Services Ltd Contact Details

If you would like to contact Lucas Credit Services by yourself, refer to the table below:

Has Lucas Credit Service Ltd Violated Your Rights?

According to UK laws, a debt collection agency isn't allowed to perform certain actions in the course of collecting debts.

In accordance with The Office of Fair Trading (OFT), the Fair Trading Act (FTA), and Financial Conduct Authority (FCA), a debt collector should not:

• Contact a debtor at work without their permission
• Contact the debtor outside the allowed timeframe (8:00 am- 9:00 pm) during workdays
• Contact the debtor via social media
• Demand additional charges not mentioned in the contract and surpass the percentage fees
• Provide false or misleading information such as false court actions
• Harass, abuse, or threaten the debtor in any way

If Lucas Credit Services Limited violates these rules, you can report the debt collector to OFT, a regulator with which all UK debt collection agencies must comply.

Get DoNotPay's Help With Lucas Credit Services Limited

DoNotPay can help you ensure a debt collection agency complies with debt collection laws in the UK, whether you have received recent or ongoing communication from the debt collector. Furthermore, DoNotPay can assist in determining the best course of action in such a case and help you file a demand letter to the debt collector in question.

Here is how to collaborate with DoNotPay to stop Lucas Credit Services Ltd from unfair debt collection practices.

1. Search “debt collection” on DoNotPay.

2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

Learn more about how DoNotPay can help you handle Lucas Credit Services Ltd. Rest assured, DoNotPay makes a strong complaint on your behalf to the unfair debt collector and relevant debt collection regulation bodies.

DoNotPay Can Provide Several Debt Help Solutions

Besides helping you stop or handle Lucas Credit Services Ltd, DoNotPay can help you with:

• Moorcroft debt recovery
• DWP debt management
• Advantis debt collection
• Provident loans refund
• Marston Group Holdings debt recovery
• Lowell Financials debt recovery
• Amigo loans refunds

What Else Can DoNotPay Do?

DoNotPay can do plenty more for you besides solving unfair debt collection practices and providing debt help.

Additional services from DoNotPay include:

• Sue in a small claims court
• Help with excess bills
• Sign up for free trials risk-free
• Find missing money
• File complaints
• Cancel subscriptions and services
• Increase your credit limit
• Pay bills online

Sign up with DoNotPay to help you combat unfair practices by Lucas Credit Services Ltd debt collectors.