Illinois Disabled Veteran Property Tax Exemption Explained

Reducing Property Taxes Illinois Disabled Veteran Property Tax Exemption Explained

Illinois Disabled Veteran Property Tax Exemption Explained

With an average property tax rate of 2.16%, Illinois is one of the most expensive states for homeowners. Low-income residents—mostly seniors, veterans, and disabled citizens—need to spend a large percentage of the income on property taxes.

Are you a disabled veteran who can’t afford annual property taxes? You can apply for the Illinois disabled veteran property tax exemption and save money. DoNotPay will help you determine if you qualify for the exemption in a few clicks!  

What Are Property Taxes, and Who Needs To Pay Them?

As a homeowner, you’re aware of the obligatory annual property taxes. Many people usually don’t know that the government uses the tax money to fund various services in the jurisdiction, including:

  • Road constructions
  • Law enforcement
  • Fire department
  • Libraries
  • Healthcare

Each county has different property tax rates that are determined according to the financial needs for the above-mentioned services. The following table shows the state with the highest and lowest average property tax rates:

States With the Highest Average Property Tax Rates

States With the Lowest Average Property Tax Rates

  • Louisiana—0.18%
  • Hawaii—0.26%
  • Alabama—0.33%
  • Delaware—0.43%
  • District of Columbia—0.46%

The first component of your property tax bill is your property assessment, performed by the local assessor. Once the assessor evaluates the property, he or she will multiply it by the county’s property tax rate to calculate your bill. 

Can You Lower Property Taxes?

If you wish to lower your property taxes, you should do one of the following methods:

  • Participating during the property tax assessment
  • Avoiding renovations before the assessment
  • Reporting inaccuracies on your property tax bill
  • Filing a property tax appeal
  • Applying for a property tax exemption

Learn About the Disabled Veteran Property Tax Exemption in Illinois

Illinois counties offer three types of veteran property tax exemptions:

  1. Standard homestead exemption for disabled veterans
  2. Disabled veterans exemption for specially-adapted housing
  3. Returning veterans homestead exemption

Standard Homestead Exemption for Disabled Veterans in Illinois

Veterans disabled due to a service-related injury can request a property tax exemption for their primary residence if the assessed value is less than $250,000. The exempt amount will depend on the percentage of disability:

Disability PercentageExempt Amount
More than 70%Full exemption

A surviving spouse who doesn’t remarry is eligible to:

  • Continue receiving the exemption on the veteran’s primary residence
  • Transfer the exemption to a different primary residence if the original property is sold

Disabled Veterans Exemption for Specially-Adapted Housing

If a disabled veteran used federal financial assistance to purchase or build specially-adapted property, the exemption of up to $100.000 applies. A surviving, unremarried spouse is also eligible for the disabled veterans' property tax exemption in Illinois as long as he or she resides on the property.

Returning Veterans Homestead Exemption

Veterans who return from active duty in an armed conflict will receive a $5,000 reduction of their primary property’s assessed value for two consecutive years.

What Other Illinois Property Tax Exemptions Are There?

If you’re not eligible for the IL property tax exemption for veterans, you might qualify for one of the following property tax reliefs: 

  1. General homestead exemption—Every homeowner will get an exemption of up to $10,000 for their primary residence, regardless of age and income
  2. Homestead exemption for disabled citizens—Any disabled Illinois citizen will get a $2,000 exemption for the primary residence
  3. Homestead improvement exemption—Home improvements that add up to $75,000 to the property’s market value will receive the exemption for four years from the date of renovation
  4. Senior citizens assessment freeze—65-year-old seniors who have a total income of up to $65,000 can “freeze” the property’s assessed value. They will pay the same property taxes if the tax rate doesn’t increase
  5. Senior citizens homestead exemption—65-year-old seniors can get a $5,000 reduction of their primary property’s assessed value. Cook County grants an $8,000 exemption

Apply for the Veteran Property Tax Exemption in Illinois With DoNotPay

Do you need help paying property taxes, but you’re not sure how to apply for an exemption? DoNotPay’s Property Tax feature will determine if you qualify for the Illinois disabled veterans property tax exemption based on your answers. Once we establish which exemption you qualify for, we will generate a guide to help you reduce your property taxes.

To take advantage of our feature, sign in to DoNotPay and follow these steps:

  1. Select the Property Tax feature
  2. Respond to all required questions
  3. Follow the instructions provided in the guide

With our service, you can lower your property tax bill in any U.S. state, including Arizona, California, New York

Don’t Know How To File a Property Tax Appeal? DoNotPay Has Got Your Back!

If your property tax bill is too high and the county rejects your exemption request, you should file an Illinois property tax appeal. DoNotPay’s guide will tell you how to:

  • Complete the appeal forms
  • Negotiate with the local assessor
  • Find comparables and gather evidence to support your appeal

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