Is Fredrickson International Fredpay Debt Collectors Harassing You for Unpaid Debt? DoNotPay Can Help!
Fredrickson International, also known as Fredpay, is a debt collection agency that specialises in collecting debts owed by individuals. It's part of the Lowell Group, which is recognised as one of the most successful debt collection and debt purchase organisations in the United Kingdom. If you've received calls, letters, or text messages from Fredrickson International Fredpay debt collectors and don't know what to do, read on to discover how DoNotPay can help.
Who Is 0345 839 6261 and Why Are They Calling Me?
Fredrickson International Fredpay debt collectors have been known to call debt defaulters on 0345 839 6261 to collect payment. Other phone numbers they might use to contact you include 0203 147 8143, 0203 147 8161, 0203 147 8267, or 0345 839 6213. If you've been contacted by Fredrickson International or by Fredpay, you might be wondering who they are and why they're reaching out to you.
As a debt collection agency, Fredrickson International acts on behalf of several different companies and government bodies if you have failed to meet contractual payments. The company either bought the debt you held from another business or lender or is collecting your debt on behalf of the creditor.
Some of the companies Fredrickson International collects debts for include:
- HMRC if you haven't paid your tax bill or if you got tax credits that you weren't due.
- Utility Warehouse
- Capital One
- Scottish Power
- First Utility
Tactics Used by Fredrickson International Fredpay Debt Collectors
Fredrickson International will use a range of methods to recover the money owed. You can expect to be contacted through endless phone calls, mail, and text messages which can be extremely annoying. Fredpay debt collection agents can be tenacious and will try to call several times each day with different phone numbers until you answer, but they do not leave voicemails. They can harass you for months, demanding you contact them to arrange payment, or even threaten to visit your home if you don't pay.
Fredrickson International is also known to take legal action if you fail to pay your debt. In most cases, the company will write you a letter offering an out-of-court settlement first before threatening to take you to court to obtain a county court judgement (CCJ) or make you bankrupt.
This action can affect your credit rating and increase your debt as fees are added to the original amount owed. That's why it's important not to ignore calls, texts, or letters from Fredrickson International Fredpay debt collectors. Ignoring contact will only make your situation much worse.
Fredrickson International’s Contact Details
If you'd like to contact Fredrickson International yourself for more details, refer to this table of their contact details:
|Address:||PO Box 260
|Contact number:||0345 839 6261|
|Websites:||www.fredpay.com and www.lowell.com|
Has Fredrickson International Violated My Rights?
Though Fredrickson International debt collectors can call, text, email, or write to you, they cannot:
- Come inside your home
- Take possession of anything you own
- Have you arrested or sent to prison
Alternative Ways to Resolve Customer Service Complaints
If you've tried raising a complaint with Fredrickson International customer service but cannot get a satisfactory response or want to complain more, there are other options you could explore.
ADR Schemes (Alternative Dispute Resolutions) With the Financial Conduct Authority (FCA)
Debt collectors like Fredrickson International must follow the strict debt collection guidance laid down by the Financial Conduct Authority (FCA). While the FCA may not be able to take on your individual case, it can refuse or revoke Fredrickson International's authorisation or fine them.
Financial Ombudsman Service
You can file a complaint with the Financial Ombudsman Service if:
- You are not the person who owes the debt
- The amount you're being asked to pay is incorrect
- The business is repeatedly contacting you about the debt
- You're in financial difficulty, and the business isn't being helpful
- Your debt isn't enforceable
You should hear back within 10 days after making a complaint.
Small Claims Court
You can also sue Fredrickson International in small claims court for damages if they engage in abusive, deceptive, or unfair behaviour. However, you need to demonstrate that you've tried all other means to get redress, and the amount you can claim should be less than £10,000 in England and Wales, £3,000 in Northern Ireland, and £5,000 in Scotland.
How Long Can Debt Collectors Collect Debt From Me?
According to the 1980 Limitations Act, loan debt collectors can only collect a debt from you for 6 years. However, for the 6 years to count, you must not have made an acknowledgement of your debt or submitted a payment to your creditor even once.
Get Debt Help With DoNotPay
Whether Fredrickson International debt collectors recently contacted you about your debt or they have been harassing you for months, DoNotPay can help. We can help you determine if your Fredrickson International debt collectors are compliant with debt collection laws, guide you on the best course of action to take, and contact the debt collectors with a demand letter on your behalf.
If you choose to report Fredrickson International to a governing body instead, we'll file the complaint on your behalf.
To get started, just follow these 3 easy steps:
- Search “debt collection” on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.
And that's it. Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to Fredrickson International via first-class mail or file your complaint automatically with the relevant trade association or ombudsman.
What Else Can DoNotPay Do?
Apart from helping with Fredrickson International Fredpay debt collectors, DoNotPay can also help you with other debt collection agencies such as Moorcroft, Marston, Provident, Advantis, Amigo and DWP debt management.
We can also help you with other issues such as:
- Reducing property taxes
- Scheduling DMV appointments
- Suing in small claims court
- Lowering your bills
- Getting free trials
- Applying for scholarships
- Finding missing money
- Paying your bills online
- Filing a complaint
Why deal with Fredrickson International debt collectors on your own when DoNotPay can do it for you? We make the entire process much easier, saving you the frustration of endless phone calls and threatening messages.