Everything You Should Know About Identity Theft Clearinghouse

Identity Theft Everything You Should Know About Identity Theft Clearinghouse

Stopping Identity Theft Clearinghouse Customers Face With DoNotPay

Identity theft is an all-too-common problem people face in today's world. With account information easily accessible on your phone, so many websites and apps frequented on the regular, and credit card concerns, it's a wonder why more people aren't plagued with this serious concern. Identity theft Clearinghouse customers face can be helped though, using DoNotPay.

The DoNotPay app offers an Identity Theft product that helps you report your case of an identity stolen and alerts the appropriate parties.

So, What Exactly Does Identity Theft Entail?

The term "identity theft" actually refers to a variety of circumstances. While you might have had your data stolen from Clearinghouse, another person may have had their credit card numbers written down by someone who then used them to make purchases. Yet another person may have had their child's name and social security number taken to open accounts. Any time someone steals your personal information to use for themselves, it's considered a case of identity theft or credit card fraud

Signs You’ve Had Your Identity Stolen

Always be on the lookout for signs your identity may have been stolen. A few include:

  1. You receive an email, letter, or text from or about a business you have never worked with.
  2. You notice charges on your bank statement or from your credit card company that is not from you.
  3. You see unauthorized activity on your credit report.
  4. You are not receiving your usual mail.
  5. You apply for a loan and get denied.

Steps You Should Take If Your Identity Gets Stolen

Once you've determined something is amiss, it's best to make a report promptly. You have a few steps to take once identity theft has occurred.

Report Identity Theft to the Federal Trade CommissionYou always want to start by making an identity theft report with the Federal Trade Commission. The FTC investigates fraudulent experiences and works to enforce the laws set regarding stealing information across the web. Use the Report Fraud feature on their website to start your claim.
Make a Report to the IRSYou may want to make a report to the IRS, especially if you notice something is inaccurate with your tax information. It's always wise to let them know that your identity may have been stolen so they can assist you with further actions to take.
Report it to the Credit BureausIt's extremely important that you contact each of the three credit bureaus and make them aware of the situation. You may need to place a freeze on your reports for the time being until the perpetrator is caught. Otherwise, accounts could still be opened in your name in the meantime. Make a separate report with TransUnion, Experian, and Equifax.
You Could Contact the PoliceIt may be wise to contact the police as well, and report your identity was stolen. This is often handled the easiest as soon as you notice something is wrong. It's especially important if your credit card number was used and someone stole money from you.

Handling Clearinghouse Identity Theft on Your Own

Publisher's Clearing House, or PCH, offers regular sweepstakes and prize winnings to those who sign up and get picked. When you sign up for a site like this, you're giving very personal information and details about yourself. Numerous people have reported scams with others pretending to be this company so they can get their information. When you sign up, they ask for:

  • Your name
  • Your address
  • Your date of birth
  • Your email

With all of this information at a thief's fingertips, they can easily access other accounts and use your name to their advantage. You can visit the Fraud Protection portion of the Clearinghouse website for tips on how to be more aware of the scams versus the real thing. Follow their link to fill out a scam incident report. Once you answer the questions and submit your report, PCH will forward the information on your behalf to the FTC.

Handling Your Clearinghouse Theft Report With DoNotPay

DoNotPay's Identity Theft product allows you to make a report promptly. Rather than attempting to find the information on who to contact for your case, you can simply answer a few questions on DoNotPay's site and let them handle the reporting for you.

  1. Search "identity theft" on DoNotPay and select the type of incident you would like to report.

     

  2. Tell us more about the incident that occurred, including the location, date, time, financial loss, and any suspect information you may have.

     

  3. We'l identify whether you should file a FTC report, contact the IRS, freeze your credit report, contact state agencies, or file a police report. Once we guide you through the best options, we'll automatically submit the reports on your behalf!

     

What Else Can DoNotPay Help Me Handle?

The identity theft Clearinghouse customers face isn't all DoNotPay tackles. We'll help you handle a wide variety of concerns, including:

among many, many additional services DoNotPay provides.

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