Harassed By GKM Group Ltd Debt Collectors? Here’s How to Fight Back!
If you have fallen behind on bills or have had an account turned over to a debt collection agency, it can be frustrating and stressful. GKM Group and Security Management is a debt recovery and security management company. As they specialise in debt collection, they may have contacted you about a debt you owe or potential debt.
If you have been contacted by and want to know what you should do next, DoNotPay can help you navigate the process.
Who Is GKM Group and Why Are They Contacting Me?
There are a few possible reasons if you are being contacted in writing, by phone or in-person by GKM Group. They may be trying to validate a debt, collect payment for money you owe, or they could simply be harassing you.
They will not just attempt to collect money for the original creditor–they may also escalate the account to County Court on behalf of the creditor to obtain a County Court Judgement (CCJ). They may also transfer your case to the High Court so they can enforce the debt through a High Court Writ.
If you receive a notification from , you must immediately determine how to respond. They can continue to contact you, report your debt to the credit bureaus, or sue you. Acting fast is in your best interest, and DoNotPay can help.
GKM Group Ltd Contact Details
If you need to contact GKM Group to obtain more details, they claim to be available 24 hours a day, seven days a week, 365 days a year. Please refer to this table for their contact details:
|Address||Unit 45 Flexspace
Western Industrial Estate
Caerphilly, CF83 1BE
|Phone Number||029 22 406 368|
|Online Contact Form||Contact GKM|
What Happens if I Don't Pay My Debt to GKM?
If you receive a notice of enforcement from GKM, you will have a minimum of seven clear days to either:
- Pay the debt you owe, or
- Contact GKM to discuss the debt/payment options
The 7-day period is called the 'Compliance Stage'. If you ignore the compliance letter, they may send an Enforcement Agent to retrieve payment or remove goods. These stages are called the 'Enforcement' Stage and the 'Disposal Stage'. They will also charge you additional statutory fees when your case progresses to this point.
How Do I Know if a GKM Has Violated My Rights?
When a debt collector like GKM is trying to collect money, there are specific procedures they must follow and many things they cannot do. For instance, debt collectors may initially contact you in writing, in person or by phone.
However, you can write them a letter requesting that they only contact you by mail. If they continue to call you or attempt to visit your residence, you have the right to report them to the Financial Conduct Authority (FCA).
Other activities that debt collectors cannot engage in include:
- Harassment - they cannot take action that is intended to or results in threatening, humiliating or distressing you
- Lying to you
- Breaching data protection laws
- Contacting you on the weekends
- Contacting you or showing up at your place of work
- Threatening legal powers that they do not actually possess
- Increasing the interest on your account
- Charge you more for a service (such as sending a letter) than it actually costs
If you feel or are not sure if their behaviour is classified as harassment or illegal, let us help. DoNotPay can investigate and help you assess the situation and help you protect your rights!
Get the Debt Help You Need With DoNotPay!
At DoNotPay, we understand how frustrating and worrisome it can be when you have financial concerns and are being harassed by debt collectors. Whether you just discovered you owed a debt or are constantly being contacted and want to know if your rights are being violated, we are here to help. We can help you navigate the situation and file complaints to the appropriate governing body if necessary.
If you need help with , DoNotPay will help in just a few quick steps:
- Search "debt collection" on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.
And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail or file your complaint automatically with the relevant trade association or ombudsman.
We can also assist you with debt collection concerns with other companies such as:
- DWP Debt Management
- Moorcroft Debt Recovery
- Amigo Loans
- Provident Loans
- Marston Group Holdings
- Advantis Debt Collection
- Lowell Financial
How Else Can DoNotPay Help?
Not only does DoNotPay offer debt help, but we can also assist you with a variety of other concerns, such as:
- Risk-Free Trials
- Negotiating Bills
- Missing Money
- Filing Complaints
- Cancelling Services and Subscriptions
- Increasing Your Credit Limit
- Paying Bills Online
DoNotPay offers fast and successful solutions!