How to Qualify and Apply for Low-Income Housing in Massachusetts

Section 8 How to Qualify and Apply for Low-Income Housing in Massachusetts

How to Qualify and Apply for Low-Income Housing in Massachusetts

Keeping a roof over your head can often be easier said than done. Any number of things could go wrong and send you down a path toward losing your home. You may even be without a home now. Thankfully, not all is lost, as many programs exist to make it easier for people in these situations to find homes again. Check out DoNotPay's guide on applying for low-income housing in Massachusetts to get started on one of those right now.

Who Is Eligible for Section 8 Housing?

The eligibility requirements for Section 8 housing vouchers differ by state, though they are broadly similar to one another. To find out the exact eligibility requirements that apply to you, you'll need to locate the government organization that oversees the Section 8 housing programs in your area. In Massachusetts, applicants must:

  • Have a total household income of no greater than 30% of the median income in their area.
  • Be a US citizen or eligible non-citizen living in Massachusetts.
  • Pass a criminal background check and credit check (includes all members of the household).

Several factors determine whether or not you are eligible for Section 8 housing:

Income EligibilityYou are making at or below the posted poverty line in your state. You are considered at the lowest income level if your family brings in only 30 percent or less of the average income in your area. You are still considered very low income if you only bring in 50 percent of that income and low income for 80 percent.
Age EligibilityIf you are above a certain age and still not bringing in enough income, you may qualify for Section 8 housing. Depending on a fixed income, those who are 65 and older could find themselves meeting these requirements.
Disability EligibilityIf you have been deemed disabled and unable to work, you are eligible for assistance, even as the head of household.

How Much Money Does Section 8 Provide?

Housing assistance programs vary from place to place, but the amount of money they cover is typically capped at 75% of your total rent. The exact amount of money your voucher covers will depend on factors like your income level and maybe less than 75%. Additionally, programs vary between helping you stay in the home you already have and helping you find new housing at affordable rates.

How to Apply for Low Income Housing in Massachusetts on Your Own

The process for applying for low-income housing in Massachusetts can be difficult. While requirements are the same for the entire state, the actual application process will vary by location. As such, your experience with applying can be very different compared to someone a town over.

This extra complication, plus the uncertainty and stress of filling it all out on your own, is a good reason to use DoNotPay. If you're undeterred, though, here's what you can do:

Online

  1. Use the resource locator to find the right organization for your city, town, county, or other areas in Massachusetts.
  2. Go to the organization's site and find their application page.
  3. Fill out the application as directed.
  4. Review your information, then submit.

By Mail

  1. Use the resource locator to find the right organization for your city, town, county, or other areas in Massachusetts.
  2. Go to the organization's site and find their application page and download a .pdf copy of the application.
  3. Fill out the application as directed.
  4. Address an envelope as instructed on the application or organization website, then send in your application.

What to Do if Your Housing Application Is Rejected

Due to the varied standards of housing organizations across Massachusetts, there is no one reason why you might have your low-income housing application rejected. Assuming you filled out the application truthfully and in full and meet the minimum requirements, you're unlikely to get your application rejected outright. More likely, your application is just lower down on the waiting list, meaning it will take longer to hear back from the organization.

If you are rejected, however, you'll likely find the reason on a rejection notice. If it isn't there, you can contact the organization in question for more information. Being rejected does not typically mean you're barred from attempting another application during an open enrollment period. If you're still in need of help, try to work with the organization to fix the mistakes that led to rejection before, then reapply.

Have DoNotPay Help You With Applying for Low Income Housing in Massachusetts

If you're not having any luck on a low-income housing application on your own, it's time to get DoNotPay to step in. Just follow these quick steps so we can get started:

  1. Answer a few questions about your income, family size, veteran/disability status, which county you hope to live in, etc.

     

  2. DoNotPay will find the PHA in charge of that county and contact them with all of your eligibility information to determine if you can start applying. They'll get back to you directly via email with the next steps.

     

Why Use DoNotPay?

DoNotPay is an excellent service that aims to make all of life's problems easier to solve. When it comes to helping people find and apply for low-income housing programs in Massachusetts and beyond, we have a wealth of experience and a history of getting results. Compared to doing it yourself, you're much more likely to succeed and get what you need quicker. Basically:

  • We're fast.
  • We're effective.
  • We get results.

What Else Can DoNotPay Do?

Besides helping you find low-income housing in Massachusetts, DoNotPay has a ton of other services you can use. We offer help with all sorts of things, like

DoNotPay will do everything possible to help you overcome even the biggest problems in your life. Try the app today to get started on that.

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