The Easiest Way to Obtain a Kentucky Lien Release
If you live in Kentucky and have a lien placed on your property, you're probably wondering how you can get it removed. You're not alone. Many times we find ourselves unable to clear payments for one too many reasons. In this post, we'll take a look at how to
Now, removing a lien can be quite a challenge. The lien-holder may be slow in filling in the forms and filing them to the county officer-which will slow the release of the lien. Or maybe both of you both have some disagreement on what needs to be done. Whatever the case, the whole process can be a burden you're not ready to deal with.
However, you can choose a much easier path. You can use the DoNotPay service to remove the lien from your property easily and conveniently. With DoNotPay, you can secure your property and move past the lien all at the comfort of your home. Tag along to learn more.
Kentucky Lien Release
A is a process through which you remove a lien from your property. A lien is a legal claim that someone has on your property. In Kentucky, a lien can be placed for various reasons, such as:
- Unpaid debts
- Unpaid taxes
- Unpaid child support or alimony
- Unpaid contractor fees
If you have a lien on your property, it can make it difficult to sell or refinance the property, as potential buyers or lenders will be hesitant to take on the risk. You will first have to satisfy the lien by removing it from your property.
How to Get a Lien Release Form in Kentucky
Before you request a lien release form, you should first understand the different types of lien releases. There are two types of lien releases: full and partial releases, and unconditional and conditional releases. A full release means that the entire lien is removed from your property while partial release means that only a portion of the lien is removed.
An unconditional release means that the creditor agrees to remove the lien without any conditions being met while a conditional release means that the creditor agrees to remove the lien only if certain conditions are met, such as you making payment. To get past the lien and secure your property, always aim for a full-conditional release. For example, if you have a lien on your vehicle and wish to remove the lien, you should first pay the full amount you owe the lienholder. After payment, the lienholder should fill in the release form to remove the lien. They can get the release form from the county clerk's office where the lien claim was initially filed. The Kentucky County Clerk's Association will ask for the following details before removing the lien:
- Original Clerk's Filing Receipt,
- Title Lien Statement (Form TC96-187),
- Or a UCC-3 Financing Statement Amendment.
Mechanic/Contractor's Lien Release Forms
If you have a mechanic's lien, you may be able to get the lien released if the claim expires or if you complete the payment you owed the lien holder. The lienholder will need to fill out the mechanic lien release form and use it to file a release in the same county clerk's office where the lien was claimed. You can contact them here:
Mechanic Lien Release Form | Online Form |
Mechanic Lien FAQs | FAQs |
Phone Number | 866-720-5436 |
Send an Email |
How to Remove a Kentucky Lien With DoNotPay
If you're having difficulty removing liens yourself, you can use . We can help you send a letter to the lienholder and request them to renegotiate the terms of your debt based on your needs. We can also help you file the necessary paperwork and follow up with the county clerk's office or contractor to make sure that the lien is removed.
Here are three simple steps to using our service:
- Search for remove my lien on DoNotPay.
- Start our Remove My Lien product.
- Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.
It's that easy to remove a lien in Kentucky. All you have to do is give us the information we need and we handle the rest for you.
What Else Can DoNotPay Do?
Removing a lien in Kentucky is an easy process that shouldn't take much of your time or effort. However, the process can prove to be challenging especially if you don't know who to contact or you simply don't have the time to handle the paperwork. But there are ways to remove the lien easily and conveniently. And one way is using DoNotPay.
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We'll make sure the process is as smooth as possible so that you can get back to business as usual. and let's get started.