How to Claim Health Insurance for Veterans and Their Families

Military Protection How to Claim Health Insurance for Veterans and Their Families

How to Find and Access Health Insurance for Veterans and Their Families

The process of applying for health insurance for veterans and their families can be a challenging one. Veterans hoping to access VA healthcare need to make sure they have all the proper paperwork in order. They also need to know where to go to file their applications. Determining benefits eligibility for a veteran's family member or for disabled veterans can be even more complicated.

Luckily, there's now a simpler way to navigate the labyrinths of the VA healthcare system. DoNotPay can help veterans and their families find VA locations, apply for insurance, and locate service records, smoothing the process for all those who have put their lives on the line for their nation.

How to Determine Eligibility for Veterans Health Benefits

You may be eligible for VA health care benefits if you are a veteran who has never received a dishonorable discharge. The minimum duty served to be considered eligible for benefits is as follows: If you enlisted after September 7, 1980, or entered active duty after October 16, 1981, you must have served 24 continuous months or the full period for which you were called to active duty unless any of the descriptions below are true for you.

The minimum duty expectation does not apply to you if you:

  1. Were discharged for a disability that was caused—or made worse—by your active-duty service, or
  2. Were discharged for a hardship or "early out", or
  3. Served prior to September 7, 1980

If you are or were a member of the Reserves or National Guard, you only qualify for VA health care if you were called to active duty by a federal order and completed your full term of active duty.

Documentation Needed to Apply for Health Benefits for Veterans and Their Families

To apply for health benefits for veterans, first, you will need to make sure you have all of the following documentation:

  1. Social Security numbers for you, your spouse, and your qualified dependents.
  2. Your military discharge information. If you apply online, it's possible that this information can be prepopulated. If not, you'll need to upload a copy of your DD214 or other separation documents.
  3. Insurance cards for all health insurance companies that cover you. This includes coverage that you have through a spouse or partner.

Optional information that may be requested on your application includes the following:

  1. Last year's gross household income for you, your spouse, and your dependents.
  2. Your deductible expenses for last year. This includes certain health care and education costs.

Once you've gathered this information, you can apply online for health coverage. Sometimes going this route can be challenging, however, as there may be questions that you're unsure how to answer.

Where to Apply for Health Benefits for Veterans and Their Families

There are many ways to apply for health insurance for veterans and their families. These include the following:

OnlineYou may apply for veterans benefits online. Applying online is expected to take around 30 minutes. Unfortunately, this route may prove challenging if you have questions about the application. You also need to keep track of your password and expect to receive a response through the mail.
By MailTo apply by mail, you need to download and fill out VA Form 10-10EZ. It must be signed by you or someone acting with power of attorney on your behalf. Applications using power of attorney need to be submitted with the power of attorney form. If you sign with an "X", two people you know must also sign with their signatures. Forms may be mailed to:

Health Eligibility Center

2957 Clairmont Rd., Suite 200

Atlanta, GA 30329

Don't forget that when doing things by mail, you'll need to have a printer, sufficient stamps, envelopes, and more. Not everyone always has these things at the ready.

In-PersonTo apply in person, download and fill out VA Form 10-10EZ using the instructions above, and take it to your closest VA medical center or clinic. Of course, this option takes time out of your day and could possibly cost you a good deal in gas money.
With the Help of a Trained ProfessionalIt is possible to request the help of a trained professional to complete your application. Such professionals include accredited attorneys, claims agents, or Veterans Service Officers. Just getting an appointment with one of these professionals is a process, however, and often involves filling out and mailing forms to your local VA center.

How to Find Veterans Benefits Using DoNotPay

In requesting veterans’ benefits, wouldn't it be nice to have the services of an attorney without the hassle of bureaucratic channels to request an appointment? Well, now you can, thanks to DoNotPay. To take advantage of DoNotPay's services for veterans, simply do the following:

  1. Search for and open the Military Protection product on DoNotPay. 

  2. Select whether you want to 1) locate the nearest VA office, 2) access veteran benefits, or 3) locate service records. 

  3. Answer a simple set of questions so our chatbot can collect the necessary information to help you and find the nearest office or fill out the appropriate forms. 

Why Use DoNotPay for Veterans Benefits?

DoNotPay takes less time and effort than any of your other options for applying for veterans benefits. DoNotPay is known for being:

  • Fast
  • Easy
  • Successful

Try DoNotPay today and collect all the veterans’ benefits to which you are entitled.

What Else Can DoNotPay Do for Veterans?

Health benefits are just the tip of the iceberg when it comes to the ways that DoNotPay can help veterans and their families. There are numerous other veterans benefits that DoNotPay can help you apply for quickly and easily as well. These include the following:

What can DoNotPay do for you today? Log in to learn more.

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