Everything You Need to Know About an Illinois Lien Release

If you're a property owner in Illinois, you may have had a lien placed on your property at some point. A lien on your property means that someone else - the court, bank, government, etc.- has a financial claim on it, and unless you take action, they could eventually seize it.

The process of removing a lien can be complex. You'll need to collect an Illinois lien release form and any other documents required by your particular case and file them with the appropriate entity. You'll also need to navigate a legal landscape that can be confusing. Luckily, there is a way to fight back and get rid of the lien. DoNotPay can help you remove a lien in Illinois easily and quickly. The world’s first ever lawyer can also assist with other lien-related concerns such as:

• Understanding tax lien on a credit report
• Finding out if you have a lien against you
• Filling out a lien release form
• Understanding lien release on a car
• Selling a car with a lien
• Removing a state tax lien from public record

With DoNotPay, you can get rid of stressful liens in just a few clicks! All you have to do is enter basic information about yourself and the lien you want to remove. Keep reading to learn how you can use DoNotPay in taking care of a lien on your property.

What Is Illinois Lien Release?

A lien is a legal claim that a creditor has on a debtor's property. As a debtor, you cannot sell or use the property until the debt is paid. An Illinois Lien Release is a document that is used to release a lien from a piece of property. The release is filed with the county recorder's office, removing the creditor's claim from the public record. This allows you to sell or use the property.

A Lien Release can be full/partial or conditional/unconditional and be obtained from the creditor or the county recorder's office.

1. A full release means that the debt has been paid in full, and the creditor can no longer take any legal action against the debtor.
2. A partial release indicates that only part of the debt has been paid, and the creditor can take legal action to collect the remainder of the debt.
3. An unconditional release means that the debt has been paid, and the creditor cannot take any legal action against the debtor regardless of the reason for non-payment.
4. A conditional release indicates that the debt has been paid, but the creditor can take legal action against the debtor if certain conditions are not met, such as if the debtor fails to make a required payment.

Where Can I Find Lien Information?

If you're not sure whether there is a lien on your property, there are a few places you can look:

• The county recorder's office - This is where liens are filed, so this is the best place to start. You can usually find this information online or by visiting the office in person.
• The circuit court clerk's office - If the court placed the lien, you could find information here.
• Your mortgage lender - If there is a lien on your property, your mortgage lender will have a record of it.
• Your title company - If you're in the process of selling your property, your title company will be able to tell you if there is a lien on the property.
• DMV - If there is a lien on your vehicle, the DMV will have a record of it.

How to Get a Lien Release Form in Illinois

If you're trying to remove a lien from your car, you can request a Lien Release letter from the creditor. The creditor is the person or organization that placed the lien on your property in the first place. So basically, you'll need to satisfy the loan terms by paying the balance (including incurred interest) back to the creditor.

According to the DMV, you'll need to submit one of the following items to your local Illinois SOS office location to remove a lien from your vehicle title:

• A lien contract or lien clearance letter from your creditor to serve as proof of loan repayment, or
• A court order instructing the Secretary of State's office to grant the title without the lien.

• This court order must include details like VIN, year, and make of the said vehicle. It should also have the signature of the judge in charge or the clerk's office field stamp.

When you're done with the application process, a new car title without the lien information will be sent to your address.

Here are contact details for DMV Offices in Illinois:

To Obtain Mechanic/Contractors Lien Release Forms

1. Go to the county courthouse and ask for the forms you will need.
2. Fill out the forms and include all relevant information, such as your name and address, the debtor's name and address, and the amount owed.
3. Sign and date the forms and have them notarized at your local bank or at the courthouse itself. Make copies of them – one copy for yourself and one for each party involved.
4. Serve notice of the lien release form(s) on all parties involved (debtor, co-signer, etc.). This can be done by mailing each a copy of the form or by hand-delivering it yourself. Once notice has been given, you will need to wait – once 30 days have passed without any objections being raised, your lien will be officially released!

Easily Remove a Lien With DoNotPay

A lien can be a major burden, preventing you from selling or using your property. If you're struggling to remove a lien in Illinois, DoNotPay can help. We'll research the lien and write to the creditor who placed a lien on your property and request debt terms renegotiations based on your needs. We can also file the necessary paperwork (including the Lien Release) and send it to your creditor to sign to have it removed.

With DoNotPay, removing a lien from your property is simple and stress-free. All you have to do is:

1. Search for remove my lien on DoNotPay.

    

2. Start our Remove My Lien product.

    

3. Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.

    

That's it. DoNotPay will take it from there. We'll follow up with your creditor and work on getting the lien removed.

What Else Can DoNotPay Do?

DoNotPay is not limited to removing liens but also with a variety of other legal issues. Here are a few concerns that the world’s first ever robot lawyer can help you with:

• Customer service
• Small claim court
• Clean credit report
• Bank accounts
• Reducing property taxes
• Release of liability
• Help with bills
• Increase credit limit

So next time you find yourself in a bind, remember that DoNotPay is here to help! Sign up today and experience having a reliable and efficient robot lawyer at your service without the expensive attorney fees.