Stop Harassment From HRRG and Sue for Compensation Now
Millions of Americans currently have debt being collected by third-party agencies. Unfortunately, many of these companies use unlawful tactics that violate consumer rights regarding debt collection. HRRG debt collector is a collection agency that specializes in medical debt.
If you're currently being harassed by an HRRG debt collector, you don't have to keep struggling alone. There are steps you can take to determine if HRRG is complying with federal law and file a complaint with the Consumer Financial Protection Bureau. DoNotPay will walk you through everything you need to know.
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Read further to learn how you can deal with aggressive debt collectors
What Is HRRG Debt Collector?
The Healthcare Revenue Recovery Group (HRRG) is a debt collecting agency that focuses on medical-related debt. If you have been contacted by them, it's because they believe that you have outstanding debt and are trying to collect it.
The Healthcare Revenue Recovery Group can be reached through the following:
|Website||Healthcare Revenue Recovery Group|
|Mailing Address||P.O. Box 5406 Cincinnati, OH 45273 (Payment)
P.O. Box 459080 Sunrise, FL 3345-9080 (Corresponding)
|Phone Number||800-984-9115 / 855-729-4774|
|Email or Contact Form||Contact HRRG|
Is HRRG Debt Collector Legitimate?
If you receive a text or phone call from a number you don't recognize saying that you owe money, one of your first questions is probably whether or not it's a scam. Unfortunately, it's not uncommon to be contacted by criminals pretending to be debt collectors.
However, HRRG is a legitimate debt collector. If you have been contacted by the Healthcare Revenue Recovery Group, you can be assured that it is a real, certified collection agency.
How to Deal With HRRGsoon Debt Collector on Your Own
If you're being repeatedly harassed by HRRG and aren't sure which steps to take next, you have several options available. If you would like to tackle this process yourself, you can do so by following the steps outlined below. Your First Steps in Dealing with HRRG:
- If you haven't already received one, request and then verify a debt validation letter. Check the original creditor, the amount owed, what the debt was for, and ensure the collector is HRRG.
- Sometimes errors in processing debts occur. If you do not believe the debt belongs to you, write a dispute letter.
- Check the statute of limitations on the debt to ensure that it is not yet statute-barred. If the expiry date is in the near future, it may be preferable to simply ignore collection requests until that time.
Your Course of Action After Verifying Your Debt
Once you've verified that the debt belongs to you, there are several courses of action to choose from:
- Work-out an ideal payment arrangement so you can settle the debt.
- If you feel you are being harassed, you may ask HRRG to stop contacting you. Legally, debt collection agencies must comply with this request. However, they may escalate the case by filing a lawsuit.
- Specify how you would like HRRG to contact you, such as through your attorney, or by calling only your home.
- If you believe they've violated the FDCPA, you can file a report against HRRG with the CFPB and FTC for unethical debt collection practices.
What Is the FDCPA?
The FDCPA is a federal law that outlines acceptable debt collection practices. Under the Fair Debt Collection Practices Act, all debt collection agencies must adhere to a set of regulations that include:
- Respecting any request to stop collection calls.
- Only calling during normal business hours.
- Responding to any debt verification request and pausing collections until the debt is verified.
- Providing a written debt validation letter upon request.
- Communicating directly with your attorney.
- Not exposing your debt to other family members, friends, or employers.
How to Stop Debt Collections from HRRG Debt Collector with DoNotPay
Getting out of debt is stressful enough without dealing with repeated contact attempts from debt collection agencies like HRRG. If you'd like help resolving this situation, DoNotPay is here as your ally. We can help you file complaints against HRRG or any other debt collection agency and demand for them to stop contacting you.
Here's how it works:
- Search “debt collection” on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to the CFPB.
And that’s it! After you've chosen a course of action, DoNotPay will handle the rest. We will directly deliver your request to the debt collectors or automatically file your complaint with the CFPB so that they're unable to continue using illegal debt collection practices.
What Else Can DoNotPay Do?
In addition to fighting off debt collectors, DoNotPay offers lots of other helpful services. We can help you:
- Lower your bills
- Find missing money
- Clean up your credit report
- Increase your credit limit
- Cancel any service or subscription
And much more! If you're currently dealing with a frustrating situation, you don't have to find all the solutions yourself. Give DoNotPay a try today and stop worrying about debt collectors.