Immediately Report Identity Theft in Chicago

Identity Theft Immediately Report Identity Theft in Chicago

How to Report Identity Theft Chicago

If you're a victim of identity theft in Chicago, you'll need to report to the police and FTC and request a fraud alert on your credit report with major credit providers. You may also need to contact a lawyer, IRS, state agencies, and the NCDF concerning the fraud. Otherwise, the issue might escalate, damage your credit ratings, and cost you resources to restore your good name.

But reporting to all these agencies and entities can be overwhelming. If you're having a hard time and need guidance or assistance reporting identity theft, DoNotPay can help. DoNotPay will help you identify IRSEquifaxSocial Security, and Experian identity thefts and guide you through the entire process of reporting identity theft in Chicago.

What is Identity Theft?

Identity theft happens when someone steals your personal details, like a credit card or SSN, and uses them without your permission. There are many different forms of identity theft, including:

  1. Account takeover fraud: where one gains access and takes control of your account(s) without your permission or knowledge.
  2. Credit card fraud: where one uses your card without your permission. Sometimes, they may also make unauthorized transactions with your PIN, security code, and credit card numbers.
  3. Driver's license identity theft: where one falsely uses your DL during a traffic stop to avoid a citation
  4. Mail identity theft: where bad actors steal checks from the mailbox and then alter and cash them. They can also intercept debit/credit cards to perform unauthorized charges.
  5. Online shopping fraud: where criminals hack a site account (or even the website itself) and use your financial details to make unapproved purchases. It mostly happens when you use your account while connected through a public Wi-Fi network.
  6. Social Security Number identity theft: where bad actors use SSN and other personal details to open fraudulent accounts
  7. Medical identity theft: where a bad actor poses as you to get medical services.
  8. Tax identity theft: where a bad actor uses your personal details, including SSN, to file a tax return in your name and collect a refund.

Other examples include senior identity theft, biometric theft, synthetic identity theft, mortgage fraud, home title fraud, Internet of Things identity fraud, and lost or stolen passports.

Signs That You May Be a Victim of Identity Theft

Warning signs of identity theft include:

  • Unfamiliar login alerts.
  • Unable to access your Apple ID.
  • Denial of services, like health coverage, loan, tax refund, etc.
  • Strange bills.
  • Mysterious changes in your credit score.
  • Being harassed by debt collectors.
  • Suspicious activity on your financial records.

How to Prevent Identity Theft: Dos and Don'ts

Identity theft is prevalent these days, but you can minimize risk with these dos and don'ts:

  • Do protect your mail by removing it from the box as soon as possible. If you suspect anything, stay alert for suspicious activities like calls to verify your bank account, loan, or credit card numbers.
  • Don't issue personal details in response to unsolicited offers by mail, phone, in-person, or internet.
  • Do destroy any discarded documents with personal or financial details.
  • Don't use your SSN unless you have to.
  • Do pay attention to where you store your personal IDs and those who have access to it.
  • Don't enter sweepstakes or fill out warranty cards, as this information is often sold.
  • Do review all bills and bank statements to ensure that receipts and balances are accurate.
  • Don't provide private information like account numbers and personal identifiers to anyone unless you're certain the information will be safe.
  • Do implement security solutions, like software that encrypts data you send via email.
  • Do err on the side of caution.

What to Do if You Are a Victim of Identity Theft

As an identity theft victim, there are a few steps you can take to protect yourself and reduce the consequences, including:

  • Report to the Chicago Police Department
  • Contact the three credit reporting agencies, Experian, Equifax, and TransUnion.
  • Your bank or credit card provider
  • File an affidavit of forgery with all credit card providers or banks (your bank manager should guide you on this).
  • Ask for your credit report copies bi-annually until your credit is clear.
  • Request a consumer statement to be placed on your report to explain your credit problems.
  • Contact all utility providers to ensure no other accounts are established or applied for in your name.
  • Call companies first and send them letters with your name and authorized accounts.

Be sure to note down the names of the people you speak to, along with their position, responses, and date/time of conversation. Also, keep copies of all correspondence you make via mail, and use registered mail with return receipts.

How to File a Police Report for Identity Theft Chicago

There are several ways to report identity theft in Chicago:

Call Chicago Police DepartmentThe Chicago Police Department can take your identity theft report over the phone if you call 311. But if it's an emergency, call 911.
Go to the Nearest District StationAlternatively, you can walk to the nearest district station to report your identity theft in Chicago. Find a district police station at the City of Chicago site, cityofchicago.org.
Submit your Report OnlineIf the identity theft happened within the Chicago city limits and is non-emergency with no known suspect, you can report the identity theft case online. You'll need a valid return email address to file an online report.

Once you make a report, it will take about 2-5 days for a detective from the right Property Crime Unit to be assigned to the case. They will then contact you to begin the follow-up investigation.

How to Report Identity Theft to the FTC

FTC accepts reports related to identity theft, scams, credit card frauds, and so on. To report your case, navigate to reportfraud.ftc.gov and follow the prompts. The FTC recommends providing as many details about identity theft as possible for better services. These details include your personal identifiers like name, email, phone number, address, and transactions.

How to Contact the Three Credit Reporting Agencies:

You need to notify at least one of the three credit bureaus. Here are the contact details of each:

  1. Equifax Fraud Victim www.equifax.com 1-800-525-6285
  2. Experian: www.experian.com 1-888-Experian (397-3742)
  3. TransUnion Fraud www.tuc.com 1-800-680-7289

What to Do if You Have a Hard Time Reporting Identity Theft

Let's face it. Reporting identity theft in Chicago is no child's play. A lot goes into the process, and the stakes are so high. Don't struggle on your own. DoNotPay can take care of all these for you, so you can focus on improving your security. We will reach out to the Chicago police, FTC, and even the credit bureaus on your behalf and freeze your credit account to contain the situation. DoNotPay can also contact IRS and tax fraud in case the identity theft escalates to that level.

How DoNotPay Helps Resolve Identity Theft Chicago

Through our new Identity theft product, we will guide you through the reports you need to file and the steps you have to take to ensure your information stays protected. All you have to do is:

  1. Search "identity theft" on DoNotPay and select the type of incident you would like to report.

     

  2. Tell us more about the incident that occurred, including the location, date, time, financial loss, and any suspect information you may have.

     

  3. We'l identify whether you should file a FTC report, contact the IRS, freeze your credit report, contact state agencies, or file a police report. Once we guide you through the best options, we'll automatically submit the reports on your behalf!

     

DoNotPay will ensure your identity theft report is sent to the right place. We'll upload confirmation documents to your task for you to view, and if the contacts need more information, they will reach out to you personally via email or mail.

Why Use DoNotPay to Solve Your Identity Theft Problem?

DoNotPay is a legal app that simplifies the entire process for you. Whether you want to do it all by yourself or have a hands-free experience, DoNotPay has you covered. It is:

  • Easy: Report identity theft and freeze your account in three easy steps.
  • Fast: There is no need to waste hours trying to contact the right parties or file reports with different agencies. DoNotPay takes this stress from you.
  • Success: Rest easy knowing you're the bad actors won't proceed to commit fraud with your identity.

DoNotPay Works Across all Companies, Groups, and Agencies

DoNotPay doesn't just help resolve identity theft issues. It can step in other situations, like:

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