How to Deal With Littlewoods Debt Collection

Having a late payment now and then happens to most people, but what do you do when you can't pay your bills, and your creditor turns you over to a debt collection agency? It can be scary enough getting that initial letter alerting you of the new circumstances, and then the phone calls begin.

Whether it's early in the morning, late at night, or calling your place of employment, it can become frustrating very quickly. If you're not familiar with your rights, you may be willing to deal with this, but the truth is, you don't actually have to.

When you begin getting calls or letters from Littlewoods debt collection agents, you may not be sure how to handle the situation on your own. If that's the case, DoNotPay can help by contacting Littlewoods on your behalf.

Who Is 00262152, and Why Are They Calling Me?

If you're getting a phone call from 00262152, you may be wondering who it's from. There are so many scam calls nowadays that it's hard to tell what's real and what you should ignore, but this is not a number to overlook. It's coming from Littlewoods Catalogue, a debt collection agency.

Here are some reasons why Littlewoods debt collectors are calling you include:

1. You've got behind on your bills
2. Confirm that you do indeed owe money
3. Continue calling you until the payment is paid, or they get a response.

As far as debt collectors go, Littlewoods doesn't seem to be that persistent. They will obviously send you letters, and may even call, but they don't tend to harass you at the same level as other debt collectors will. This is probably because it's connected directly to Littlewoods Ltd.

According to a Reddit post from 2021, Littlewoods is more than willing to accept lower payments, and will work with you. This doesn't mean they don't have teeth, however.

Another post on Money Saving Experts details a story of how Littlewoods Debt Collection pursued a payment of £40 five years after the original purchase, in spite of the fact that the driver admitted he left the package with a neighbour. Littlewoods threatened to pursue the matter until it was fully resolved, which just goes to show that they can pop up when you least expect them.

Littlewoods Debt Collection Contact Details

It's always better to contact a debt agency sooner rather than later, unless your debt is about to run out. There is a six-year limit in which the debt collector has to get their money, and when that time runs out, you no longer owe it.

After doing your research, if you discover that the debt will run out soon, you should not contact them. This could be used against you if it goes to court. Otherwise, here are a few ways to contact Littlewoods.

While you can obviously just call, that may not be the best route. Phone calls can be denied, and what you agreed upon may be retracted. Littlewoods may even deny the conversation ever took place.

Writing a letter is a much better route, especially if they have to sign for it, because that proves they at least received the letter. This helps cover you in the event that Littlewoods doesn't want to play nice.

Is Littlewoods a Scam?

No. Littlewoods is a legitimate company, which is directly connected to Littlewoods, Ltd.

What Happens if I Don't Pay My Debt to Littlewoods

Littlewoods will contact you after 18 months if you have persistent debt. They will then contact you again after 36 months if you are still only making minimum payments or are going deeper into debt. They will most likely tr0y to coach you on ways to handle your debt before it gets completely out of control.

After that, Littlewoods will either demand full payment, or offer to work with you. If you fail to work with them, there's no clear timeline of when they'll contact you next, but they will most likely get in touch to demand further payment.

If you are willing to make payments, Littlewoods will most likely be willing to work with you.

Get Debt Help With DoNotPay!

The good news is that you don't have to deal with Littlewoods debt collection on your own. DoNotPay can assist you in sending a letter requesting that they stop contacting you. We can also file a complaint on your behalf with your local governing body. All you need to do is answer a few questions, and we'll go through your options so you can decide what is right for you.

1. Search "debt collection" on DoNotPay.

2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the relevant trade association or ombudsman.

DoNotPay Can Assist With Other Debt Collection Agencies

What if you have more than Littlewoods Debt Collection to handle, or another debt collection agency is contacting you? If that's the case, then the above steps will work with other agencies such as:

• Amigo Loans
• Provident Loans
• Lowell Financial
• Adventist Debt Collection
• Marathon Group Holdings
• DWP Debt Management
• Moorcroft Debt Recovery

What Else Can DoNotPay Do?

Once you've settled things with Littlewoods Debt Collection, you may decide it's time to part ways with DoNotPay since we've solved your debt problem. Before you do, however, check out these other issues we can help you with:

• Small claims court
• Notarize documents
• Find missing money
• File a complaint
• Set up online bill pay
• Learn about free trials

DoNotPay can handle a wide variety of the issues you face everyday, so contact us for more information.