Easily Dispute Harvest Bank Account Fees & Get Them Waived
There's a cost attached to everything, whether you find out upfront or not. In the case of banking, you may pay to start saving in the form of fees to open your account or keep it at a low balance. Your money should be growing in the bank, not disappearing. If you're tired of seeing your balance dripping away by a dollar or two every month, DoNotPay can help you fight and waive .
Fees on Harvest Bank Accounts
members have a variety of accounts to choose from, including
- Investors Now Checking Account
- Money Market Account
- Investor Savings Account
- Certificate of Deposit (CD)
- Health Savings Account (HSA)
There are different fees associated with each of these.
|Investors Now Checking Account||The Investors Now Checking account offers easy access to your money by any method convenient to you.
If you allow your balance to drop below $1,000 during the month, you will be charged $7 at the end of the month. If you exceed the 75 check limit, you will be charged 15 cents for every check you write until your new statement cycle begins.
|Money Market Account||Money market accounts allow you to earn interest on a balance while still having moderately easy access to them. The only fee associated with the account is a fee for high activity. You are allowed six digital transactions a month and are charged $25 if you exceed that.|
|Investor Savings Account||Like the Money Market Account, the Investor Savings account lets your money earn money for you, but you have to meet two criteria to avoid being charged:
If your average balance is below $50, you will be charged $1 for the month. If you withdraw from your balance more than three times within your statement period, you will be charged $1 for each additional withdrawal.
|Certificate of Deposit (CD)||If you're trying to grow your savings, a CD is one of the better options available to you. The interest rates tend to be higher, but that comes at the cost of access to your funds. You have to leave your money in for the full term of the CD or you'll be charged an early withdrawal penalty. The amount of money you forfeit varies by the length of the term:
|Health Savings Account (HSA)||HSAs are available to most adults enrolled in a high deductible health plan. The account is only subject to two fees:
Harvest Bank members must determine their eligibility for an HSA.
|Accounts With No Fees||There are also four types of accounts available to Harvest Bank members with absolutely no fees:
Appeal Fees at Harvest Bank Locations
Your first option for appealing fees is to do it yourself at a branch location. Harvest Bank members can do business at any one of their four branches:
- St. Augusta
If you are unable to make it into a branch during normal business hours, the Kimball and St. Augusta branches are open on Saturdays. Members can also access Telebank by calling (320) 398-5500 or (866) 398-5500 to get account information or initiate transfers.
Avoiding Fees at Harvest Bank
To keep fees off your account statement every month, you should keep the minimum balance for your account type and minimize the number of transactions on your account. Using your Harvest Bank cards can also help you get compensated for fees even if they did not originate at the bank. The Kasasa Cash and Kasasa Cash Back accounts will refund you ATM fees up to $3 per withdrawal and $25 a month.
Get Your Harvest Bank Fees Waived With DoNotPay
If you are being charged , appeal them with DoNotPay in just three steps:
- Search "appeal fees" on DoNotPay, choose the Fight and Waive Fees product, and select the type of fee you want to appeal.
- Select the merchant you want to appeal fees for and enter the details of your transaction, including an associated account if you have one.
- Submit your case! DoNotPay will generate the best argument for your case and make sure your fee waiver request gets sent to the merchant for processing.
Let DoNotPay Minimize Your Fees on Any Platform
Whether you're trying to save a salary or grow side hustle earnings, having fees eat into your hard-earned money is frustrating. DoNotPay can help you avoid fees on many platforms, including
- American Airlines
- Spirit Airlines
- Your HOA
Protect Your Funds With DoNotPay
Whether it's money sitting in your account or money on its way to you, fees are the enemy of your growing balance. DoNotPay can help you keep your money in your hands by
- Closing Bank Accounts with High Fees
- Reducing Property Taxes
- Getting Free Trials of a Service
- Canceling Unused Subscriptions
- Getting College Fee Waivers
and more. Try DoNotPay today to make your money work harder for you!