File a Lien Release Form in GA Without the Hassle
Do you want to remove a lien in Georgia? If you've received a lien in Georgia, DoNotPay can help you get a . For instance, are you behind on clearing your loan payments for your car and mortgage? Does the IRS claim your outstanding taxes? Is your contractor claiming your unpaid bills? Or your ex-spouse claims you're behind clearing your child's support bill? These are some issues that make courts or banks place a lien on your properties.
If you don't get a lien release form, the court, bank, or claimant can seize your properties to act as collateral. The fact that you have a lien might not even cross your mind. You, therefore, need to find out if you have a lien and fill out a lien release form to prevent your property from being seized. While having a lien can be scary, DoNotPay can leverage the claimant's interests and the law to help you avoid losing your property.
What Are Liens and Lien Release Forms?
A lien is a legal claim against a piece of your property or all your property due to a debt that you haven't paid or completed. A court or a property owner grants liens and the claim gives the lienholder a legal interest on the property, where the lienholder gets the right to possess the property. Once a lien is awarded, it's filed against your property and then recorded in the public record, specifically the local county's recorder.
On the other hand, a lien release form is a document filed by the local county as an official notice that a specific lien has been removed. Once the payment is received, your creditor withdraws any lien filed against your property. A lien release form in Georgia can also be referred to as:
- Release of lien
- Lien cancellation
- Lien discharge
What Are the Types of Liens in Georgia?
There are different liens in GA that give the creditor certain rights. Liens are generally grouped as voluntary liens and involuntary liens. Involuntary liens are granted by the courts or taken by a government agency, while voluntary liens are granted willingly by the property owner. Here are the common types of liens in Georgia:
Mortgage or Property Lien | A property lien is the most common lien in Georgia. The property owner grants their property to the lender against a loan. Once the property owner pays off the loan, they repossess their property. |
Judgment Lien | A judgment lien is a claim against a property and is awarded by a judge when a person fails to pay their loan and loses a lawsuit. You won't be able to borrow against or sell the property. |
Tax Lien | A tax lien is a special lien taken against a part of a property when the owner has unpaid real estate taxes. If the tax lien is not paid for long, the government can order the selling of the property to offset the debt. |
IRS Lien | An IRS lien is filed by the federal government when a property owner does not pay income taxes. An IRS lien is often part of the government's blanket effort to collect all the back taxes. |
Child Support Lien | A child support lien is awarded when a property owner does not fulfill the child support ordered by a court. A child support lien is ordered by a court, just like judgment liens. |
Mechanics or Car Lien | A car lien is awarded when a property owner purchases a car on loan and fails to pay, borrows money to repair a vehicle and fails to pay, or hasn't paid state parking tickets. |
Where Can I Find Lien Information?
Most people barely notice if they have a lien claim on their property. So, where exactly can you find lien information? There are a few ways you can find lien information in Georgia, including:
- For a property lien, perform a title search of your property.
- For a car or mechanic's lien, confirm with the car title and check Georgia's transportation agency, or get your vehicle's history report.
How to Get a Lien Release Form in Georgia
So, how do you get a lien release form in Georgia? You can use a simple document template to create a lien release form. The lien release form should be customized to Georgia's laws and requirements. Adhering to the rules and requirements ensures that your lien release form has all the essential information and is legally enforceable. Here's what to include in your lien release form:
- Lienor's details or information.
- Details of the property owner.
- Details of the person who hired the lienor (applicable if the lienor hired a contractor).
- Payment details of the lien. Also, provide the exact amount paid by the property owner to satisfy the lien.
- Indicate the court details. What date did the lienor file the lien? Also indicate the county, court, the book, and the page number of the lien claim.
- Details of the property; the legal description such as the address and survey number.
- The signing details. Indicate where the lienor will sign and include the signing date.
As you can see, creating a lien release form can be quite a hectic process if you're doing it by yourself. In addition, it's pretty easy to leave out some details if you're not careful, and that's why DoNotPay gives you an easier option. With the Remove my Lien product, you can solve all your lien issues within minutes!
Remove a Lien With DoNotPay
If you're experiencing trouble removing a lien on your own, DoNotPay is here to help. We'll amass all the relevant information regarding your lien issue. We'll then send a letter to your creditor requesting your debt negotiation based on your personal needs.
We can also fill out your Georgia lien release form on your behalf and send it to your creditor to sign. Once your release of lien form is signed, you'll get it off your records once you negotiate for your debt. Using DoNotPay will make the process faster and help you secure your property much easier instead of following up by yourself. Here's how to remove a lien with DoNotPay's help:
1. Search for remove my lien on DoNotPay.
2. Start our Remove My Lien product.
3. Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.
DoNotPay Helps With Liens Across All Entities With a Single Click of a Button
DoNotPay works across all entities, whether you need help with lien release forms in Georgia, California, or even Kentucky. Apart from helping you get lien release forms across different states, DoNotPay also helps with all types of liens, from judgment liens to property liens and tax liens. Here are some of the lien issues that DoNotPay will help you solve:
- Lien release on a car
- Selling a car with a lien
- Removing any lien on property
- Tax lien on a credit report
- Finding out if there's a lien on your house
- Removing state tax lien from the public record
What Else Can DoNotPay Do?
Do you need help with any other problem other than getting a lien release form? DoNotPay offers a wide range of services, and solving lien issues is just one of them. Check out other problems that DoNotPay can solve on your behalf:
- File complaints in small claims courts
- Reduce property taxes
- Clean your credit card reports
- Contact any customer service
- Close a bank account
- Help with your bills
- Increase your credit limit
- Release of liability