Release a Lien and Security Interest on Title In Georgia
The process of obtaining a title lien release in Georgia can be difficult and slow. As many people know, the process is lengthy and sometimes not worth the trouble if you are unable to afford legal fees. However, with the help of DoNotPay, it is much easier to get a .
DoNotPay is an online legal lawyer service powered by artificial intelligence (AI). Since its inception in 2016, DoNotPay has been a godsend for motorists in the US and UK. The AI-driven chatbot has successfully helped people contest more than $4 million worth of parking tickets and other legal violations; and now, it can help Georgians with a title lien release.
What Is a Title Lien?
A is a claim on a vehicle's title, which prevents the vehicle from being sold to someone else. The lienholder has a right to repossess or take back the car if the loan or the lease is not paid in time. If the vehicle owner wants to sell their car, he has to pay off all outstanding liens and then register it in his name.
In most cases, banks and financial institutions are title lien holders on cars. They use the vehicles as collateral for loans or leases; when the vehicle owner defaults on payments, the lender can repossess the car. If you would like to understand how to deal with car title lien more seamlessly, DoNotPay can help.
Selling a Car With Lien
If you have a car with a title lien, there are a couple of ways you can go about selling your vehicle. Here's what you need to do:
- Sell the car privately: If you want to sell the car to anyone you choose, privately, you can do so without paying off the title lien. However, before finalizing the deal with your buyer, make sure that he is willing to take on liabilities that come with the vehicle. It is important that he or she knows and agrees to pay off outstanding loans and liens in order to register them in their name before making the final payment.
- Selling the car in an auction: If you don't have time or money to deal with liens, selling the vehicle at auction may be your best bet. However, it's important that you make sure that the person who wins the auction has the money and ability to pay off the liens. Of course, if you've already taken care of all your legal obligations, you can easily sell the car in an auction and be done with it.
- Selling the car to a dealership: If you don't want to sell it in your state, but you still wish to get rid of it, you can ship it to one of the many used car dealerships in other states.
While this process is lengthy and takes time, it is possible. If you want to make it easier and successfully sell a car with a lien, DoNotPay can help you get it done.
How to get Georgia Title Lien Release
There are several steps involved in getting a . Here's what you need to do:
Call the DMV: | The first thing that you need to do is call the Georgia Department of Driver Services (DDS) and get their confirmation number. The number should be on your vehicle registration card. Once you have the confirmation number, you can call the DDS customer service line to get your title lien release form. You need to fax or mail your form to the DDS. |
Submit a copy of the lien holder's termination statement: | The next thing that you need to do is make sure that the lender has terminated its lien on your vehicle. This means that it no longer holds a lien on your car title. Lenders are required by law to send out a termination statement when they have completely paid off all their liens. You can get the termination statement by submitting a copy of the signed document to the DDS. |
Get a lien release form from a Lender: | Once you have the termination statement and the release form, go to the lender and ask for it. There should be a waiver of liens signed on their website, or they can easily give it to you. You can then submit this document to the DDS with your other documents. |
File a certification of title: | You will then need to get this form from the DDS. Once you have it, you will need to complete and sign it, then take it to the DDS for filing. Actually, DDS agents do not file your certificate of title for you. They will give you instructions on where to go and what to do. |
Get the certificate of title: | After you have the proof that the lien is void, the DDS will give you a new title certificate within 5 business days. You can get this form from your local DMV office or from the DDS. |
This is quite a cumbersome process. If you want a quick solution to get a , DoNotPay has you covered.
Handle a Georgia Title Lien Release With DoNotPay
DoNotPay has successfully helped thousands of Georgians with their . The virtual lawyer service navigates you through the entire process, ensuring that all the necessary paperwork is filed on time and that you're updated every step of the way. The process is easy, fast, and efficient; it is completed in a timely manner, and you will not have to worry about the hefty attorney fees.
Here are three easy steps to get you started:
- Search for remove my lien on DoNotPay.
- Start our Remove My Lien product.
- Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.
There are many other resources that DoNotPay can help with. These include:
- Determine if there's a lien against you
- Tax lien on a credit report
- How to remove a state tax lien from public record
- Determine whether there is a lien on your house
- How to fill out a lien release form
- How to remove lien on the property
What Else Can DoNotPay Do?
Beyond helping you with the , DoNotPay can also help you contest many other legal issues, including:
- Customer service
- Small claim court
- Reducing property taxes
- Increase credit limit
- Clean credit report
- Release of liability
- Close bank accounts
- Help with bills
If you have a car in Georgia, there's a good chance you have a title lien. Georgia residents who need help getting their car title released from a lien should head over to the DoNotPay website and chat with the bot. It will help take care of all the paperwork as well as the . Just sign up with DoNotPay, and follow the step-by-step guidelines to get your issue addressed.