How to Remove Eviction from a Credit Report
House hunting can be intimidating when you have an eviction on your credit report. Most landlords and property managers cringe at potential tenants with eviction in their credit reports. If you're looking for a rental apartment in this situation, your efforts are less likely to bear fruits.
That being said, if you're wondering how to remove eviction from credit report, we’ve got your back! It's possible to remove eviction from your credit report if you want a clean credit history. However, it can be an uphill task when doing it yourself.
This is where DoNotPay comes to the rescue. DoNotPay is convenient and can .
What Does an Eviction Look Like On a Credit Report?
There's no direct relationship between an eviction judgment and a credit card score. So, it shouldn't appear on a credit report right at the gate. According to the Experian credit bureau, one way an eviction appears on a credit report is when there's a money dispute.
This occurs when you can't settle your rent arrears and your landlord hands you over to debt collection agencies. It's the debt collection agencies that include the eviction judgment in their report. Another way it happens is when you're sued for contravening the lease agreement.
How to Remove Evictions from Credit Report by Yourself
Removing evictions from credit reports by yourself is a tedious process. If you'd like to do it yourself, below is how to go about it.
|Clear rental arrears||This step applies if you genuinely have outstanding rental debt arrears. Under such circumstances, the best way to remove evictions from your credit report is to clear what you owe your landlord.|
|Remove collections from your credit report||After clearing your rental arrears, you should have collections removed from your credit report. This is because collections don't go away automatically after clearing the debt. The way to complete freedom is to have collection activity removed from your credit report.|
|Verify your credit report||This step involves verifying your credit report after settling the debt and asking to have collection activity removed from your credit report. This is crucial because you want to ensure your credit report is clean again.|
|Dispute errors||If you find errors during the verification process, the best thing to do is to dispute them. Your efforts shouldn't go to waste after the hassle. It's only fair you settle for what you deserve.|
|Involve the court||Lastly, if you can't agree with the landlord and the debt collection agencies, your next stop should be the courts. Justice is guaranteed when you involve the court provided you have proof.|
Next Steps for Removing Evictions from Your Credit Report If You Can't Do It Yourself
There are only two things you can do if you can't remove evictions from your credit report. You can give up and forget about maintaining a clean credit history or find someone to help you work it out. However, the last thing you want to do is give up when you can find help elsewhere. This is where DoNotPay comes in handy.
Solve Your Problem With Evictions On Your Credit Report With the Help of DoNotPay
Removing evictions from a credit report can be daunting. The process is tedious, and it's pretty easy to give up along the way. Sadly, an eviction in your credit report can get in the way when house hunting. This is the last experience you want to go through. The good news is DoNotPay has you covered.
How to clean up your credit report using DoNotPay:
If you want to clean up your credit report but don't know where to start, DoNotPay has you covered in 3 easy steps:
- Search Clean Credit Report on DoNotPay.
- Prepare a recent copy of your credit report that you can use as reference.
- Let us guide you through the 4 potential options:
- If you've already paid off your debt, we'll help you file a Goodwill Removal Request to get it removed.
- If you notice any errors in your report (we have a list of common errors you can use!), we'll help you file a credit dispute to the creditor or major credit bureaus.
- If there are no errors, we'll check if you're still eligible to file a debt validation request. If they can't validate your debt, they're required to remove it from your report, and they can't collect it!
- Lastly, if none of the above options work, we'll help you file a pay-to-delete negotiation letter. You can customize the amount you are willing to pay in exchange for getting the item removed.
You can also check out our other credit products, including Credit Limit Increase, Get My Credit Report, Keep Unused Cards Active, and more!
Why Use DoNotPay to Remove Evictions On Your Credit Report
The thought of being homeless because of an eviction in your credit report can be frightening. If you've cleared all the debt, but your credit report still lists the eviction, DoNotPay is your best chance at having it removed. We're confident we can help you do. Below is a quick rundown of why you should use DoNotPay.
- Fast – You don't have to spend hours trying to solve the issue yourself. We've simplified the process, helping you save time and agony of doing it yourself.
- Easy – You don't have to struggle to fill out tedious forms or keep track of all the steps involved in solving your problem.
- Successful – You can rest assured knowing we'll make the best case for you to get the best results.
What Else Can DoNotPay Do?
isn’t all you can accomplish with DoNotPay. Look at these other credit score related issues you can navigate using DoNotPay:
- Learn how to improve credit scores
- Learn how to dispute credit reports
- Learn more about debt validation letters
- Learn how to remove debt collections from a credit report
- Learn about credit dispute letters
- Learn how to remove late payments from credit reports
- Learn how to fix credit scores
- Learn how to remove inquiries from credit reports
Let DoNotPay show you how fast and easy it can be to .