How to Stop Link Financial Debt Collectors Quickly

Debt collectors with Link Financial Outsourcing manage more than 4.5 million customer accounts across nine European countries. When Link Financial gives you a call, it’s usually to hound you down to request a repayment of a debt. Collections agencies are sometimes known for their aggressive chasing tactics and unhelpful service agents, which is why it’s important to confirm whether a debt collector from Link Financial is compliant with Financial Conduct Authority (FCA) guidelines.

Before you give in to demands from Link Financial Debt Collectors you should explore your options. This includes your legal right to request a debt verification letter and the option of reporting the agency for a false claim. DoNotPay can guide you toward the right course of action and help you solve Link Financial debt disputes once and for all.

Who Is Link Financial Debt Collectors and Why Are They Calling Me?

Link Financial is a debt collection agency registered in England as Link Financial Outsourcing Limited whose clients include a range of well-known UK companies and high-street retail businesses. Barclaycard is one such company that uses Link Financial to chase credit card debts on their behalf.

Are Link Financial debt collectors sending you letters or calling you repeatedly on the phone? If so, it may be for one of the following reasons:

1. Collect Payment
2. Offer a Repayment Plan
3. Validate a Debt
4. Intimidate You Into Paying Your Debt

Link Financial Contact Details

Link Financial will probably start by sending an LBA letter (Letter Before Action) which warns you of your supposed debt before the company takes any legal action. They hope this will encourage you to make payment arrangements immediately, but before you do, you should verify that the debt is real.

Always contact a debt collector as soon as they notify you of their intentions, even if you believe the debt is false—ignoring debt collectors could lead to negative reports on your credit history or court action against you.

Here are several ways to contact Link Financial Debt Collectors:

What Happens if I Don’t Pay My Debt to Link Financial?

Whether you cannot afford to pay your debt or you refuse to pay for some other reason, your debt does not simply disappear. Service agents for Link Financial have been described as unhelpful and rude according to several Google Reviews, so it’s unlikely that you’ll find much success by dealing with the company directly. The debt collectors of Link Financial will continue to pursue your debt to the point of a County Court Judgement.

What Should I Do Next?

To avoid being taken to court, consider what measures may be available to you:

• Financial Ombudsman – Dispute your debt by lodging a complaint and receiving an official resolution.
• Debt Management Plan – A repayment agreement that allows you to make affordable monthly payments at a lower rate.
• Debt Consolidation Plan – Roll all your bills into one affordable monthly payment plan.
• Minimal Asset Process (MAP) – A cheaper form of bankruptcy for low-income clients. This option could help get your debt written off.
• Bankruptcy – Clears your debts but negatively impacts your credit history for years to follow.

Get Debt Help for Link Financial With DoNotPay!

DoNotPay understands how complicated it can be when handling agencies like Link Financial Debt Collectors. Depending on your situation, it can be confusing to know what course of action to take. Then, when you try to do your due diligence and contact Link Financial on your own, you are likely to suffer through a lengthy, negative experience before finding any resolutions.

DoNotPay can make the whole process easier quickly through our comprehensive online service for debt collection issues. Simply answer a few questions and we can help you determine what course of action you should take and then we’ll take steps to complete that action on your behalf.

Here’s how to get started:

1. Search “debt collection” on DoNotPay.

2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

Once you choose the course of action you want to take, DoNotPay will handle the rest. We’ll deliver your request directly to Link Financial Debt Collectors via first-class mail, or file your complaint automatically with the relevant trade association or ombudsman.

Interested in More Debt Help From DoNotPay?

This winning Debt Collection service helps DoNotPay customers find debt relief from many different debt collectors in the UK. We can help you draft customised debt verification letters and file official consumer complaints with hundreds of businesses. Here are a few examples:

• Advantis Debt Collection
• Amigo Loans Refund
• DWP Debt Management
• Lowell Financial
• Marson Group Holdings
• Moorcroft Debt Recovery
• Provident Loans Refund

What Else Can DoNotPay Do?

Good question! DoNotPay has hundreds of products and services that solve issues among thousands of organisations worldwide. Here’s a taste of what we can offer:

• Increase Your Credit Limit
• Find Unclaimed Money
• Sign Up for Free Trials
• Cancel Any Service
• Lodge a Complaint
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• Sue Someone in Small Claims Court

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