Stop Harassment from Jacobs Enforcement in 3 Easy Steps

Are you constantly being harassed by Jacobs Enforcement to pay a debt you owe? Are you not sure if the debt is valid? Are they threatening to take you to court? Well, do not worry because DoNotPay can help you validate your Jacob Enforcement debt and advise you on the best way forward. Continue reading to find out more.

Who Is Jacobs Enforcement and Why Are They Calling Me?

Jacob Enforcement is a company based in the UK, with more than 57 years of experience in data recovery, specifically corporate debt. Jacobs also offers additional services, such as commercial rent areas recovery and council tax.

Debt collection agencies such as Jacobs Enforcement are very common and work tirelessly to get you to pay off your debt. They buy off your debt from the original creditor for as little as 20% profit and are determined to get their money back.

Establish the Validity of the Debt

The first thing you want to do is find out if you truly owe the debt. Do not make any payments until you are certain the debt is valid. The surest way to establish the validity of the debt is to request Jacobs Bailiffs Debt Collectors to give you a copy of the credit agreement. They should not hesitate to provide this information.

You can contact Jacobs Enforcement directly through the following:

Phone	0345 601 2692
Postal/Physical Address	Jacobs 6 Europa Boulevard Birkenhead Merseyside CH41 4PE
Contact Form	Jacobs Enforcement
Web Chat	Chat Form

Your Jacobs Reference number and Client Reference number are both required when accessing the web chat option. These numbers can be found at the top of any correspondence that you have received from Jacobs Enforcement. We would, however, recommend including these reference numbers with any correspondence you make with Jacobs.

What If You are Unable to Pay?

The most common dilemma people face is not being in a position to pay Jacobs Enforcement debt collectors. If you are tired of receiving constant calls from debt collectors and know you are not in the right financial position to pay off the debt, the best thing to do is to let them know about your financial challenges.

Depending on your situation and your discussion with the debt collectors, you can set up a repayment plan or ask for debt payment assistance.

How to Get Debt Payment Assistance

If you cannot repay your debt, you can take advantage of Debt Relief Orders (DROs). Getting a debt relief order is ideal for dealing with your debt if you owe less than €30,000, do not have a lot of extra income, and are not a homeowner. Once you get a Debt Relief Order:

Your creditors can only recover their money with the court's permission
You will officially get discharged from your debt after 12 months.

How to Get a Debt Relief Order

Many organizations can assist you in getting an authorized debt adviser to help you get a DRO. You will make your application through an authorized debt adviser and get a DRO from the official receiver.

Eligibility for a DRO

To get a Debt Relief Order, you must meet the following requirements:

Requirements	Are you Eligible?
Debt less than €30,000	Yes
Not have more than €75 worth of savings a month	Yes
Not own assets worth more than €2,000	Yes
Have lived or worked in England or Wales in the last three years	Yes
Not have made another DRO application within the last six years	Yes

Dispute Jacob Enforcement Debt With the Help of DoNotPay

Whether you have recently been contacted by debt collectors or have been harassed for months, DoNotPay can help you easily determine if the debt collector is compliant with UK debt collection laws. We will guide you through a set of questions to determine the best course of action to take.

If you want to know the best approach to take with your Jacobs Enforcement debt, DoNotPay can help you make this decision in 3 easy steps:

Search “debt collection” on DoNotPay.
Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the relevant trade association or ombudsman.