How to Stop Hunter Warfield Debt Collectors
Watching your debts pile up and being unable to pay them is stressful for anyone. But if a debt collector, such as , is harassing you and pursuing you for the money, it intensifies the situation.
You may fear that the debt collector will seize your stimulus check, or perhaps sue you. At least one out of every three people in the United States has a debt in collections. If you are one of them, you should know that DoNotPay can help with your debt collector problem.
Problems with debt collectors are shockingly common. The Consumer Financial Protection Bureau reports that debt collection troubles are one of the top complaints they receive. Debt collection is a $14.5 trillion industry. In 2019, about 75,200 people complained about unfair and abusive debt collection practices.
Third-party debt collectors buy consumer debt or are attempting to collect debt on behalf of the original creditor. Third-party debt collectors obtain most of their revenue from financial services debt such as credit cards and personal loans and telecommunications debt, such as telephone, television, and internet.
What is Hunter Warfield?
Hunter Warfield, Inc. started in 2004 and currently has over 195 employees. It is a that purchases overdue debt and court-ordered judgments from creditors and then pursues the people who owe the debt for payment.
They buy the debt cheaply, for pennies on the dollar, and then their profit is based on your paying more than they bought it for. The problem arises when they harass debtors in violation of the Fair Debt Collection Practices Act.
|Company||Hunter Warfield Inc. (http://www.hunterwarfield.com)|
|Mailing Address||4620 Woodland Corporate Blvd
Tampa, FL 33614
|Phone Number||1-888-494-9120 or (813) 283-4529 (although they reportedly have and use other numbers as well)|
|Email or Contact Form||https://webselfserve.hunterwarfield.com/contact-us|
Is Hunter Warfield Legitimate?
Yes, Hunter Warfield is a legitimate company. They are incorporated and licensed. It is also a member of the International Association of Commercial Collections (IACC) and the Association of Credit and Collection Professionals (ACA) International. These organizations help establish ethical standards for debt collection agencies.
Your Rights When Dealing with Hunter Warfield
The Fair Debt Collection Practices Act (FDCPA) was enacted by Congress to protect consumers from debt collectors and their unfair or aggressive actions. Debt collectors cannot:
- Call you after you specifically tell them to stop
- Call you outside 'working hours.' So, they can't call you before 8 AM or after 9 PM
- Use explicit language
- Make false claims or misrepresent information
- Deny your debt validation request within the 30-day time frame
- Employ intimidating tactics to collect the debt
How to Respond to Hunter Warfield
Are you getting repeated or harassing phone calls from Hunter Warfield? Here are a few tips to keep in mind.
- Do not answer calls from unfamiliar telephone numbers.
- If the collection agency calls, insist that they contact you in writing.
- Don't engage. The caller may be trying to get you to respond emotionally, which is probably not helpful.
- Hang up when necessary. If the debt collector refuses to identify themselves or uses profane or aggressive language, hang up.
- If the debt collector leaves harassing messages, keep them for proof.
- Get information from the caller if possible, but don't disclose any personal information.
Removing Collections from Your Credit Report
Collection accounts can damage your credit score and affect your financial future. Here are ways to remove them. If you need assistance, DoNotPay can deal with this using their Clean Credit Report.
- Hire a credit repair company
- Request debt validation. Do this by certified mail.
- Negotiate a settlement
- Ask for a goodwill deletion
How to Stop Hunter Warfield Debt Collectors on Your Own
Avoid dealing with them by phone. Collection agencies are very good at phone conversations. Their goal is to get you rattled or upset and trick you into providing additional information that will help them collect.
All contact with should be in writing. You have a right to request this, and it helps to keep you from being intimidated or making futile promises. Also, collection agencies sometimes record phone conversations.
Never promise to make a payment unless you're willing and able to make it. If you promise to send money and fail to do so, it only gives them more ammunition against you.
Know your rights. The Fair Debt Collection Practices Act (FDCPA) provides legal protection for you. Familiarize yourself with your rights before dealing with Hunter Warfield.
Request that Hunter Warfield fully validate the debt.
Request a goodwill deletion. If you have paid the debt, you may be able to get a goodwill deletion. To do this, you must send Hunter Warfield a goodwill letter. Or if you haven't paid it, send a pay for delete letter, indicating you will pay the debt if they agree to remove the collection from your credit report.
Settle the debt for less than the full amount. Typically, collection agencies want to settle the account as quickly as possible, so this is worth a try.
Solve the Hunter Warfield Debt Collector with the Help of DoNotPay
If you are being harassed by Hunter Warfield or another debt collector, you may be overwhelmed and need help figuring out the best course of action. Here's how DoNotPay can help relieve this stressful burden in 3 easy, fast, and effective steps:
Here’s how it works:
- Search “debt collection” on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to the CFPB.
And that’s it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We’ll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the CFPB so that they’re no longer able to use unfair debt collection practices.
Why Use DoNotPay to Stop Hunter Warfield Debt Collectors
Being harassed by debt collectors is stressful and maybe more harmful to your mental health than necessary. DoNotPay is the perfect solution because we are:
- Fast- You don’t have to spend hours looking for ways to stop Hunter Warfield debt collectors.
- Easy- You don’t have to fill up tedious paperwork and take note of all the steps necessary to stop them from harassing you.
- Successful- Be one of the money we have successfully helped deal with debt collectors.
DoNotPay Can Handle Many Types of Problems for You
In addition to dealing with debt collection agencies, we can help you with your credit report, increase your credit limit, or perhaps find missing money for you. We all have unexpected challenges that may leave us in debt. If debt collectors or other problems have you down, let DoNotPay give you a hand.