How to Remove a State Tax Lien From Public Record in a Few Clicks
Did you know that a state tax lien that appears on your public records can potentially limit your chances of getting a loan or a job? And the best way to make sure a tax lien does not drag you down financially is to remove it. But do you know how to remove a state tax lien from a public record? If not, this article will guide you on how to complete the removal so you can get your public record back in good standing.
If you are, however, looking for a faster and more convenient way to remove it, DoNotPay is here to help. Through our fast and easy-to-use online process, we find out all the information on the lien and help you take the next best step to have it quickly removed from your record.
What Is a State Tax Lien?
A state tax lien is a measure taken to make you pay your unpaid taxes by laying a legal claim over your property or assets. The process begins when the state sends you a notice and demands a payment letter. If you do not settle the debt over a specified period or if an amicable solution has not been arrived at, the state government files a Notice of State Tax Lien and over time can seize your assets to pay off the debt.
For instance, if your state income taxes are pending, your local government can issue a legal claim on your house or bank account. A state-issued tax lien on your property is public information and the record can last between 3 - 4 years depending on the statute of limitations in your state.
Does a State Tax Lien Hurt My Credit Score?
No. In 2017, the three credit bureaus implemented some changes, including removing paid and unpaid tax liens from credit reports. This means that the tax lien does not have any impact on your credit score. Keep in mind:
- The debt is still due. This does not stop your local government from collecting the debt, it just means that the information is not available on your credit report.
- The debt can still affect your credit standing in the future, depending on the behavior of the three credit bureaus.
Since a state tax lien is public information and anyone has access to it, including your lenders, it still has the potential to affect your access to credit, but that is as far as it goes.
How to Remove a State Tax Lien From Your Public Record
Removing a state tax lien from your public record is an important step towards reclaiming your borrowing ability back. By following these simple steps, you should have your record in good standing in no time.
|Verify Your Debt||Go through the letters you've previously received and further verify the debt by contacting your state department of revenue.|
|Pay Off the Debt||To have the lien expunged from your public record quicker, you should clear the debt payment in full. Depending on your financial standing, you can also negotiate with your state department of revenue for an affordable repayment plan. Remember to make the payments on time.|
|Lien Cancellation||The state departments typically cancel the lien once the payments have been cleared. It may take between 1 business day for cash payments to 30 days for other forms of payments. Some states require that you request and fill out a paid-in-full letter to complete the process. Make sure to follow up with your state office for further directions until the lien is canceled and removed from your public record.|
Remove a State Tax Lien With DoNotPay
Pursuing the lien removal process by yourself can be time-consuming, especially if you don't know where to start. You may find yourself looking for a tax expert to negotiate a debt payment plan on your behalf which will only cost you more money. And the last thing you want is more bills on your plate.
With DoNotpay, you don't have to go through the hassle yourself. We use the information you give us to gather more details about your lien and help you find the best resolution for your case.
Do you want to remove a state tax lien from your public record but don't know how?
DoNotPay has got you covered in a few simple steps:
- Search for remove my lien on DoNotPay.
- Start our Remove My Lien product.
- Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.
DoNotPay can also answer any lien related questions you may have such as:
- How to know if there’s a lien on my house?
- Is it possible to sell a car with a lien?
- What is a lien release on a car?
- How to fill out a lien release form?
- Can I remove a lien on my property?
- How can a tax lien affect my credit report?
- How do I find out if I have a lien against me?
What Else Can DoNotPay Do?
Helping you remove a state tax lien from your public record is only one of the many we can help you solve.
Here are other services you can enjoy on DoNotPay:
- Sue anyone or any company in small claims court
- Help with bills you are unable to pay
- Help with the release of liability
- Jump the phone queue for any company
- Help to increase your credit limit
- Help to close bank accounts you don't need anymore
- Reduce property taxes
- Help to get a clean credit report
Don't let the state tax lien remain in your public record for another day. And you don't have to navigate the process by yourself. With DoNotPay, you can enjoy a hassle-free removal process and have your public record in good standing in no time. Join us today!