ByHow to Stop Harassment From Hamptons Legal Debt Collectors
Having debt is nothing new for many of us. There are plenty of times when taking on a bit of loan or opening a line of credit is a normal and expected thing. However, through our own mistakes or bad luck, we may find ourselves in debt we can't deal with effectively.
The last thing anyone needs in this situation is someone hounding us for repayments. If you're being harassed by , let DoNotPay help you find a solution.
What Is Hamptons Legal?
is a debt collections agency. They buy up debt people owe to various entities and try to collect on it. While you've probably never heard of them before now, they may own the right to collect on your debts now.
Hamptons Legal Contact Details
If you'd like to get in touch with Hamptons Legal at the source, you have a few methods of contacting them. These include:
| Phone | 0845 300 9410 |
| post@lowellgroup.co.uk | |
| Address | Enterprise House, 1 Apex View
Leeds, LS11 9BH |
What Happens if I Don't Pay My Debt to Hamptons Legal?
Not paying your debts that you legitimately owe to Hamptons Legal is not a situation you want to be in. Once the company has begun trying to collect your debt in earnest, you'll need to respond sooner or later.
If you ignore collections from Hamptons Legal (assuming the debt is legitimate and collectible), you could be making a bunch of trouble for yourself. Not only will non-payment fees start to add up, the company would be within their right to escalate things. After waiting long enough without response from a debtor, debt collections companies will take a person to court to compel them to pay.
If you're being contacted by debt collectors, ignoring it won't help. What you should do is:
- Verify the debt in question.
- Decide whether you're going to dispute it and why.
- Decide whether you're going to pay in full or set up a payment plan with the collections company.
Alternative Ways to Resolve Debt Collection Issues From Hamptons Legal
Paying Hamptons Legal may not be your only option. There are a number of situations that could get you out of paying what they're demanding.
Verify the Debt
In some situations, you may have a company trying to make you pay a debt that you've already paid or never belonged to you. If this happens, one quick thing you can do to ensure the company has the right to bill you is to force them to verify the debt. Verifying the debt makes them double check the amount you owe, and will immediately force them to reconsider if the debt isn't valid in some way.
FCA Complaints
Complaining to the Financial Conduct Authority can be an effective avenue to take if you believe Hamptons Legal or their people have violated your rights. There are strict rules about how debt collectors can go about collecting debt. One common law they violate is regarding harassment, as debt collectors are known to send an inordinate number of calls and messages through the post hounding people for money.
If you think you have a case, file your complaint to potentially have your debt erased or the terms of collection changed to be more in your favor.
How Long Can Debt Collectors Collect Debt From Me?
Because of the Limitations Act 1980, debt collectors only have six years to collect your debts before it is no longer valid. This means that, if you have not been contacted about paying a debt until after six years since it was first incurred, Hamptons Legal cannot legally compel you to make payments. Remember that this only applies if you've never made payments or acknowledge the debt prior to this. If you did, the debt will still be pursuable after the six years are up.
Find Debt Relief With DoNotPay
If you're fed up with Hamptons Legal coming after you, you can get DoNotPay to help you deal with them. Just follow a few quick steps to get us started:
- Search "debt collection" on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.
And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the relevant trade association or ombudsman.
DoNotPay Can Fight Debt Collectors From Many Companies
If you're being troubled by a company other than Hamptons Legal, we can still help you. We've gone up against many other collectors in the past, including
Trust us to give you the help you need to get these collectors off your back.
What Else Can DoNotPay Do?
Outside of fighting , DoNotPay can help you out in a lot of other ways. Some of our other services include:
No matter your problems, we're here to help. Try the DoNotPay app today to get started.