Stop Harassment from Incasso Debt Collectors in 3 Steps

Stop Debt Collectors Stop Harassment from Incasso Debt Collectors in 3 Steps

Stop Harassment from Incasso Debt Collectors in 3 Steps

Whether by a letter through the post or those annoying and constant phone calls, Incasso Debt Collectors seem to be on a fact-finding mission, and you are that fact! Incasso Debt Collectors are trying to establish a link between you and a rather old debt that you may or may not have incurred.

Who is this Incasso company and how can you be sure about the claims of an old debt they are making against you? In this post, we shall look into Incasso, we shall also determine the validity of the debt claim and the best way to get successful results by allowing DoNotPay to be your spokesperson to Incasso!

Who Is Incasso and Why Are They Looking for You?

According to the homepage of their website, Incasso is a specialised collection agency, which provides professional services helping to address problems related to the collection of debts from individuals and legal entities in the territory of Ukraine and the countries of the European Union.

If you are not sure about their claims, you can contact Incasso Debt Collectors directly to inquire about:

  • Who do you owe the debt to?
  • How old is this debt?
  • What can I do to settle this debt if I do owe this debt?

You can first contact Incasso to prove if this debt is or is not yours. Their contact information is listed below.

Emailinfo@incassocollection.com
Phone+38 (044) 298-71-86

Now, if you realise or you uncover the facts behind this debt and the debt is not yours, do not consider the case closed and ignore the letters and calls from Incasso. You may have pertinent information that they do not have to prove you are not responsible for this impetuous repayment. Even if you are not liable, do not simply ignore Incasso's attempts to find you.

On the other hand, if this debt does belong to you there are things you can do to rectify this situation and Incasso should be able to present those options to you. Let's look at the most widely used debt solutions and what they entail.

What Incasso Debt Collectors Cannot Do

There are certain plans in place that can assist you in getting past this. But before we get into those options, there may be some tactics that Incasso is applying to your situation that is illegal.

Here is what a debt collector in the UK cannot do according to the Financial Conduct Authority:

  1. They cannot call you at unreasonable times.
  2. They cannot contact you in any other way than what you have agreed to, if any.
  3. They cannot call you at work.
  4. They cannot discuss this matter with anyone but you.
  5. They cannot take any payments from you without your expressed and written permission.
  6. They cannot refuse to give you an amount of time to consider your options after you have claimed the debt as your own.
  7. They cannot pressure you into settling your debt by borrowing money from them.
  8. They cannot try to confuse you with jargon and specific language.
  9. They cannot attempt to collect a debt that is Statute Barred (meaning the legal amount of time to collect on the debt has expired).

If Incasso violates any of the above matters, they should be reported immediately to one or more of the following;

  • The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
  • Credit Services Association Ltd, 2 Esh Plaza, Sir Bobby Robson Way, Great Park, Newcastle Upon Tyne, NE13 9BA
  • Incasso phone or email

What You Can Do

Let's see what you can do about this debt. There are two widely used debt collection solutions in the UK. You can agree to an IVA (Individual Voluntary Arrangement) or if you live in Scotland, you can agree to a Scottish Trust Deed.

The difference between the two is the specific amount of time they allow for you to attempt repayment. The IVA is usually for 60 months (5 years), and the Scottish Trust Deed or Scottish IVA is usually a 48 month (4 years) period.

In both the IVA and The Scottish Trust Deed, any amount of your debt still left when the time expires is promptly written off.

Qualifications for the IVA or Scottish Trust Deed

The following terms apply to qualifying for an IVA or Scottish Trust Deed.

  • At least £5000 of debt (from store cards, credit cards, loans, etc.)
  • Must live or have lived in Scotland during the past 12 months (or have a business in Scotland)
  • Be able to pay at least £90 per month towards repayment
  • Your liabilities must outweigh your assets (meaning you are insolvent)

There Is an Even Better Solution

IVA's, Scottish Trust Deeds, not to mention the time and trouble you spent authenticating your old debt, has left you confused, disgusted, and frustrated!

Are you ready for a much faster and easier solution to this Incasso debt collection trek you are presently on?

Let DoNotPay Handle Your Incasso Debt Collection Issues

DoNotPay is a platform that was designed to bring all parties involved into the same line of agreement. They do this by levelling the playing field so that you and not the company after you have the advantage!

If you have used DoNotPay in the past, you are familiar with the incredible results and successful outcomes of your assorted life issues. If not, don't worry DoNotPay can send a proper letter to Incasso outlining your admission of debt and how you plan on rectifying the situation.

Here's how DoNotPay has got your back in three easy-to-use steps to success!

  1. Search "debt collection" on DoNotPay.

     

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

     

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

     

And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the relevant trade association or ombudsman.

Now, relax and go do something fun with a friend or your family to apologise for your recent behaviour regarding this debt collection issue!

Other Things That DoNotPay Can Do for You

If you liked the way that DoNotPay handled your Incasso Debt Collection issue, wait until you see how much more this fast and easy solution can do for you!

With DoNotPay at your side, you can learn more about any of the following debt collection agencies in the UK!

DoNotPay provides other helpful solutions aside from debt help. Here are a few:

Let DoNotPay show you how to get fast and easy results with an Incasso Debt Collection today!

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